Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
12 04, 2024

Beyond Gym Memberships: Creative Wellness Initiatives Your Team Will Love

By |2026-03-29T14:17:05-04:00April 12th, 2024|Categories: Employee Benefits, Wellness Program|

It’s time to think beyond conventional gym memberships to foster a healthy and vibrant workplace. While hitting the gym has its merits, introducing creative wellness initiatives can infuse a sense of excitement and engagement among your team.

Let’s explore innovative approaches to employee well-being that will not only promote physical health but also cultivate a positive and energized work environment.

1. Wellness Challenges: Turning Healthy Habits into a Game

Transform healthy habits into a friendly competition with wellness challenges. Whether it’s step challenges, […]

8 04, 2024

Understanding Disability Insurance: A Guide for Employees

By |2026-03-29T14:16:44-04:00April 8th, 2024|Categories: Employee Benefits|

Whether you have a temporary injury or a long-term health issue, disability insurance has your back when your paycheck might not. In case you are wondering, workers’ comp usually covers job-related injuries, not the flu or a random tumble down the stairs at home. Disability insurance, on the other hand, has a broader scope, catching you when life throws you a curveball outside the office.

Here’s a short guide on what is disability insurance and how it works:

What Is Disability Insurance?

Disability […]

3 04, 2024

The Pros and Cons of Unlimited Vacation Policies

By |2026-03-29T14:16:26-04:00April 3rd, 2024|Categories: Workplace|

Unlimited paid time off sounds like a dream. It literally means taking a vacation whenever you feel like it. However, there’s a catch. There are certain rules and regulations that apply to every employee.

According to a survey by the Bureau of Labor Statistics (BLS), companies usually give their employees 11 vacation days and 7 sick days yearly. This is significantly less compared to the average 24 days off workers are given in the UK and E.U.

Unlimited PTO is an employee […]

1 04, 2024

The Green Workplace: Sustainable Practices in HR

By |2026-03-29T14:16:17-04:00April 1st, 2024|Categories: HR|

Aside from saving the planet (which is a pretty big deal, if you ask us), it turns out there are some fantastic benefits of going green for both the company and its employees.

People love working for a company that cares about more than just the bottom line. When employees see their workplace taking steps to reduce its environmental impact, it boosts morale and creates a positive company culture.

Then there’s the cost savings. Going green isn’t just about hugging trees. Energy-efficient […]

29 03, 2024

Recruitment 101: Tips for Hiring in a Tight Job Market

By |2026-03-29T14:16:07-04:00March 29th, 2024|Categories: HR|Tags: , , , , , , , , , , , |

Before you start scanning through resumes like a detective on a mission, take a step back. Understand your company’s culture inside out. What makes it tick? What values are non-negotiable? Knowing this will not only help you find candidates with the right skills but also those who will mesh seamlessly with your team.

Here are some tips to help you with the hiring process:

Craft a Killer Job Posting

Make your job posting stand out like a disco ball in a dark room. […]

27 03, 2024

Maternity and Paternity Leave: Supporting New Parents in the Workplace

By |2026-03-29T14:15:57-04:00March 27th, 2024|Categories: Workplace|

Today, companies realize the significance of supporting employees as they embark on the thrilling (and sometimes daunting) journey of parenthood.

Whether it’s attending a school play, a doctor’s appointment, or just being there for bedtime, flexibility in the workplace empowers parents to be present in their children’s lives without compromising their professional commitments.

Let’s take a look at how maternity and paternity leaves assist employees:

Maternity Leave: Its Not Just a Break

When it comes to maternity leave, it’s essential to understand that it’s […]

25 03, 2024

Making the Most of Commuter Benefits

By |2026-03-29T14:15:47-04:00March 25th, 2024|Categories: Employee Benefits|

Commuter benefits are the perks your employer might offer to make your daily trek to the office a bit less painful – both for your sanity and your wallet. Imagine paying for your commute with pre-tax dollars – money you would have handed Uncle Sam. Instead, it stays in your pocket, making your commute a bit more bearable.

Commuter benefits can be a godsend if you are a fan of buses, trains, or subways. Some employers offer transit passes as part […]

22 03, 2024

How to Handle Employee Conflicts

By |2026-03-29T14:15:38-04:00March 22nd, 2024|Categories: HR|

HR is not your workplace therapist with a magic wand ready to erase all conflicts. Nope, they are real people who simply have the means and expertise to help employees talk things through with their employers.

When an employee conflict erupts, HR is the first line of defense. They jump into action and find a resolution that keeps everyone happy (well, at least somewhat satisfied).

Let’s take a look at how they handle employee conflicts:

They Gather Facts

The first thing HR does is […]

20 03, 2024

Generational Perspectives on Employee Benefits

By |2026-03-29T14:15:26-04:00March 20th, 2024|Categories: Employee Benefits|

We all know the workplace has evolved over the years, and so have the expectations around the benefits package. A corner office, remote work setups, and paid time off – each generation brings its own set of priorities and preferences.

Baby Boomers

These seasoned professionals value stability and will likely appreciate traditional employee benefits like health insurance and retirement plans. For them, it’s not just about the job but the long-term security that comes with a comprehensive benefits package.

Gen X

Gen Xers are […]

18 03, 2024

Employee Assistance Programs: A Lifeline in Times of Need

By |2026-03-29T14:15:17-04:00March 18th, 2024|Categories: Employee Benefits|

Employee assistance programs, AKA EAPs, are support services employers provide to help employees deal with personal and work-related challenges. It’s a safety net that catches them when their lives take an unexpected turn.

EAPs offer various services, ranging from counseling and mental health support to financial and legal assistance. Need someone to talk to about the mountain of stress on your shoulders? EAP has got you covered. Facing a legal dilemma and not sure where to turn? EAP can help with […]