Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
31 08, 2020

The Negative Consequences of Office Politics

By |2020-08-30T21:21:35-04:00August 31st, 2020|Categories: Workplace|

Workplace culture is just as important to productivity as anything else. If you want your organization to grow and benefit from the right employees, it is necessary that you focus on workplace culture and reduce all forms of office politics from the workplace.

If your workplace culture and the relationship between employees is not duly monitored, politics will eventually rise and wreak havoc. Negative politics in the workplace usually includes different opinions between groups of workers over policies or other workplace […]

26 08, 2020

Proven Business Benefits of Remote Work

By |2020-08-30T21:23:25-04:00August 26th, 2020|Categories: Group Health, HR|

For a long part of the last decade, job seekers have been attracted to organizations who offer the possibility of remote work. Whether from their home or on the go, employees appreciate it when their place of work offers them an opportunity to work from home.

Yet some businesses have shied away from allowing remote work and like the traditional style of work where everyone is gathered under one roof and where micro management is possible. This autocratic style of leadership […]

25 08, 2020

How HR Can Set Workplace Culture

By |2020-10-06T09:25:21-04:00August 25th, 2020|Categories: HR|

In disruptive times, like the ones we are going through right now, organization culture can help play a key role in shaping enterprise performance. However, culture change best comes from the boardroom, where HR teams and managers impact the way employees behave with each other and see each other.

According to the SHRM or Society of Human Resource Managers, over a quarter of a trillion dollars have been wasted during the last half a decade because of turnovers caused by poor […]

21 08, 2020

How to Deal With Troublemakers at Work

By |2020-08-30T22:19:56-04:00August 21st, 2020|Categories: HR, Workplace|

Office troublemakers come in all forms of shapes and guises. You can have an infestation of plotters who try to enlist others in their unethical plans to disturb the culture and peace of the office or you can have an escape artist in your workplace with skills better than Houdini. The escape artist will be found nowhere at the hour of need and will pop up when things have gone wrong to place the blame on others around them.

Similarly, there […]

19 08, 2020

How to Create the Perfect Job Description

By |2020-08-30T22:22:18-04:00August 19th, 2020|Categories: HR|

Your interactions with a future potential employee begin with the job description. The job description is usually the first thing that a future employee will see related to your organization and job opportunity.

Knowing that it is the first thing you can use to engage employees, it is necessary that you get the document right. Through the right words and formatting, you might just end up hiring an employee deemed perfect for your organization.

Your job description should do a lot more […]

17 08, 2020

How Diversity Can Prove to Be Good for Your Business

By |2020-08-30T23:16:57-04:00August 17th, 2020|Categories: Workplace|

We know the importance of diversity in the workplace. Diversity increases your return on investment; it helps foster a lot more innovative ideas and helps create a more sustainable and inclusive work environment. It is a proven fact that companies with a diverse workforce are almost 35 percent more likely to get financial results better than the industry median.

The strength of an organization lies in differences and not similarity. If you want your organization to grow, it is extremely necessary […]

14 08, 2020

Fair Business Tactics to Follow During Hiring

By |2020-08-30T22:14:15-04:00August 14th, 2020|Categories: HR|

Discrimination in the workplace is a hot and trending topic today. Discrimination is still prevalent and can cost a lot to most organizations. To begin with, most organizations are limiting themselves from recruiting some of the best talent in the market because of their poor hiring policies. What’s more, discrimination can also lead to you landing in hot water because of the fines, litigation costs and bad publicity that is involved here.

Organizations that resort to discrimination and biases during their […]

12 08, 2020

Do’s and Don’ts of Resolving Conflict in the Workplace

By |2020-08-30T22:14:04-04:00August 12th, 2020|Categories: Workplace|

Managing a team of diverse employees can be difficult, because conflicts are always on the card. If your workplace culture is not exactly accommodating, employees will get involved in petty competition and try to backstab others for their own gains. This leads to conflicts and disputes within the organization, where you will have to eventually step in.

In this article, we will look at some of the actions you should take and others that you shouldn’t take while resolving conflict. But, […]

10 08, 2020

4 Ways HR Has Changed Over Time

By |2020-08-30T22:13:45-04:00August 10th, 2020|Categories: HR|

The world of work and organizations has drastically changed over the last decade, influenced by factors that include a brutal recession, a new generation of workers and major technological advances around us. Fact is, that deciding to change is no longer a choice for most companies, it is an obligation they have to entertain so that they remain updated with the changing trends of the world.

While organizations have restructured their models, HR departments have been at the forefront of this […]

30 07, 2020

Managing HR Tasks during this Pandemic

By |2020-07-28T11:41:27-04:00July 30th, 2020|Categories: HR|Tags: |

The current coronavirus pandemic has brought remote work to the forefront, as many organizations are currently focused on it. However, despite the focus on remote work and employees working remotely, a huge number of employees are still working on site. Just like the pandemic has changed remote work, it has also affected on-site employment as well.

There’s been an enormous amount of attention and talk focused on ‘How do you use zoom?’ But there are so many employees that are not […]