Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
5 12, 2024

How ESG (Environmental, Social, Governance) Initiatives Impact Talent Retention?

By |2024-12-05T14:08:06-05:00December 5th, 2024|Categories: Non Traditional Group Health Plans|Tags: , , , |

Attracting and retaining top talent is crucial for organizational success. While competitive salaries and benefits remain important, employees are increasingly seeking more than just financial compensation. They want to work for companies that align with their values and contribute to a better world. This is where Environmental, Social, and Governance (ESG) initiatives come into play.

A growing number of employees today seek employers whose values align with their own. And companies that prioritize environmental sustainability, social responsibility, and good governance are […]

4 12, 2024

5 Ways Neurodiversity Can Enhance Team Creativity and Innovation

By |2024-12-04T14:57:26-05:00December 4th, 2024|Categories: Employee Benefits|Tags: , |

Did you know that embracing neurodiversity can unlock increased creativity and innovation among your team? Neurodiverse individuals often approach problems from unique angles. This usually leads to breakthroughs that might otherwise be overlooked.

Recognizing and valuing different thinking styles can foster a work environment that encourages diverse ideas and solutions. In this post, we’ll explore ways different thinking styles can lead to breakthroughs and fresh perspectives.

1. Embracing Different Cognitive Strengths

Neurodiverse individuals possess a variety of cognitive strengths. Some excel at

4 12, 2024

The Impact of Equity Compensation on Attracting Top-Tier Talent in Tech Start-ups

By |2024-12-04T14:53:45-05:00December 4th, 2024|Categories: Employee Feedback|Tags: , , |

Are you struggling to attract top talent to your tech startup? Equity compensation can be a powerful tool. By offering a stake in your company’s success, you can appeal to ambitious professionals seeking long-term growth. This approach aligns employee interests with company goals and also fosters a sense of ownership and commitment.

In this post, we’ll highlight how offering stock options or other ownership incentives can attract and retain the best and brightest. Also, we’ll explain best practices for the implementation […]

3 12, 2024

4 Strategies for Building Financial Wellness Programs That Actually Work

By |2024-12-03T15:12:10-05:00December 3rd, 2024|Categories: Employee Benefits, Wellness Program|Tags: , |

Are you worried your employees are stressed about money? This is a common challenge for many organizations. Financial wellness programs can help. But only if they’re implemented properly.

In this post, we’ll share proven strategies to implement a program that truly supports your employees’ financial well-being. As a result, you’ll create a happier, more productive workforce.

1. Assess Employee Needs

Begin by understanding the specific financial challenges and needs of your workforce. Conduct surveys, focus groups, or individual interviews to gather insights into […]

3 12, 2024

5 Neurodiversity Benefits Employers Can Leverage for Innovation and Team Growth

By |2024-12-03T15:08:42-05:00December 3rd, 2024|Categories: Voluntary Benefits, Workplace|Tags: , |

Ever wondered why most creative and insightful teams think differently? That’s neurodiversity at work.

Neurodiversity simply means different ways of thinking. The neurodiverse team can include folks who are analytical, creative, practical and have other ways of thinking.

In this blog post, we’ll explore how neurodiversity benefits employers. Moreover, we’ll discover how these unique perspectives can lead to amazing innovation and growth for your company.

1. Fresh Perspectives Fuel Creativity

A neurodiverse team approaches problems from unique angles, spotting patterns others overlook and challenging […]

3 12, 2024

How Paid Sabbaticals Drive Employee Loyalty in Competitive Job Markets?

By |2024-12-03T15:05:16-05:00December 3rd, 2024|Categories: Employee Benefits|Tags: , |

Want to keep your best employees from leaving? Paid sabbaticals might be the answer. Beyond just a perk, sabbaticals show employees they are valued and trusted, fostering deeper connections to your organization. Implementing such a program can also attract top talent-seeking companies that prioritize work-life balance.

In this post, we’ll explore how offering extended time off can boost loyalty, reduce burnout, and give your company a competitive edge. You’ll learn how to create a sabbatical program that works for both your […]

3 12, 2024

How Customizable Wellness Plans Are Setting the New Standard in Employee Benefits?

By |2024-12-03T15:01:42-05:00December 3rd, 2024|Categories: Employee Benefits, Wellness Program|Tags: , |

Most employee wellness programs miss the mark. They often fail to address the unique needs and preferences of a diverse workforce. Employees need solutions that prioritize their individual well-being, not just check a box for company compliance.

Fortunately, there’s a new trend in employee benefits: customizable wellness plans. These plans let employees choose benefits that truly fit their needs.

In this post, we’ll explore how these programs work and why they’re a game-changer for attracting and retaining top talent. Plus, we’ll […]

15 11, 2024

Three Techniques for Building a Diverse Talent Pipeline that Meets Future Needs

By |2024-11-15T15:46:07-05:00November 15th, 2024|Categories: Group Health|Tags: , , |

Building a diverse talent pipeline is like assembling a perfect burrito—it takes careful layering, the right ingredients, and a little spice to keep things interesting. In the workplace, diversity adds that essential flavor to foster creativity and growth. Let’s understand three effective strategies for creating your talent pipeline.

1. Use Skills-Based Hiring Practices

Traditional hiring methods often prioritize degrees or job titles over the skills candidates bring to the table. Skills-based hiring flips the script by focusing on what an individual can […]

15 11, 2024

Three Practices to Support Employees Transitioning Back to the Office

By |2024-11-15T15:43:12-05:00November 15th, 2024|Categories: Employee Feedback|Tags: , , |

Returning to the office isn’t just a shift in location. It’s a shift in mindset. For many employees, the office now feels like a new environment, filled with evolving expectations and routines. The question isn’t whether they can adapt but how employers can make the transition smoother, more meaningful, and engaging. Here are three actionable practices to ensure a seamless and supportive return for your team.

1. Redefine the Office Experience

The return to the office isn’t just about occupying a physical […]

15 11, 2024

Three Best Practices for Managing Remote Teams Across Different Time Zones

By |2024-11-15T15:39:31-05:00November 15th, 2024|Categories: Stress Management|Tags: , , |

Managing remote teams across time zones is like running a relay race where each runner starts on a different track. To win, you need precise handoffs, a clear strategy, and trust that every team member will play their part—even when you’re not watching. The challenge is ensuring everyone stays aligned while working at their own pace and time.

With the right approach, you can turn these challenges into strengths. Here are three proven practices to help you keep your remote team […]