Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Meet the JS Benefits Group Team

Advisors who know the industry—not just the product.

Our consultants bring deep carrier relationships, advanced credentials, and industry-specific expertise to every client engagement. We don’t sell benefits—we build strategies that protect your people and your bottom line.

What Sets Our Team Apart

Certified Professionals

SHRM-CP, CFP®, and industry certifications

Broad Carrier Relationships

Access across the full insurance marketplace

Alternative Funding Experts

Self-funded, level-funded, captive strategies

30+ Years Combined Experience

Strategic advisors, not commission-driven sales

SHRM & HRCI Recognized Broad Carrier Relationships Alternative Funding Specialists Strategic Advisors, Not Salespeople Industry-Specific Expertise SHRM & HRCI Recognized Broad Carrier Relationships Alternative Funding Specialists Strategic Advisors, Not Salespeople Industry-Specific Expertise

Our Differentiators

The depth your benefits strategy demands

Our team combines seasoned benefits strategists, certified HR professionals, and dedicated account service specialists — all working together so you get expert guidance and responsive support at every touchpoint.

Credentials That Matter

SHRM-CP, CFP®, and HRCI-recognized professionals across benefits, HR, and financial planning disciplines.

Carrier Relationships

Deep, long-standing relationships across the full marketplace give our clients access and leverage most brokers simply can’t match.

Alternative Funding

Self-funded, level-funded, captive arrangements—our team structures non-traditional funding strategies most brokers avoid because they require real expertise.

Industry Specialties

Healthcare, manufacturing, associations, nonprofits, professional services—we know the nuances of your industry and design plans accordingly.

Our People

Meet the JS Benefits Group Team

Every member brings focused expertise—from strategic plan design and compliance to HR consulting and employee advocacy. Together, we function as a true extension of your leadership team.

Jennifer Schaefer

Founder & CEO

Jennifer founded JS Benefits Group on a single conviction: employers deserve an advisor who is accountable for results, not just renewals. With an MBA and three decades in the industry, she has built one of the region’s most respected independent benefits consultancies—one that measures success in documented savings, not commission volume.

Lisa Reed

Director of Account Management

Kate Gryn

Renewal & Claims Specialist

Vicki Brown

Quoting & Renewal Specialist

Christine Gardener

Senior Account Manager

Jennifer Seiple

Account Manager

William Capece, CFP®

Director of Business Development

Dawn Rodriguez

Account Executive

Kathy Barfoot

Service Department

Rob Capone

Employee Benefits Consultant

Kelly Steinke

Benefits Consultant

Jennifer Walsh-Nilan

Account Coordinator

Kathryn Reed, SHRM-CP

SR. Director of Human Resources

Marie Nash

Account Manager

Margo Levin

Account Manager

Mikayla Kloss

Account Manager

Randi Henkin

New Business Specialist

Ben Keene

HR & Account Management

Dawn Carlisle

HR & Account Management

Nancy Tillery

Project Manager

Robert Zahurak

Employee Benefits Specialist

Cheryl Sacony

Administration

Lori Persiponko

Account Executive

Mary Kelbaugh

Bookkeeper

Frank Schaefer

Accounting

Ready to work with a team that knows your industry?

A free consultation connects you with the right specialist for your benefits challenges. No pressure. No obligation.