Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
27 11, 2023

Diversity and Inclusion in the Workplace: HR’s Vital Role

By |2023-11-15T11:12:27-05:00November 27th, 2023|Categories: Workplace|Tags: , , , , , |

As workplaces get more cosmopolitan and global, companies welcoming diversity have a competitive advantage. They are able to not only recognize but also capitalize on untapped opportunities. CEOs must take ownership in driving accountability so that senior management treats employees fairly.

According to a survey by Glassdoor, 50% of employees want their companies to take more initiatives to boost diversity, and 67% of job seekers look for diversity in a workplace before sending a job application.

Understanding Diversity, Equity, and Inclusion (DEI)

Diversity, […]

24 11, 2023

Benefits Beyond the Basics: Exploring Unique Perks for Employees

By |2026-03-29T14:27:33-04:00November 24th, 2023|Categories: Employee Benefits|Tags: , , |

Let’s kick things off with one of the most sought-after benefits among employees – flexible work arrangements. In today’s digital age, many employees value the ability to work remotely or choose their own hours. This perk is not just a trend but is becoming a norm, allowing employees to strike a better work-life balance.

There’s health insurance, parental benefits, retirement plans, PTO, and bonuses that make a traditional employee benefits package. The unique ones that keep employees extra happy and motivated […]

22 11, 2023

10 Effective HR Strategies for Employee Recruitment and Retention

By |2023-11-22T13:26:15-05:00November 22nd, 2023|Categories: HR|Tags: , , , , |

When a company is able to retain its employees, it cuts down costs and hours associated with hiring. This lowers turnover and ensures the right people are working in the right departments. HR strategies encompass a range of initiatives and policies designed to enhance the performance, well-being, and satisfaction of employees while simultaneously advancing organizational goals.

Imagine your company is a puzzle, and the HR strategy is the master plan for putting all the pieces together. You want the right pieces […]

20 11, 2023

Why Employers Must Offer Financial Wellness Programs?

By |2023-10-11T13:11:06-04:00November 20th, 2023|Categories: Wellness Program|

Have you ever considered how your employees’ financial health might affect their lives and the company’s bottom line? When an employee is drowned in debt and anxious about unpaid bills, their thoughts remain far from the tasks at hand.

But with financial wellness programs, you can improve your employees’ financial situations. Financial wellness training improves the job satisfaction of 83% of employees. These programs are indeed a great way to make your company an appealing workplace.

So, let’s delve in and find out why […]

17 11, 2023

Why Businesses Should Invest in Employees’ Learning & Development

By |2023-10-11T13:08:29-04:00November 17th, 2023|Categories: Employee Benefits|

The business landscape has changed so rapidly and dramatically in the past decade that it has become a challenge to keep up. New technologies are being introduced, long-held practices are becoming obsolete, and businesses have to stay on top of trends to maintain competitive advantage.

In this environment, companies that prioritize their employees’ growth and development are positioned for long-term success.

Let’s take a look at some reasons why businesses should make employee growth a priority in their organizational strategy.

Enhanced Performance

An obvious […]

15 11, 2023

What is Employer Branding and Why is It Important?

By |2023-10-11T13:06:06-04:00November 15th, 2023|Categories: Employee Benefits|

Businesses and employees alike use branding to make themselves more appealing to their target audience.

Similarly, employers need to put their best foot forward to attract top talent.. By fostering a positive perception, organizations can bring in more and better candidates, as well as retain existing ones.

What Is Employer Branding?

Employer branding is part of the recruitment process taken a step further. Branding is the art of shaping reputation, and employer branding is exactly what it sounds like branding an organization as an employer […]

10 11, 2023

Ways HR Can Support Employees’ Mental Health and Wellness

By |2023-10-11T13:01:08-04:00November 10th, 2023|Categories: HR|

Employee well-being is a concern for any organization. With so many stressors in society, the role of HR in supporting mental health has never been more vital.

Organizations are responsible for creating an environment that not only acknowledges the importance of mental health but actively promotes it.

This blog post will look at seven ways HR can support employees’ mental health and overall wellness.

Promote a Culture of Openness

Promoting open conversations regarding mental health is extremely important. HR can arrange workshops and seminars that […]

8 11, 2023

4 Unconventional Employee Perks that Can Set Your Company Apart

By |2023-11-14T09:34:07-05:00November 8th, 2023|Categories: HR|

To make the offer seem better than other competitors, a company has to offer some bonuses or employee perks. This shows what they value for their employees. Since employees seek companies with unique employee perks, there’s a need to come up with out-of-the-box ideas.

Perks should be thoughtfully curated to improve company loyalty, productivity, employee engagement, and satisfaction. It’s also necessary to consider that some perks weigh more than others. For instance, retirement savings are the most important benefit for

6 11, 2023

The Best Employee Onboarding Practices

By |2026-03-29T14:28:16-04:00November 6th, 2023|Categories: Employee Benefits, HR|

Employee onboarding is the first ‘real’ experience an individual has with the company. As such, it can be crucial in setting the tone for their journey with the organization.

An effective onboarding process introduces employees to the company in terms of culture, responsibilities, and expectations. It helps employees feel prepared for stepping into their roles and makes them more confident in their performance.

A study by Deloitte found that a good onboarding strategy can also help with retention. 69% of employees are […]

3 11, 2023

The Role of HR in Diversity, Equity, and Inclusion Initiatives

By |2023-10-11T12:55:00-04:00November 3rd, 2023|Categories: HR|

HR often uses DEI initiatives, also known as diversity, equity, and inclusion initiatives, for a more holistic work environment for individuals from all backgrounds.

HR uses these initiatives to cover a variety of areas. Diversity focuses on human differences based on racial, gender, or socioeconomic characteristics.

Equity works on recognizing unequal opportunities and bridging those gaps to provide people with equal resources.

On the other hand, inclusion works more on making people feel like a part of the group, included, with their opinions […]