Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
27 02, 2023

The Ideal (and Only) HR Response to Learning about Employees’ Side Hustles

By |2022-12-30T08:40:21-05:00February 27th, 2023|Categories: HR|Tags: |

Side hustles are commonly considered hobbies or gigs to make extra income. But with the gig economy becoming prevalent, many full-time employees are also opting for side hustles.

While most businesses and their HR departments consider employees’ side hustles as a threat to their business, there are many reasons they, in fact, benefit the employer. But before looking at the ideal and only response learning of employees’ side hustles requires, it is essential to remember that the gig economy favors employers more than employees.

How […]

24 02, 2023

Reasons to Reply to All Applicants – Event Those You Didn’t Shortlist

By |2022-12-30T08:37:40-05:00February 24th, 2023|Categories: Employee Benefits|Tags: |

Receiving a rejection email is not a pleasant experience for any potential candidate. However, it is much better than not hearing from the company, getting ghosted, or wondering what happened to one’s application.

While recruitment is already a costly process and adding time to write and send rejection emails may seem silly, it can prove to be an investment in the long term. Here’s why:

It Displays Respect

Rejection emails show respect for the applicants’ time and effort, which everyone deserves, even if they don’t qualify […]

20 02, 2023

How to Begin and End Every Week by Motivating Employees

By |2022-12-29T15:39:56-05:00February 20th, 2023|Categories: Employee Benefits|Tags: |

Maintaining employee motivation requires constant effort. While some general practices, such as an open door policy, healthy work-life balance, paying fair wages, and offering practical employee benefits, can help keep employees happy, implementing employee motivation strategies frequently is still necessary. Employee motivation strategies at the beginning and end of the week can boost employees’ moods and increase their productivity.

Here are some easy practices to adopt for the beginning and end of the work week to maintain your employees’ motivation high:

Employee Motivation Tips for […]

17 02, 2023

Increase Employee Motivation at New Year’s Party with 3 Tips

By |2022-12-29T09:01:25-05:00February 17th, 2023|Categories: HR|

The series of unfortunate economic events, from extended lockdowns and closing of businesses to hyperinflation and shortage of necessities, has resulted in hitting an all-time low in employee motivation. But with the festive season and holidays, employers have a great opportunity to motivate employees.

If, like other businesses, you are also throwing a Christmas or New Year’s party for your employees, make the most of it by utilizing it to increase employee motivation. Here are some tips that can help:

Throw […]

13 02, 2023

Why Are Caregiving Benefits so Important to Employees?

By |2022-12-20T10:04:41-05:00February 13th, 2023|Categories: Employee Benefits|Tags: , , |

According to a 2021 survey by Rosalyn Carter Institute for Caregivers, domestic life is one of the major distractions for employees. But it isn’t something employers can frown upon as a significant percentage of employees work only to provide for their families. The covid-19 pandemic and the mass layoffs of employees have further emphasized family as every worker’s top priority. Thus, stopping employees from catering to work when their domestic life isn’t smooth will only result in them joining the […]

27 01, 2023

3 Reasons to Promote Honest Employee Feedback

By |2022-12-06T09:22:13-05:00January 27th, 2023|Categories: Employee Feedback|Tags: , |

When it comes to feedback at the workplace, organizations often use a one-directional approach, i.e., they provide feedback to the employees. But the one-directional feedback method is not sustainable in the long run, especially in today’s employment landscape of the Great Resignation, quiet quitting, and union protests.

As an HR professional, you can prevent such incidents by fostering a two-directional feedback approach. When an organization is willing to listen to its employees, it removes the need for protests, quiet quitting, and […]

23 01, 2023

3 Tips to Retain Contract Employees for Longer

By |2022-11-07T07:50:50-05:00January 23rd, 2023|Categories: HR|

Hiring employees is a costly process. This cost can also be easily doubled or tripled when an employee quits without serving a notice period. With the Great Resignation leading to employees quitting without notice, it is no surprise that companies are looking to reduce the turnover rate by offering to hire contract employees.

 

Hiring contract employees is not a regular practice in most industries and positions in the US. However, most businesses fill a few positions with contract employees to count […]

18 01, 2023

How to Keep Employees Engaged on Slow Days

By |2022-11-07T07:44:53-05:00January 18th, 2023|Categories: HR|

Slow days at work are inevitable no matter which industry you operate in. As an employer or manager, you may not like them; but there are ways to work to increase employee engagement even on the slowest of work days.

 

So without further ado, let’s take a look at some of these tried and tested tips and the reasons they work so well:

Exercise Team Building Activities

Most employers don’t like slow days at work for one simple reason, i.e., they don’t like seeing employees watching […]

16 01, 2023

Does Employee Seniority Matter?

By |2022-11-07T07:42:31-05:00January 16th, 2023|Categories: Employee Benefits|

Before start-ups began popping up and Millennials and Gen Zers found alternatives to working nine-to-five, employee seniority used to be a big deal. It is no secret that most young employees and companies don’t regard employee seniority as a preferred trait and instead believe in performance over everything else. However, businesses that have been around for decades believe the opposite. Some considerably young companies also lean toward seniority to counteract the job-hopping culture.

So, the question remains:

Does Employee Seniority Matter?

The common answer is: […]

13 01, 2023

Employee Benefits No Employee Cares About

By |2022-11-07T07:41:13-05:00January 13th, 2023|Categories: Employee Benefits|

The changing employment landscape with a shortage of willing workers has led to candidates demanding better employee benefits from the companies. Moreover, employees are becoming vocal about the uselessness or impracticality of certain employee benefits.

 

With workers returning to offices, it has become essential for all businesses to re-evaluate the benefits they offer to retain their employees. If you are an employer and aren’t sure where to begin, check out the list of employee benefits below to eliminate the ones nobody (or most) […]