Does a RetireReady NJ Exemption Apply If Only Some Employees Have a Retirement Plan?

Quick Answer: A RetireReady NJ exemption can apply even if a qualified retirement plan is available to only some employees. RetireReady NJ’s published guidance says an employer does not have to offer the qualified plan to every employee to be exempt. The state gives the example of an employer that contributes to a qualified plan […]

What Changed in New Jersey Job-Protected Leave Rules?

Quick Answer: The RetireReady NJ expansion lowers the employer threshold from 25 employees to 10, bringing more small New Jersey businesses into the state retirement savings program. Employers with 10 to 24 employees should review their retirement benefits and HR processes, confirm whether they meet the employee-count, two-year business, and retirement-plan requirements, and prepare their […]