Employee Performance Reviews: Best Practices for Small and Mid-Sized Businesses

Employee performance reviews

Employee performance reviews give businesses a structured way to discuss employee progress, recognize good work, and identify areas where additional support may be needed. For small and mid-sized businesses, regular reviews can also help managers understand employee goals and keep teams moving in the right direction. A good review should be more than a yearly […]

What Is Stop-Loss Insurance? Self-Funded Health Plans Explained

Stop-loss insurance for self-funded health plans

Author: Bill Capece, Director of Business Development For employers considering a self-funded health plan, one of the most important concepts to understand is stop-loss insurance. Self-funding can give employers greater control over healthcare costs, access to claims data, and flexibility in plan design. But it also means the employer takes on responsibility for paying covered […]

What Benefits Must New Jersey Employers Include in Job Postings?

Quick Answer: New Jersey’s pay transparency law requires covered employers to include a general description of benefits and other eligible compensation programs in advertised new-job and transfer opportunities. The law does not require employers to offer a fixed list of benefits. NJDOL’s currently proposed, non-binding rules identify health, life and disability insurance, paid time off, […]

Which Employers Must Offer New Jersey Pre-Tax Commuter Benefits?

Quick Answer: New Jersey pre-tax commuter benefits generally must be offered by employers with at least 20 employees for each working day during at least 20 calendar workweeks in the current or immediately preceding calendar year. Employees working outside New Jersey can count toward the 20-employee employer threshold. Covered employers must give eligible employees the […]

How Data Analytics Is Changing Employee Benefits Strategy for Growing Businesses

Healthcare data analytics charts used to evaluate employee benefits strategy

Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP Founder & CEO, JS Benefits Group | Forbes Business Council Contributor | Co-Host, Executive Leaders Radio   For years, employee benefits decisions were often made using the same basic information: last year’s renewal rate, the carrier’s proposal, and what similar employers appeared to be offering. That approach […]

Employer Health Insurance Contributions: How Much Should Bucks County Employers Pay?

Benefits consultant and employer reviewing health insurance contribution costs and benefits budget.

There is no single employer health insurance contribution that works for every Bucks County business. Start by making employee-only coverage reasonably affordable, then decide how much to contribute toward spouse and family coverage based on budget, employee wages, enrollment, and hiring needs. For 2026 plan years, applicable large employers should also review the 9.96% ACA […]

Are PBM Prescription Drug Costs Rising for Bucks County Employers?

Prescription medication, pharmacy cost reports, calculator, and laptop on an office desk.

If PBM prescription drug costs are rising, start by comparing pharmacy spending with prescription use. If employees are filling about the same number of prescriptions but the plan is paying more, review specialty drug costs, rebates, PBM fees, spread pricing, and the plan’s net pharmacy cost. A large increase without a similar increase in prescription […]