Does My Pennsylvania Company Need an ERISA Wrap Document and Summary Plan Description?

Benefits consultant reviewing ERISA plan documents with an employer in an office.

If your Pennsylvania company offers employee benefits covered by ERISA, you generally need proper written plan documentation and a Summary Plan Description, or SPD. A document specifically called an ERISA wrap document is not required by name, but employers often use one when insurance carrier materials do not contain all the employer-specific information needed for […]