Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
27 09, 2023

How to Recruit Fairly

By |2023-07-25T15:18:26-04:00September 27th, 2023|Categories: HR|

Hiring the right candidates for your firm can be tricky if you are looking for a specific kind of talent. Credentials on a resume do not always reflect how competent someone is, and you need to screen them further to know if they are the right fit for your company.

Optimizing your hiring processes requires due diligence on the part of the HR department. They must also ensure they recruit fairly to give everyone an equal chance to be part of […]

22 09, 2023

Creative Ways to Boost Employee Engagement

By |2023-07-25T12:37:36-04:00September 22nd, 2023|Categories: Employee Benefits|

It is a pretty common occurrence in the workplace that employees’ productivity eventually begins to suffer. Although it is their responsibility to a certain extent to optimize their workflow and daily schedules, employers can take steps to make it easier.

Research shows that when employee engagement is high, businesses experience more profitable results. However, they must offer deliberate support to help their workers perform optimally in the workplace.

Let’s explore creative ways to boost employee engagement.

Offer Competitive Salary Packages

Most people are struggling […]

20 09, 2023

HR in Remote Work – Strategies for Success

By |2023-07-20T11:03:26-04:00September 20th, 2023|Categories: HR|

Remote work may have emerged as an emergency response to the COVID-19 pandemic, but it’s here to stay. With more and more people preferring remote work opportunities, employers are offering more work-from-home jobs to attract top talent and retain their best employees. But this new trend poses various unique challenges for HR teams.

Managing remote employees requires a different approach than managing in-office teams. Here are some useful tips and strategies for HR professionals to manage remote teams more effectively and […]

18 09, 2023

4 Ways AI Can Help Improve HR Operations

By |2023-07-20T11:03:53-04:00September 18th, 2023|Categories: HR|

With AI rapidly infiltrating the workplace like a silent shadow,  organizations are no longer debating its adoption. They are now evaluating the best ways to use artificial intelligence to improve organizational processes and employee experience. Here’s what HR leaders and managers can best use AI for:

1. Recruitment

Hiring new employees is one of HR’s primary jobs. It’s hectic, tedious, and time-consuming, too. AI can help improve the process by allowing the HR team to automate various manual tasks, such as creating ads, posting […]

15 09, 2023

How to Find Meaning in a Boring Job

By |2023-07-19T12:16:19-04:00September 15th, 2023|Categories: Employee Benefits|

The vast majority of people are struggling with being engaged in their work and looking for solutions to this problem.

If you’re wondering how to find meaning in a boring job, you should know that reinvention is possible. However, you need to be willing to think outside the box and apply unique solutions to your predicament.

Let’s explore this in more detail.

How to Find Meaning in a Boring Job

Statistics indicate that 85% of Americans do not find their jobs meaningful or stimulating. […]

13 09, 2023

Simple and Useful Ways to Boost Productivity in the Workplace

By |2023-07-19T12:09:59-04:00September 13th, 2023|Categories: Workplace|

Think you’re getting the most out of your workforce? Think again!

Research shows that 89% of employees waste time at work. Each employee wastes 130 work hours a year or 16.25 days on average. And this is the minimum amount of time employees spend doing non-work-related stuff. There may be people wasting three to four hours a day on your team.

It’s almost impossible for anyone to be equally productive the entire day and throughout the workweek; we all experience productivity highs and lows. However, […]

11 09, 2023

How Does a Four-Day Work Week Benefit Employee Mental Health?

By |2023-11-22T13:26:29-05:00September 11th, 2023|Categories: Employee Benefits, Group Health|

4-day work week is the newest trend expected to become the next big thing in the corporate world. Though it still isn’t as widely adopted as employees would have wanted, it’s gradually making its way around the world, showing employers what shorter work weeks can do to improve their business. With Belgium leading the way, many companies have adopted the 4-day workweek model in the US, UK, New Zealand, Japan, and Europe. It’s even being tested at the state […]

8 09, 2023

Flexible Work Arrangements and Employee Happiness – What’s the Connection?

By |2023-11-22T13:26:32-05:00September 8th, 2023|Categories: Employee Feedback|

Happier employees are more productive. And it’s not difficult to understand why. When you are happy with what you do and where you work, you tend to put in more effort into your job, driving better results.

Since employers have learned this, they have looked for ways and strategies to boost employee happiness. And they have found several useful techniques. A comparatively newer addition to that list that has been all the rage lately is flexible work arrangements.

Born out of […]

6 09, 2023

Why Choose HR as a Career

By |2023-07-18T13:17:33-04:00September 6th, 2023|Categories: HR|

Working in HR is a dream come true for many people. Not only do people study HR at university, but they are also drawn to it because they enjoy managing and working with people.

HR professionals have authority within the company and can influence business decisions. Their dedication to the company’s mission and their enforcement of company culture helps them stand apart from others in an organization.

Let’s explore some reasons to choose HR as a career.

1. High Salary

Employees will be happy […]

4 09, 2023

Typical Employee Benefits You Should Know Of

By |2023-07-18T13:14:08-04:00September 4th, 2023|Categories: Employee Benefits|

Employees work for companies to earn more than just a salary. Healthcare is extremely expensive in America, and many employers offer healthcare plans for their employees. Companies must also offer other employee benefits to retain their workers long-term.

Let’s explore typical employee benefits that employers provide.

Salary Increment Policy

Many companies have salary increment policies that promise annual reviews for their workers. This lets them know they can improve their basic salary package if they consistently perform well at the company.

During these times […]