Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
6 01, 2023

What Does HR Leadership Mean? + Tips for Becoming an HR Leader

By |2022-11-07T07:32:37-05:00January 6th, 2023|Categories: HR|

HR leaders are essential for the consistent and long-term growth of any organization. But before we discuss what HR leaders do or should do, let’s take a look at what HR leadership means:

What is HR leadership?

HR leadership refers to understanding and developing HR as a business aspect. Employees are any organization’s most important asset. HR leaders develop this asset to make it increasingly beneficial for the organization.

 

HR leaders inspire a model approach to working with employees and train managers and leaders to become better at their […]

2 01, 2023

5 Tips for HR Professionals to Effectively Negotiate with Union Reps

By |2022-11-04T14:30:11-04:00January 2nd, 2023|Categories: HR|Tags: |

The Great Resignation changed the employment landscape in multiple ways. However, one consequence of the movement that feared organizations the most was the rise in the popularity of employee unions. Though most organizations still act reluctant toward union negotiation, HR professionals can significantly make these negotiations successful.

 

As an HR professional, you can utilize your knowledge and understanding of employee concerns and the following tips to achieve win-win union negotiation results:

Don’t Delay the Negotiation

Organizations that try to dissolve unions only succeed in […]

30 12, 2022

How to Become the Connecting Link between Employees and Employers

By |2022-11-04T14:22:29-04:00December 30th, 2022|Categories: HR|Tags: |

The Great Resignation has changed HR professionals’ purpose from managing the company’s human resources to bridging the gap between employers and employees. But this evolution of responsibility has not come with an adjustment period or helpful tools for most HR professionals. If you are struggling to fulfill this change of responsibility as an HR professional, read on to find some helpful tips on becoming the connecting link between employers and employees:

Focus on Organizational Values

Every organization has a set of written values, […]

28 12, 2022

3 Tips to Keep Things Impersonal at Work as an HR Professional

By |2022-11-04T13:32:17-04:00December 28th, 2022|Categories: HR|Tags: |

No matter how helpful or extroverted you are, working as an HR professional can sometimes be overwhelming. After all, it is difficult to not allow people’s complaints and demands, blame for company policies you cannot control, and conflicts between employees to take a toll on your emotions. However, it is possible to keep work from impacting your personal life and emotional health.

While you may have opted for a career in HR for your passion for working with people, the key to […]

23 12, 2022

How Downsizing Affects Employee Motivation

By |2022-11-04T13:30:23-04:00December 23rd, 2022|Categories: Workplace|Tags: |

Companies often aim to achieve high financial and productivity goals through downsizing. However, studies suggest otherwise. The results of a study analyzing the relative financial conditions of an organization due to downsizing depict that companies often lose customers, and cash inflow, due to a lack of resources and flawed or slow outcomes. Another study indicated the recorded negative impact of downsizing on employee motivation.

The decreased employee motivation further impacts the company’s finances negatively. Here’s how and why it happens:

Job Insecurity

The impact […]

21 12, 2022

4 Ways to Make Employees Trust the Organization

By |2022-11-01T10:02:24-04:00December 21st, 2022|Categories: Employee Feedback|Tags: |

Trust is the founding aspect of a prosperous and growth-oriented workspace. It opens the path to clear and effective communication and coordination, leading to successful results.

 

However, cultivating employee trust isn’t an overnight process. Instead, it takes consistent effort and specific practices applied over the long term. Since the HR department is responsible for managing employees, it also plays a crucial role in developing employee trust.

As an HR professional, you can apply the following tips to cultivate employee trust in the organization:

Be Honest

It […]

19 12, 2022

3 HR Roles Every Organization Needs

By |2022-11-01T10:00:53-04:00December 19th, 2022|Categories: HR|Tags: , |

The HR department manages the most important asset of a company, i.e., its employees. While large organizations have HR departments with dedicated professionals for every aspect of managing employees, small to mid-sized companies often make the mistake of not hiring enough HR professionals.

With new start-ups popping up post-pandemic, it is essential to emphasize the importance of having a functional HR department for new businesses.

As a new business owner, you must hire for the following three HR roles:

HR Personnel

An HR personnel is responsible for […]

16 12, 2022

How Power Struggle Between Leaders Can Work Destroy Employee Motivation

By |2022-10-07T09:48:25-04:00December 16th, 2022|Categories: HR|Tags: |

Constant competition is one of the founding factors of corporate structures in the contemporary capitalist economic environment. Hence, it isn’t uncommon to come across professionals ready to go to any length to take all the credit. Team leaders and managers can be more prone to such behavior simply because they sometimes have the opportunity to get away with it.

Unchecked competition in a workplace can lead to a power struggle between leaders. This can push them to take up the credit […]

14 12, 2022

5 Steps for HR Professionals When They Disagree With Boss

By |2022-10-04T12:19:53-04:00December 14th, 2022|Categories: HR|Tags: |

It isn’t uncommon for employees to find themselves in disagreement with their bosses. However, HR professionals face this situation more frequently than other employees. Since HR professionals are required to manage various operations and aspects of business, they can often develop perspectives different from those running the business overall.

However, disagreeing with the boss over any aspect doesn’t have to be a career-ending move. Employees, especially HR professionals, are hired for their qualifications and personalities. Employers and bosses expect their employees […]

12 12, 2022

3 Ways to Encourage New Hires to Shine

By |2022-10-04T12:19:43-04:00December 12th, 2022|Categories: HR|Tags: |

Hiring a new employee is exciting. Besides adding their skills and talents mentioned on resumes to the team, new employees also bring various personal strengths and traits that can significantly benefit the organization. However, new hires may often feel shy and reserved about expressing themselves or making the best of their capabilities. They may deliberately downplay their strengths for fear of stepping in someone else’s shoes and being disliked and out-casted.

But it is essential to motivate new employees if you want […]