⚠️ “You’re spending more time on personnel issues than on the work that actually drives your business forward. Sound familiar?”

— FRACTIONAL HR SERVICES . PA, NJ, DE & MD

Senior HR Leadership. Without the Full-Time Price Tag.

SHRM-SCP certified HR professionals embedded in your team — handling compliance, employee relations, performance management, and HR strategy so you can focus on running your business.

SHRM-SCP Certified Team    PA · NJ · DE · MD Law Expertise    Free HR Assessment

Kathy Reed

Senior Director of HR · Your Fractional HR Leader

SHRM-SCP

hrci certified

ca hr certified

YRS HR EXPERIENCE
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All
INDUSTRIES SERVED

As Featured In & Recognized By


🏆 Best of HR
 |  📰 Philadelphia Inquirer  |  📡 PRWeb  |  🎙️ Industry Speaker  |  🏠 SHRM Member  |  💼 LinkedIn Featured

The cost of going without Proper HR.

One compliance mistake can cost more than a full year of fractional HR. Here’s what employers in PA & NJ face without dedicated HR expertise.

● High Risk
ACA Employer Mandate Violations

Failing to offer adequate coverage to full-time employees. Penalties apply per employee, per month.

⚠️ Up to $4,460 per employee / year

● High Risk
FLSA Wage & Hour Violations

Misclassifying employees, unpaid overtime, and improper wage practices are among the most common — and costly — HR errors.

⚠️ Back pay + 2x damages + legal fees

● Medium Risk
FMLA Retaliation Claims

Improperly handling medical leave, returning employees, or documentation creates serious legal exposure.

⚠️ $50,000–$500,000+ per claim

● Medium Risk
Wrongful Terminations

Poor documentation, inconsistent discipline, or failure to follow progressive discipline processes invites lawsuits.

⚠️ $75,000+-$300,000 settlements

57%

Growth in fractional hr since 2020

115k+

Avg. annual savings vs. full-time hr

SHRM-SCP

Highest HR Certification Level

20-250

Ideal Employer Size Range

$0

Cost For Initial Assessment

Is This You?

6 Signs Your Business Needs Fractional HR Now

Most business owners don’t realize they have an HR problem until it becomes a crisis. If any of these sound familiar, it’s time to talk.

💥

You’re Flying Blind on Compliance

You’re not sure if your handbook is current, whether your leave policies are compliant, or if your job classifications are correct.

✓ No dedicated HR professional on staff
✓ Last handbook update was years ago
✓ You handle employee issues “as they come”

👑

HR is Eating Your Leadership Time

You and your managers are spending hours every week on employee issues, disputes, performance problems, and HR paperwork.

✓ Leaders doing HR instead of leading
✓ No consistent process for performance issues
✓ Every employee situation feels ad-hoc

👤

You’re Losing Good People

Turnover is higher than it should be. Employees leave and you’re not sure why — or how to fix it.

✓ No formal onboarding or orientation
✓ No employee engagement or feedback system
✓ Exit interviews reveal fixable problems

📈

You’re Growing Fast

Headcount is increasing but your HR infrastructure hasn’t kept pace. You need systems, processes, and compliance — now.

✓ Hiring 5+ people per quarter
✓ No HRIS or structured onboarding
✓ Culture and consistency breaking down

You’re Going Through a Transition

A merger, acquisition, leadership change, or major restructuring has created HR complexity your team wasn’t built for.

✓ HR lead departed or on extended leave
✓ Integrating two companies’ cultures
✓ Need interim HR leadership bridge

💰

Full-Time HR Isn’t in the Budget

You need expert HR but a $90,000+ HR director isn’t financially justified at your current stage. Fractional is the smart bridge.

✓ 20–250 employees on payroll
✓ Revenue growth outpacing infrastructure
✓ Want senior expertise, not a junior generalist

If you checked even one box, it’s time to talk. Start with a free HR assessment — no obligation.

— See Your Real Savings

What Fractional HR Actually Costs vs. Full-Time

Most employers are shocked when they see the real numbers. A full-time HR director in Pennsylvania costs $90,000–$130,000 in salary alone. Add benefits, payroll taxes, training, software, and overhead and you’re looking at $120,000–$175,000 per year.

JS Benefits Group fractional HR gives you SHRM-SCP certified expertise for a fraction of that — scaled exactly to what your business actually needs right now.

💡 The right time to get fractional HR is before you need it urgently. One employee lawsuit or EEOC complaint typically costs $75,000–$300,000+ — more than several years of fractional HR service.

📊 Your Savings Calculator

Drag the slider to see your estimated savings

Full-time HR Director (salary)$105,000
Benefits & overhead (30%)$31,500
Total full-time annual cost$136,500
JS Benefits Fractional HR (est.)$24,000–$48,000
Your Estimated Annual Savings
$88,500 – $112,500
Every year. With SHRM-SCP certified HR expertise.

What We Handle

Fractional HR Services Tailored to Your Business

We customize our engagement around your most urgent priorities.

Your HR Team

SHRM-SCP Certified Professionals

Who Have Seen It All

JS Benefits Group’s fractional HR is led by Kathy Reed and supported by our full team of credentialed HR and benefits professionals — giving you a depth of expertise no single hire can match.

Kathy Reed

Senior Director of HR · Fractional HR Lead

SHRM-SCPHRCICA HR Certified

15+ years of HR leadership across manufacturing, healthcare, professional services, and nonprofit sectors. Kathy is your embedded fractional HR leader — handling compliance, employee relations, and HR strategy as if she were your full-time HR director.

Jennifer Schaefer

Founder & CEO · Strategic HR & Benefits

MBASHRM-SCPCLUChFCRHUREBC

30+ years of HR and benefits expertise. Jennifer provides strategic oversight and ensures your fractional HR and employee benefits strategy are fully integrated — a combination no standalone HR firm can offer.

Bill Capece

Benefits Consultant · HR & Benefits Compliance

SHRM-SCPHRCICA HR Certified

Deep expertise in benefits administration, ACA compliance, and ERISA. Bill ensures your benefits programs are properly administered and that the HR and benefits sides of your organization work seamlessly together.

Pennsylvania & Regional Expertise

Deep Knowledge of PA, NJ, DE & MD Employment Law

National HR firms give you generic advice. JS Benefits Group has been embedded in the Bucks County, Philadelphia, and Mid-Atlantic employer community for 30+ years — and we know every state-specific nuance that matters to your business.

📍 Bucks County, PA📍 Philadelphia📍 Montgomery County📍 New Jersey📍 Delaware📍 Maryland🌎 Nationwide
Pennsylvania Human Relations Act (PHRA)

Broader protections than federal law — we ensure your policies and practices comply with PA-specific anti-discrimination requirements.

PA & NJ Paid Leave Laws

Philadelphia, Allegheny County, and New Jersey all have mandatory paid sick leave requirements. We keep you current and compliant.

PA Minimum Wage & Overtime Rules

Pennsylvania has specific wage and hour requirements distinct from federal FLSA. Misclassification is the #1 audit trigger we prevent.

NJ WARN Act & Plant Closing Rules

New Jersey's WARN Act is significantly stricter than federal law. We ensure proper notice and compliance for any workforce changes.

Client Results

What Employers Say About Working With Our HR Team

★★★★★

“We had zero HR infrastructure when we engaged JS Benefits Group. In 90 days, Kathy built us a compliant handbook, a performance review process, and an onboarding program. We avoided at least two situations that could have become lawsuits.”

Robert M.

President  ·  Bucks County, PA

★★★★★

“Our HR director resigned unexpectedly and we were in a panic. JS Benefits Group stepped in within a week and provided seamless interim HR leadership. They handled everything — open enrollment, two employee investigations, and a termination. Absolutely invaluable.”

Linda T.

Executive Director  ·  Philadelphia, PA

★★★★★

“JS Benefits Group came in as our fractional CHRO and built a leadership development program, redesigned our performance process, and reduced voluntary turnover by 22% in 12 months. Worth every penny.”

Sarah K.

CEO  ·  Cherry Hill, NJ

Choose Your Model

Three Ways to Engage With Us

Every business is different. Choose the fractional HR model that fits your situation — or let us recommend the right one.

📅 Best for Ongoing Needs

👥

Monthly Retainer

A fixed monthly engagement where JS Benefits Group is your dedicated HR partner. We attend leadership meetings, manage ongoing HR needs, and proactively handle compliance and people strategy.

  • Dedicated SHRM-SCP HR lead
  • Ongoing compliance monitoring
  • Priority response for employee issues
  • Monthly HR status report to leadership
  • Scales up/down as your needs change
⭐ Most Popular
🎯

Embedded HR Leader

Full fractional HR leadership embedded in your organization. We function as your HR Director or VP of HR — attending meetings, driving strategy, managing the team, and owning outcomes alongside you.

  • Fractional HR Director or CHRO-level support
  • Strategic HR planning & roadmap
  • Full employee lifecycle management
  • Leadership team integration
  • Benefits & HR fully integrated
🛡️ For Specific Needs
🔧

Project-Based

Need help with a specific initiative? We engage on a defined project basis — handbook development, compliance audit, HRIS implementation, M&A HR integration, or any other bounded HR project.

  • Defined scope, timeline & deliverables
  • Handbook development & policy audits
  • HR compliance gap analysis
  • HRIS selection & implementation
  • M&A HR due diligence & integration

Common Questions

Fractional HR FAQs

The questions Pennsylvania employers ask us most often about fractional HR services.

A traditional consultant delivers a project and walks away. Fractional HR is embedded leadership — your JS Benefits Group HR professional attends your leadership meetings, owns ongoing people outcomes, handles employee issues in real time, and drives your HR strategy continuously. It’s the difference between hiring someone to mow your lawn once and having a landscaper who maintains your property year-round. Fractional HR is a sustained, strategic relationship — not a transaction.

JS Benefits Group fractional HR retainers typically range from $2,000 to $6,000 per month depending on the scope, hours, and complexity of your needs. For most businesses with 30–150 employees, a well-scoped fractional engagement runs $24,000–$48,000 per year. Compare that to a full-time HR Director in Pennsylvania costing $90,000–$130,000 in salary alone — plus $30,000–$50,000 in benefits, payroll taxes, and overhead. Most clients save $60,000–$115,000 annually.

Fractional HR delivers the most value for businesses with 20–250 employees. At this stage, you have real HR complexity — compliance exposure, employee relations issues, performance management, recruiting needs — but a full-time HR director isn’t yet fully justified. It also works well for larger companies augmenting an existing HR team with senior strategic support, or any company needing interim HR leadership during a transition.

A PEO (Professional Employer Organization) is a co-employment arrangement that handles payroll, benefits, and basic compliance. What a PEO doesn’t do: sit in your leadership meetings, build a performance management system, coach your managers, investigate employee complaints, or help you build a strategic people function. PEOs are transactional. Fractional HR is strategic, embedded leadership that connects your people strategy directly to your business goals — while keeping you in full control of your employee relationships and company culture.

Yes — and this is our single biggest differentiator. Because JS Benefits Group is a full-service HR and employee benefits firm, your fractional HR professional has deep expertise in total compensation, benefits strategy, ACA compliance, carrier negotiations, and benefits administration. Your HR and benefits strategies are fully integrated by the same team — creating consistency that standalone HR consultants, PEOs, and benefits brokers cannot offer separately.

Pennsylvania employers face both federal and state-specific requirements. Key PA-specific obligations include: the Pennsylvania Human Relations Act (broader protections than Title VII), Philadelphia and Allegheny County paid sick leave laws, Pennsylvania Minimum Wage Act, PA-specific recordkeeping requirements, and PA WARN Act obligations. New Jersey employers face additional requirements including the NJ WARN Act (stricter than federal), NJ SAFE Act, NJ CEPA whistleblower protections, and NJ paid sick leave. JS Benefits Group knows all of these — and keeps you ahead of changes.

We can typically begin within 1–2 weeks of signing an engagement agreement. For urgent situations — such as an active employee investigation, a sudden HR leadership vacancy, or an impending compliance deadline — we can often move faster. Most clients are up and running within two weeks of their initial conversation with us.

Free HR Assessment

Stop Guessing.
Get Answers Today.

Your free HR assessment gives you a clear picture of your current compliance exposure, your most urgent people risks, and exactly what fractional HR would look like for your specific business. No obligation. No pitch. Just answers.

  • HR compliance gap analysis at no cost
  • SHRM-SCP certified professional leads your assessment
  • Response within 1 business day
  • In-person (Bucks County / Philadelphia) or virtual
  • Serving PA, NJ, DE, MD, NY & nationwide
  • No obligation — no pressure, ever
⚠️ Don’t wait for a complaint. The median cost of an EEOC discrimination charge to defend is $125,000 even when the employer wins. One employee investigation handled incorrectly can cost more than 3 years of fractional HR service.