Employee Benefits & HR Solutions for Delaware Employers
JS Benefits Group is the premier, #1 choice for employee benefit programs among Delaware Employers
- Specializing in Delaware Employee Benefits and Delaware HR compliance.
- Specialists in innovative employee benefit solutions that reduce costs while often increasing benefits.
- 30+ Years of Experience Founder-led, in benefits since 1993, with thousands of clients today across PA, NJ, MD, DE, NY and nationwide.
- In a competitive industry, we distinguish ourselves through our unwavering commitment to exceptional, personalized service and a team that genuinely cares.
The Employee Benefits Experts
Your Best Option for Employee Benefits in Delaware
As a premier, rapidly expanding Mid-Atlantic employee benefits firm, we empower Delaware employers to revolutionize their benefits strategy. We simplify complex compliance and combat rising costs with innovative, tailored solutions for each clients’ needs.
Our success is driven by our unwavering commitment to delivering on our promises – and exceeding expectations every time.
Jennifer Schaefer
Founder & CEO
Employee Benefit Services
Employee Benefit Packages
Our experience, market knowledge and strong purchasing power helps our clients get the benefits they want and need, while controlling costs.
Cost Saving Strategies
We help clients develop long-term solutions that stabilize costs with various wellness, funding methods and other cost-saving strategies
HR Compliance & Solutions
We engage your employees while easing the burden on your HR team with employee benefit education, expert benefit resources and more.
Delaware Service Areas
JS Benefits Group has provided group health and employee benefit services to thousands of Delaware employers, helping them and their employees save money on healthcare. These include companies in finance, retail and online retail, food and beverage, government, health and beauty, healthcare, education, groceries, pharmaceuticals, technology and more. Here are just some of the areas our clients operate in Delaware:
Northeast Delaware
New Castle County
- Arden
- Bellefonte
- Delaware City
- Elsmere
- Middletown
- Newark
- New Castle
- Newport
- Wilmington
Mid Delaware
Kent County
- Camden – Wyoming
- Dover
- Harrington
- Milford
- Smyrna
Staying compliant with Federal and Delaware Employee Benefit and HR Laws.
Delaware does not require employers to offer health insurance to their employees, however, Federal Law (the ACA) mandates that Delaware employers provide health benefits to employees if they have 50 or more full time employees, or face fines and penalties.
Delaware does not require private employers to provide a traditional, company-funded pension plan. However, as of July 2024, Delaware requires employers with 5 or more employees that do not offer a qualified, employer-sponsored retirement plan to register for the Delaware EARNS program, which is a state-sponsored, automatic-enrollment Roth IRA program.
Delaware Employers do not need to provide sick leave. All Delaware employers must adhere to the federal law, FMLA (Family Medical Leave Act), which gives employees up to 12-16 weeks unpaid leave for family illness or pregnancy. New Jersey state law allows 12 weeks of unpaid leave for birth, adoption, foster care, or family illness. Delaware employees are also entitled to time off for jury duty, military obligations, and crime victim leave.
Delaware employers must also provide unemployment benefits and workers compensation.
If between 1-19 employees, Delaware employers must follow the Delware’s mini-COBRA law and offer continuing health coverage to employees for 9 months. and if over 20 employees then they are subject to federal COBRA laws.
*Some employers can satisfy the federal regulations for the ACA through and HRA, such as a ICHRA, or a healthcare stipend. If you have less than 50 employees, we have programs that will allow you to offer robust benefits at affordable rates.
NEED HELP WITH DELAWARE HR AND EMPLOYER LAWS?
Talk to JS Benefits Group – we really can help. We’ll make sure your benefit programs are in compliance with the ACA and other state laws. We provide hands-on support and act as your employee benefit partner and compliance advisor, in addition to providing value-add administration and HR tools as part of our services.
