Should a New Jersey Employer Use the State TDI and FLI Plan or a Private Plan?

New Jersey benefits planning desk comparing state and private plan options

Quick Answer: A New Jersey TDI and FLI private plan is worth considering when its cost, claims administration, or approved benefits offer a meaningful advantage over the State Plan. The State Plan is often simpler because New Jersey administers the benefits and no private-plan approval is required. A private plan must be approved by the […]