Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

▶  Videos & Events

Benefits & HR expertise, on demand.

Watch the JS Benefits Group team break down the strategies, compliance rules, and cost-saving moves that protect employers and their teams — plus full webinar recordings.

🎤 As Heard On

Jennifer on Executive Leaders Radio

Executive Leaders Radio  ·  Aired May 5, 2026

Featured in this episode

✓ Jennifer Schaefer — Founder & CEO, JS Benefits Group

● Dr. Ajay Nair — President, Arcadia University
● Bill Gullan — President, Finch Brands
● Cathy Young — President, Moore College of Art & Design

🎧 Listen to the Interview

Executive Leaders Radio · 5/5/26

Audio not playing? Make sure the Google Drive file is shared as Anyone with the link.

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Leadership, Grit & Building JS Benefits Group
Jennifer's journey, influences, and what drives her work helping employers.
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Featured Videos

Our most-watched explainers for employers and HR teams.

Cost Control

How Employers Are Cutting Benefits Costs 15–30%

The renewal-season moves most companies miss — and how to claw those dollars back.

Self-Funding

Is a Level-Funded Plan Right for Your Business?

A plain-English look at when self-funding saves money — and when it doesn’t.

Compliance

The 3 Compliance Mistakes That Cost Employers Most

Avoid the ACA, ERISA, and COBRA missteps that trigger the biggest penalties.

By Topic

Benefits Strategy & Cost Control

Smarter plan design, carrier negotiation, and the levers that actually move your spend.

Plan Design

Using Dynamic Plan Designs to Control Costs

How flexible plan design reins in spend without cutting coverage employees value.

Pharmacy

What a pharmacy benefit manager isn’t telling you — and how to find real savings.

Wellness

Do Wellness Programs Actually Lower Claims?

What the data says about wellness ROI — and how to build a program that works.

By Topic

HR & Compliance

Stay compliant and confident with quick, practical breakdowns of the rules that matter.

Compliance

ACA Reporting Without the Headaches

Filing electronically and avoiding the errors that lead to IRS penalties.

HR

How to Terminate an Employee the Right Way

Documentation, final pay, and COBRA steps that reduce legal exposure.

Leave Law

FMLA & ADA: Untangling Overlapping Leave

How to handle the messy real-world leave situations that don’t fit one rule.

Full-Length

Webinar Recordings

Missed a live session? Watch the complete recordings — many qualify for SHRM & HRCI credit.

Privacy & Security

HIPAA Privacy and Security

How HIPAA’s privacy and security rules apply to group health plans and what employers must do to safeguard protected health information.

🎓 SHRM & HRCI Credit

Tax-Advantaged Accounts

HSAs, HRAs & FSAs: Rules, Requirements & Responsibilities

The differences between these accounts, who qualifies, and the employer responsibilities that come with each.

🎓 SHRM & HRCI Credit

Self-Funding

Self-Funding Opportunities and Obstacles

When self-funding makes sense, the savings it can unlock, and the risks employers should understand before making the move.

🎓 SHRM & HRCI Credit

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Questions, or want a strategy tailored to your business? Call 877-355-6070 or email info@jsbenefitsgroup.com
JS Benefits Group · Newtown, PA · Serving PA, NJ, DE, MD, NY & Nationwide