What Should Maryland Employers Do Before FAMLI Payroll Deductions Start in January 2027?

Maryland office employees representing FAMLI payroll deductions, employer registration, employee notices, and payroll preparation for 2027.

Quick Answer: Maryland employers must prepare for Family and Medical Leave Insurance (FAMLI) payroll deductions beginning January 1, 2027. Businesses should register, confirm contribution rates, update payroll systems, and notify employees before withholding starts. The State Plan rate is 0.9% of covered wages, with up to 0.45% deducted from employee paychecks. Employers considering private plans […]

What If Your Business Missed the 2026 New York Secure Choice Registration Deadline?

Calendar, calculator, and office workspace representing the 2026 New York Secure Choice registration deadline and employer payroll planning.

Quick Answer: If your New York business missed its 2026 Secure Choice registration deadline, confirm whether the program applies and complete the required registration as soon as possible. Secure Choice generally covers employers with at least 10 New York employees that meet its operating-history and retirement plan requirements. Businesses offering qualifying retirement plans may be […]

Do New Jersey Infertility Coverage Requirements Apply to My Company’s Health Insurance Plan?

Benefits professionals discussing New Jersey infertility coverage requirements in office

Quick Answer: New Jersey infertility coverage requirements generally apply to qualifying insured group health plans issued or renewed in New Jersey for groups with more than 50 people when the plan includes hospital or medical benefits and pregnancy-related coverage. The mandate generally does not apply to private self-funded employer plans, New Jersey small-group coverage, or […]

Which Employers Must Follow New Jersey 1095 Filing Requirements?

Employers reviewing New Jersey 1095 filing requirements in a modern office

Quick Answer: New Jersey 1095 filing requirements can apply when an employer provides minimum essential health coverage to New Jersey residents. Self-insured employers generally file the coverage information directly with the state, while fully insured employers normally rely on their insurance carrier. Multiemployer plan sponsors generally file for their plans. However, an employer may have […]