Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Fractional HR for Philadelphia Employers: What You Get Without a Full-Time Hire

Fractional HR Philadelphia

Some companies do not have an HR problem at first. They have a time problem. Then a manager handles onboarding between meetings. An owner rewrites a policy at night. A payroll question turns into three phone calls. Little by little, HR work starts taking attention away from the business. That is where fractional HR Philadelphia […]

The 3 Compliance Mistakes That Cost Employers the Most

Compliance checklist on an office desk with employee benefits documents, notes, and administrative paperwork highlighting the importance of ACA, ERISA, and COBRA compliance for employers.

One missed compliance notice cost a New Jersey employer more than $94,500. Employee benefits compliance isn’t just a paperwork exercise. For employers, mistakes involving ACA reporting, ERISA documentation, and COBRA notices can lead to significant penalties, audits, and unnecessary legal exposure. In this video, Kathryn Reed, SHRM-CP, Senior Director of HR at JS Benefits Group, […]

What Is a Level-Funded Health Plan and Is It Right for My Newtown Business?

JS Benefits Group branded image showing level-funded health plans for Newtown businesses, with visuals for cost comparison, predictable payments, risk management, refunds, and plan flexibility.

Quick Answer: A level-funded health plan gives Newtown businesses a fixed monthly payment with more cost transparency than many traditional fully insured plans. It may help employers control healthcare costs, review claims data, and possibly receive money back when claims are lower than expected. It can be a good fit for some small and mid-sized […]