June 1, 2026

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Employee Benefit Services
Health & Employee Benefits Solutions

You’ve built your business with heart and soul; we help you protect it with benefits programs designed to reduce one of your largest spends while strengthening your greatest asset, your team.

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Benefits Plan Design and Healthcare Cost Management

Cut costs, boost retention, and enhance your benefits.

Corporate Wellness

Enhance employee health and productivity, reduce healthcare claims.
Voluntary Benefits

Personalized, life-enhancing employee-paid benefits.

Executive Benefits

Provide critical financial protection for your business and it’s top performers.
Employee Advocacy

On-call advocacy — solving benefits issues fast for your team.

Self-Insured

Own your claims data and reduce costs with self-funding.
PBM Management Services

PBM transparency strategies that deliver real drug savings.

Captive Strategies

Reduce volatility and costs through captive risk sharing.
What is a level-funded health plan?
HR Services
HR Consulting Services & Solutions

Nothing is more important than getting complicated HR matters right the first time. We provide HR & Compliance support that protects your business and simplifies your workforce.

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Fractional HR

Automate and streamline tedious FSA, HSA, COBRA, and other administrative functions.

Compliance

ERISA, COBRA, ACA, and other HR expertise helps you to mitigate risk and avoid hefty fines.

Recruiting Services

We help you source, attract, and hire the talent you need to grow your business.

Technology

From onboarding to off-boarding, our consultants match you with the best HR technology within your budget.

Employee Navigator, our benefits enrollment platform
Events & Media
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The Future of Work and Level Funded Health Plans

Future of Work and Level Funded Health Plans showing digital employee benefits strategy, healthcare cost management, and workforce benefits planning.

The Future of Work and Level Funded Health Plans By Jennifer Schaefer, MBA, ChFC, SHRM-SCP Founder & CEO, JS Benefits Group The Future of Work with Level Funded Health Plans Over the past few years, I’ve noticed a significant shift in conversations with business owners and HR leaders. The discussion is no longer just about offering employee benefits. […]

Healthcare Captives Explained: A Strategic Advantage for HR Directors and CFOs

Healthcare costs keep rising each year, putting pressure on many businesses. Companies end up paying more for insurance and have less control over these increasing expenses. Healthcare captives offer a different approach. Instead of relying solely on traditional insurance, they let companies take greater control over how their health plans operate. What Are Healthcare Captives? […]

EMPLOYEE BENEFITS & HR CONSULTING

We help employers with group health insurance, compliance, cost control strategies, and employee benefits planning in NJ, MD, NY, DE, PA and the Philadelphia region.

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Free Consultation

Health & Employee Benefits Solutions

What is a level-funded health plan?

HR Consulting Services & Solutions

Employee Navigator, our benefits enrollment platform

Day: June 1, 2026