Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
4 11, 2022

3 Ways Work Friendships Improve Employee Motivation

By |2022-09-06T11:45:52-04:00November 4th, 2022|Categories: Employee Feedback|Tags: |

Do you get annoyed at your team members talking endlessly when you want them to focus on work? If you show that annoyance, you might be demotivating your team.

Work friendships are an important factor in everyday life. Most workers spend more time with their colleagues than their children or spouses. Hence, it can be more important for people to go along well with their colleagues than their family members. But work friendships aren’t only important to have a good time at […]

26 10, 2022

Three Reasons to Offer HR Internships

By |2022-09-05T12:01:52-04:00October 26th, 2022|Categories: HR|Tags: |

Internships are an efficient way to introduce industry practices to students and provide insight into everyday work life. Most organizations only offer internships related to the industry scope they are associated with. Hence, HR internships are mostly offered by HR firms and consultancies only. But organizations, no matter their industry, can significantly benefit from offering internships to aspiring HR professionals. Here’s why:

Explore Organizational Needs

HR is a vast field. Most enterprises usually begin with a one-person HR department that handles recruitment. With […]

24 10, 2022

The Surprising Part Office Layout Plays in Affecting Employee Motivation

By |2022-09-05T12:01:31-04:00October 24th, 2022|Categories: Workplace|Tags: |

The debate on how office layout impacts productivity has been going on for decades. From closed cubicles to open floor workspaces to home offices, employees have been adjusting and dealing with varied spaces while trying to put their best foot forward. The debate has sparked a renewed interest with the pandemic ending and the return to the old normal. With all-time low employee engagement and mixed emotions and opinions on returning to work, employers are ready to do whatever it takes to […]

21 10, 2022

2 Ways to Make Mondays Easier for Your Employees

By |2022-08-31T11:57:31-04:00October 21st, 2022|Categories: Employee Benefits|Tags: , |

Monday blues is a real feeling that workers all over the world experience. Most 9-5 employees can experience the onset of stress on Monday at any time during the weekend. Besides spoiling the fun out of their weekend, it can lead to excessive worrying, irritability, sleep problems, headaches, and even high blood pressure.

The monotony of the work routine and the modern work-life culture can also turn Mondays into a stress trigger for employees. This can lead to employers and managers […]

19 10, 2022

5 Benefits of Office Team Lunches

By |2022-08-31T11:48:49-04:00October 19th, 2022|Categories: Employee Benefits|

Many businesses mistake quick, sad employee lunches at their desk for productivity. But the opposite is true for desk lunches. Instead, team lunches where the work completely stops and employees lose track of time in their conversations contribute to long-term employee motivation and productivity.

If you find the above statements confusing, read on to find the benefits of team lunches and the reasons behind them:

Team Lunches Build Communication

Working with others can be challenging, no matter how friendly or open a person is. […]

17 10, 2022

3 Polite Ways to Fire an Employee

By |2022-08-31T11:40:46-04:00October 17th, 2022|Categories: HR|Tags: |

Letting go of an employee is never easy, even for the best. As a manager or an employer, you may find yourself dreading the moment of delivering the news to the employee you have to let go. While you may feel uncomfortable, it is good to dread certain moments. They prove that you have a good heart.

Below, we have compiled some tips for all good-hearted managers like you. But before we tell you how to fire an employee politely, we […]

10 10, 2022

3 Simple Steps to Retain an Employee

By |2022-08-31T10:31:52-04:00October 10th, 2022|Categories: Employee Benefits, HR|Tags: |

In the current employment landscape, businesses have become more important than ever to retain their employees. Unlike the past few decades, when there was a surplus of talent fighting for an opportunity to prove their skills, candidates today question what companies can do for them. The shift in the workforce’s attitude has made it difficult for companies to hire new talent.

Businesses have also realized the cost of hiring. Hence, they prefer retaining employees rather than replacing them. Retaining employees has several […]