Employee Onboarding Best Practices for Growing Businesses
Learn employee onboarding best practices for growing businesses, including HR processes, benefits education, health insurance, retirement plans, and employee support.
What Is a Self-Insured Health Plan? A Guide for Employers
By Bill Capece, Director of Business Development, JS Benefits Group For employers facing rising health insurance costs, self-insured health plans can provide another way to approach healthcare financing. But self-funding is more than simply changing insurance plans. It changes how an employer assumes risk, pays claims, analyzes healthcare spending and manages its overall benefits strategy. […]
How to Build an HR Process for a Growing Business
Learn how to build an effective HR process for a growing business and create clear systems for hiring, onboarding, employee support, benefits, and workplace management.
Do New Jersey Infertility Coverage Requirements Apply to My Company’s Health Insurance Plan?
Quick Answer: New Jersey infertility coverage requirements generally apply to qualifying insured group health plans issued or renewed in New Jersey for groups with more than 50 people when the plan includes hospital or medical benefits and pregnancy-related coverage. The mandate generally does not apply to private self-funded employer plans, New Jersey small-group coverage, or […]
How to Reduce Employee Turnover Through Better Benefits and HR Strategies
Learn how better employee benefits and HR strategies can help employers reduce employee turnover, improve workforce satisfaction, and retain valuable employees.
Should a New Jersey Employer Use the State TDI and FLI Plan or a Private Plan?
Quick Answer: A New Jersey TDI and FLI private plan is worth considering when its cost, claims administration, or approved benefits offer a meaningful advantage over the State Plan. The State Plan is often simpler because New Jersey administers the benefits and no private-plan approval is required. A private plan must be approved by the […]
Voluntary Employee Benefits: How Employers Can Add Value to Their Benefits Package
Learn how voluntary employee benefits can add value to your benefits package, support employee needs, and give workers more flexibility in choosing additional coverage.
Which Employers Must Follow New Jersey 1095 Filing Requirements?
Quick Answer: New Jersey 1095 filing requirements can apply when an employer provides minimum essential health coverage to New Jersey residents. Self-insured employers generally file the coverage information directly with the state, while fully insured employers normally rely on their insurance carrier. Multiemployer plan sponsors generally file for their plans. However, an employer may have […]
Open Enrollment: What Employers Should Review Before the Next Benefits Year
Learn what employers should review before open enrollment, including employee benefits, plan costs, benefits administration, and health plan options.
How Does New Jersey Small Group Continuation Differ From Federal COBRA?
Quick Answer: New Jersey Small Group Continuation, or NJSGC, can provide continuation coverage through insured New Jersey small-group health plans, including for employers too small for federal COBRA. Federal COBRA generally applies to employers with at least 20 employees and can cover insured or self-funded plans. NJSGC generally gives a qualified person 30 days after […]
