- Serving Delaware County Employers — Delco's Benefits Team
Delaware County's
Employee Benefits
Team.
JS Benefits Group serves Delaware County employers with a full team of credentialed benefits consultants, compliance specialists, and account managers. From Media and Springfield to Haverford, Swarthmore, and Chester — expert plan design, ACA compliance, and 30+ years of carrier negotiation leverage working for every Delco employer we serve.
Full Team Behind You
Not one person — the whole firm
30+ Carriers Shopped
Every renewal, no exceptions
ACA & PA Compliance
Built into every plan we design
Free Analysis
No cost, no obligation to start
📍 JS Benefits Group
Serving Delaware County, PA
Headquartered in Newtown, PA · 30 min from Media
Reaching Delaware County
Easy Access
From All of Delaware
- From Media / Route 1 — Take Route 1 North to I-95 North to Exit 49 (Newtown). Approx. 30 minutes from Media.
- From Springfield / I-476 — Take I-476 North to the PA Turnpike East, then Route 1 North to Newtown. Approx. 35 minutes.
- From Chester / I-95 — Take I-95 North to Exit 49 (Newtown). Approx. 38 minutes from Chester.
Where We Serve
Delaware County —
Every Township, Every Employer
JS Benefits Group serves employers throughout Delaware County — from the county seat in Media to the urban employer base in Chester and every township and borough in between.
Media
- County Seat
Delaware County Seat
Delco’s county seat with a vibrant downtown commercial district. Professional services, legal, healthcare, retail, and small business employers anchor Media’s busy borough economy.
Springfield · Drexel Hill
- Central Delaware County
Central Delaware County
Dense suburban corridor with retail, healthcare, financial services, and professional services employers. One of Delco’s most populated and commercially active central townships.
Haverford · Havertown
Main Line Adjacent
Professional and affluent suburban market adjacent to the Main Line. Healthcare, education, financial services, and corporate employers serving the Haverford and Havertown communities.
Swarthmore · Ridley Park
Southern Delaware County
Academic, professional, and healthcare employer community. Swarthmore College area and the growing Ridley Park and Ridley Township business corridors.
Chester · Marcus Hook
Delaware River Corridor
Manufacturing, industrial, and distribution employers along the Delaware River waterfront. Chester’s growing healthcare and education sector anchored by Crozer Health and Widener University.
Newtown Square · Edgmont
Western Delaware County
SAP America’s North American headquarters and a growing corporate office corridor in western Delco. Professional services, technology, and financial services employers throughout the Route 3 corridor.
JSBG Headquarters to Key Delaware County Destinations
Our Team Travels to Delaware County Employers — We Come to You
Media
30 min
via I-95 South
Springfield
35 min
via I-476 South
Haverford
32 min
via I-476 South
Newtown Square
28 min
via Route 3 / I-476
Chester
38 min
via I-95 South
Why Delco Employers Choose JSBG
30+ Years of Expertise.
Right Next Door.
01
A Full Team — Not a Single Point of Failure
Delaware County employers who work with JS Benefits Group get the entire firm — benefits consultants, ACA compliance specialists, account managers, and HR advisors all working their account together. When your broker is on vacation, our team is still on. Every client gets depth, not dependence on one person.
02
IBC, Aetna, Cigna — We Know the Delco Market
Independence Blue Cross dominates Delaware County’s employer health market, but the right plan depends on your workforce, your provider preferences, and your budget. After 30+ years in this market, we know which carriers deliver value in Delco — and which ones to push hard at renewal time.
03
Delco's Diverse Employer Base — We Serve All of It
From SAP America in Newtown Square to manufacturers along the Chester waterfront to the professional services firms lining Media’s borough — Delaware County’s employer landscape is uniquely diverse. We bring industry-specific expertise and market benchmarking across every sector.
04
Philadelphia Inquirer Recognized — Your Market, Our Expertise
JS Benefits Group has been recognized in the Philadelphia Inquirer as a leading voice on employee benefits for Greater Philadelphia employers — which includes every corner of Delaware County. We’re embedded in this market and its carrier relationships run 30+ years deep.
Delaware County at a Glance
Delco by the
Numbers
570K+
Residents in Delaware County
U.S. Census Bureau
265K+
Workers in the Delaware County workforce
U.S. Bureau of Labor Statistics
$18K+
Avg annual family premium — Philadelphia MSA
KFF Employer Health Survey
67%
PA employers who never shopped their last renewal
SHRM Benefits Survey
8–9%
$2900+
Industries We Serve in Delco
Delaware County's Leading Industries —
We Know Your Business
Delaware County’s economy spans healthcare, education, technology, manufacturing, and a thriving professional services sector. JS Benefits Group brings industry-specific expertise to every corner of the Delco market.
🏥
Healthcare & Medical
Crozer Health, Main Line Health, and the growing network of hospitals, practices, and specialty providers throughout Delaware County
🎓
Education
Swarthmore College, Widener University, Delaware County Community College, and the county’s extensive K–12 and private school employer base
💻
Technology & Corporate
SAP America’s North American HQ in Newtown Square and the growing tech and corporate employer corridor along Route 3
🏭
Manufacturing & Industrial
Chester, Marcus Hook, and the Delaware River corridor’s industrial and manufacturing employers with hourly and salaried workforces
⚖️
Legal & Professional Services
Law firms, accounting practices, and professional services businesses anchored in Media and throughout the county seat corridor
🏦
Financial Services
Regional banks, credit unions, insurance agencies, and financial advisory firms serving Delaware County communities
🏗
Construction & Trades
Contractors and trade employers active throughout Delco’s ongoing residential and commercial development market
🛒
Retail & Hospitality
Delaware County’s retail, restaurant, and hospitality employers from the Springfield Mall corridor to the Chester waterfront
The JS Benefits Group Team
30+ Years of Expertise.
A Full Team Behind
Every Delco Employer.
JS Benefits Group has served the Greater Philadelphia market — including all of Delaware County — since 1993. Our full team of benefits consultants, ACA compliance specialists, account managers, and HR advisors works every Delco engagement together, so you get the depth of the whole firm on your account, not just one person’s knowledge.
We’ve built 30+ years of relationships with Independence Blue Cross, Aetna, Cigna, United, and every major carrier serving the Delco market. When your renewal is on the table, those relationships change what’s possible in ways a one-person shop or a new broker simply can’t replicate.
Every Delaware County client gets a dedicated account manager, compliance calendar management, monthly billing audits, open enrollment execution, and year-round employee advocacy — fully included, no extra charge.
“Delaware County employers are as sophisticated as any market in the Philadelphia region. They deserve a benefits firm that brings real depth — not just a single broker with a quoting tool. That’s what we’ve built over 32 years.”
— JS Benefits Group · Serving Delaware County since 1993 · Newtown, PA
JS Benefits Group
Employee Benefits & HR Consulting
54 Friends Lane, Suite 121 · Newtown, PA · Serving All of Delco
- MBA
- SHRM-SCP
- CLU
- ChFC
- RHU
- REBC
32+
Years Serving Greater Philly
1,200+
Employers Served
30+
Carriers Shopped
- Dedicated account manager for every client
- ACA & ERISA compliance specialists on staff
- Open enrollment managed end-to-end
- Employee benefits hotline — year-round
- 30 min from Media — we show up in person
- $0 cost to get started — free analysis always
What We Do for Delaware County Employers
Full-Service Benefits Consulting
For the Delco Market
Every service JS Benefits Group offers is available to Delaware County employers — with the carrier relationships, compliance depth, and local knowledge to deliver results at every renewal.
🏥
Group Health Insurance
Fully-insured, level-funded, and self-insured group health plan design for Delco employers. IBC, Aetna, Cigna, United — 30+ carriers shopped at every renewal so you get the best outcome, not the easiest one.
- 30+ carriers quoted at every renewal
- IBC preferred network expertise for Delco
- Level-funded plans for 25–500 employees
- Captive programs for healthy, larger groups
⚖️
ACA Compliance
ACA employer mandate compliance, affordability testing, 1094-C/1095-C filing support, and IRS Letter 226J response — for Delaware County ALEs of every size. Compliance built into every plan from day one.
- All 3 affordability safe harbors tested annually
- 1095-C coding review before IRS submission
- FTE counting and measurement period tracking
- 226J penalty appeal and abatement support
📋
HR Consulting & Compliance
PA HR compliance, fractional HR services, and people strategy for Delaware County employers who need more than a benefits broker. From handbooks to open enrollment — we handle it.
- PA UC, EIT, and workers' comp compliance
- Employee handbook development
- Open enrollment platform & management
- Fractional HR Director services
Additional Core Services
More Ways We Serve Your County
💊
Level-Funded Health Plans
Own your claims data and keep the savings when your team runs healthy — money a fully-insured plan never gives back.
🏥
Self-Insured Health Plans
Take control of your plan design and claims data with a self-funded structure built for employers ready to manage their own risk.
💉
PBM Management
Pharmacy transparency strategies that surface real drug savings and end hidden spread pricing.
🗂️
Captive Strategies
Reduce premium volatility and share risk smartly through group captive arrangements.
❤️
Corporate Wellness
Engagement programs that lower claims while building a healthier, more productive team.
🛟
Employee Advocacy
On-call support that resolves your employees’ benefits questions fast — so HR doesn’t have to.
🎁
Voluntary Benefits
Supplemental health, life, dental, vision, and pet insurance employees elect and pay for — expanding coverage options at no employer cost.
👔
Executive Benefits
Key-person and executive protection that safeguards continuity for your top performers.
💻
Benefits Technology
Employee Navigator enrollment, mobile access, and HRIS tools that cut the HR workload.
What Employers Say
Results That Speak for Themselves
JS Benefits Group delivers for employers across the Greater Philadelphia region. Here’s what happens when a full team, deep carrier relationships, and 30+ years of strategy all come together for your renewal.
★★★★★
“We had been with the same carrier for nine years. JS Benefits Group went to market, benchmarked our plan, and saved us $187,000 in year one after moving us to a level-funded structure. We had no idea what we’d been leaving on the table every year.”
Director of Human Resources Manufacturing Company · Pennsylvania · 145 Employees
★★★★★
“Our 18% renewal became 4.2%. The JSBG team went back to the carrier with our claims data, created real competitive tension, and delivered an outcome I honestly didn’t think was achievable. The whole team was involved — that’s what made the difference.”
President & CEO Professional Services · Pennsylvania · 162 Employees
★★★★★
“We received an IRS Letter 226J for $94,500 in proposed ACA penalties. JS Benefits Group helped us build the full response, document our compliance position, and contest the entire assessment. It was reduced to zero. Absolutely remarkable work.”
CFO Healthcare Organization · Pennsylvania · 210 Employees
Serving Delaware County · JS Benefits Group · Newtown, PA · Est. 1993
Delaware County's Benefits
Are Our Business.
A free benefits analysis with JS Benefits Group starts with one conversation. Our team will review your current plan, benchmark it against Delco market peers, and show you exactly what’s possible — with 30+ years of carrier relationships and a full team behind every recommendation. No obligation, no pressure. Just your numbers and an honest assessment.
Serving All of Delaware County · Mon–Fri · 7:30 AM – 6:00 PM ET
