Fully Insured vs Self-Funded Health Insurance: Which Is Better for Employers?

Learn about fully insured vs self-funded health insurance and compare costs, flexibility, coverage, and options to find the right fit for your business.

Does a RetireReady NJ Exemption Apply If Only Some Employees Have a Retirement Plan?

Quick Answer: A RetireReady NJ exemption can apply even if a qualified retirement plan is available to only some employees. RetireReady NJ’s published guidance says an employer does not have to offer the qualified plan to every employee to be exempt. The state gives the example of an employer that contributes to a qualified plan […]