Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
1 01, 2024

The Evolving Role of HR: From Personnel Management to Strategic Leadership

By |2023-11-23T11:43:41-05:00January 1st, 2024|Categories: HR|Tags: , , , |

In the 80s and 90s, the HR department handled administrative tasks, such as administering employee benefits, processing payroll, and ensuring regulatory compliance. HR simply served the business.

Today, HR is responsible for talent management, employee engagement, leadership development, and more. In fact, we would go as far as saying that a business’s success hinges on the HR department because it is responsible for attracting new talent, developing their skills, and ensuring they stay loyal to the company.

The 20th century marked the beginning […]

29 12, 2023

The Biggest Advantage of Remote Work

By |2023-11-23T11:44:15-05:00December 29th, 2023|Categories: Work-Life Balance, Workplace|

Remote work, undoubtedly, has become an in-demand employee benefit. The shift from traditional office setups to remote work has been accelerated by technological advancements, changing attitudes towards work.

Since the restrictions after the COVID-19 pandemic ended, companies had to decide whether to call employees back to work and let them continue from the comfort of their homes.

According to the State of Association Workplaces Post-Pandemic Survey, remote working had a positive impact on ROI. The results revealed that 79% of businesses […]

27 12, 2023

Remote Work Chronicles – How to Increase Productivity

By |2023-11-23T10:08:11-05:00December 27th, 2023|Categories: Work-Life Balance|Tags: , , , |

The purpose of offering employees the benefit of a remote work arrangement is to introduce flexibility in their routine. As a result, they are able to maintain a work-life balance.

One question that plagues employees and employers alike is, “How to stay motivated?”

Some employers believe that remote work is a silent productivity killer. Since employees have no one monitoring them in a formal environment, they are free to do whatever they please.

Meaning: They can take powernaps, have elaborate meals instead of […]

25 12, 2023

Performance Reviews Reimagined: Modern Approaches to Employee Appraisals

By |2023-11-23T10:06:21-05:00December 25th, 2023|Categories: Employee Benefits|

A performance appraisal awards employees for their hard work and motivates them to do more. Nowadays, this process includes more than just salary increments and promotions. It also involves evaluating an employee’s weaknesses and strengths and giving rewards based on them.

The assessment provides an opportunity for employers and employees to discuss job performance, set goals, and align expectations.

Some employees dread their performance appraisal because of their negative perception of it. They feel that the meeting is more about criticizing their […]

22 12, 2023

Mental Health in the Workplace: Strategies for HR Support

By |2023-11-23T10:06:06-05:00December 22nd, 2023|Categories: HR, Workplace|

There’s little awareness about how an employee’s mental health takes a hit when they feel overburdened. The way they act, think, and feel changes due to the immense pressure they are under. A study by Deloitte reports that one in five American adults experience some sort of mental illness.

Another study published by the Pennsylvania Veterinary Medical Association concluded that mental illness at the workplace leads to disability. As a result, health-related absenteeism increases.

This is why it is important for a […]

20 12, 2023

Important Questions to Ask Job Candidates

By |2023-11-23T10:00:04-05:00December 20th, 2023|Categories: HR|Tags: , , , , |

As the HR manager, filling a job opening can be challenging. You need to ensure the person you are hiring can handle the job responsibilities.

To make informed decisions and select the right candidate, it’s essential to ask probing and thoughtful questions. Before the interview, thoroughly review the candidate’s resume and any other materials they have submitted. Familiarize yourself with their work experience, skills, and achievements. This preparation will help you tailor your questions and ensure a more productive conversation.

Following are […]

13 12, 2023

Flexible Work Arrangements: How to Maximize Work-Life Balance

By |2023-11-22T13:33:47-05:00December 13th, 2023|Categories: Work-Life Balance|Tags: , , , |

Offering flexible work arrangements to employees helps companies retain and recruit top talent. According to a US research, 80% of workers turn down a job offer if the employer doesn’t offer flexible scheduling.

COVID-19 gave rise to remote work, which introduced flexibility into offices. Though time management became a highly required skill, flexible work hours gave employees a glimpse into a work-life balance. The concept became increasingly popular in the modern workforce due to its positive impact on employees’ well-being.

Understanding Flexible Scheduling

Imagine […]

11 12, 2023

Evaluating Interns for a Permanent Position

By |2023-11-22T13:30:33-05:00December 11th, 2023|Categories: HR|Tags: , , , , , |

Interns thrive on feedback. It is the best support you can offer them, and there are two ways to do this:

  • Real-Time Feedback:Constructive and positive comments by direct supervisors on daily activities and achievements.
  • Documented Evaluation:Providing written feedback at regular intervals given by the higher-ups, which includes suggestions and ideas.

Based on the job description’s outline and the company’s goals and expectations, the internee is monitored throughout their internship.

Make sure to establish clear expectations from the beginning. Designate a mentor who […]

8 12, 2023

Employee Feedback – Why It Is Important

By |2023-11-22T09:43:45-05:00December 8th, 2023|Categories: Employee Feedback|Tags: , , , |

Have you heard the saying, “Ripping off a Band-Aid?”

The idea behind this is that if you peel off a Band-Aid slowly, the removal will be far more painful – emotionally and physically. So, it’s better to give it a firm yank.

When you apply this theory to employee feedback, your company progresses by leaps and bounds. Supervisors need to maintain open dialogue with employees to ensure they are not struggling in their roles. Often, employees hesitate to voice concerns because they […]

6 12, 2023

Exit Interview Questions

By |2023-11-21T13:33:10-05:00December 6th, 2023|Categories: HR|

As the term says, exit interview questions are prompts that help employers identify why an employee is resigning. This helps companies improve their workplace and ensure that all employees are treated carefully.

This meeting is not just for the employer but the employee too. Their feedback and suggestions can bring a positive change to the company. It might also open career opportunities for the employee leaving at a different company branch.

The following questions have been divided into different categories for better understanding:

Reasons for Leaving

After exchanging […]