Fully Insured vs Self-Funded Health Insurance: Which Is Better for Employers?
Learn about fully insured vs self-funded health insurance and compare costs, flexibility, coverage, and options to find the right fit for your business.
Does a RetireReady NJ Exemption Apply If Only Some Employees Have a Retirement Plan?
Quick Answer: A RetireReady NJ exemption can apply even if a qualified retirement plan is available to only some employees. RetireReady NJ’s published guidance says an employer does not have to offer the qualified plan to every employee to be exempt. The state gives the example of an employer that contributes to a qualified plan […]
Level-Funded Health Plans: Are They Right for Your Business?
Learn how level-funded health plans work and what businesses should consider when deciding if this health insurance option is right for their employees.
What Changed in New Jersey Job-Protected Leave Rules?
Quick Answer: The RetireReady NJ expansion lowers the employer threshold from 25 employees to 10, bringing more small New Jersey businesses into the state retirement savings program. Employers with 10 to 24 employees should review their retirement benefits and HR processes, confirm whether they meet the employee-count, two-year business, and retirement-plan requirements, and prepare their […]
How to Reduce Employee Health Insurance Costs Without Cutting Benefits
Learn how businesses can reduce employee health insurance costs while maintaining valuable benefits and supporting employee satisfaction.
What Changed in New Jersey Job-Protected Leave Rules?
Quick Answer: New Jersey job-protected leave rules expanded on July 17, 2026. NJFLA now generally applies to employers with at least 15 employees worldwide, down from 30, and eligible employees generally need only three months of employment and 250 hours worked in the prior 12 months. New Jersey also created separate job protection for qualifying […]
Employee Benefits Trends Pennsylvania Businesses Should Watch in 2026
Explore key employee benefits trends Pennsylvania businesses should watch in 2026 to attract talent, improve retention, and support employee well-being.
How to Balance Cost and Value When Designing Employee Benefits
Learn how businesses can balance cost and value when designing employee benefits that support employees while managing business expenses.
How Family-Friendly Benefits Can Improve Employee Retention
Learn how family-friendly benefits can improve employee retention, support working families, and create a more supportive workplace.
How Preventive Health Benefits Can Lower Long-Term Employer Costs
Learn how preventive health benefits can support employee wellness, reduce long-term healthcare costs, and help businesses build a healthier workforce.
