Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
4 06, 2021

Causes of High Absenteeism in the Workplace

By |2021-06-01T12:59:37-04:00June 4th, 2021|Categories: Workplace|

Most businesses do not consider employee absenteeism to be a problem. It is looked down upon and often frowned upon, but not considered a major problem that can derail your progress. It is estimated that unscheduled absenteeism and frequent days off from work can cause an organization over $2,500 for an employee on salary every year. These costs include the wages spent on them, management costs for HR and the replacement cost for employees.

Minimizing the absenteeism rate in your organization […]

3 06, 2021

Ways to Introduce Gender Equality at Work

By |2021-06-01T12:56:12-04:00June 3rd, 2021|Categories: Employee Benefits, Workplace|

Gender equality in the workplace should be one of the guiding principles for you and your team. The 21st century contemporary workplace is unlike any other and should look to promote the idea of men and women being treated the same way.

Gender equality is a responsibility that we owe to each other. It isn’t just for the sake of writing PR columns, creating headlines and making your company more appealing. Men and women are equal and you should look to promote […]

1 06, 2021

Why You Should Offer Flexible Work Hours to Your Employees

By |2021-06-01T12:51:29-04:00June 1st, 2021|Categories: HR|

Flexible work is no longer a benefit that is limited only to freelancers or employees within the gig economy. Many traditional organizations have come to recognize the benefits of flexible work as well and are in the process of implementing the strategy across the board.

As an employer you may face some complications and second thoughts in regulating flexible scheduling for your staff members. They seem like the only ones that will benefit from this process. However, smart employers who have […]

31 05, 2021

Common HR Pitfalls to Avoid

By |2021-06-01T12:48:16-04:00May 31st, 2021|Categories: HR|

The HR department sits at the very core of an organization and is responsible for managing key affairs and setting the workplace culture. Every department is important in the smooth flow of the business, but most entrepreneurs often end up ignoring the requirements of the HR department when other things are flowing smoothly.

The human resource department is tasked with protecting not only the interests of the company, but also those of its employees. This department ensures compliance with legal requirements […]

25 05, 2021

Reasons to Hire Employees with Disabilities

By |2021-05-11T11:48:58-04:00May 25th, 2021|Categories: Employee Benefits|Tags: |

The acceptance of disabled people in the global workplace is increasing by the year. Gone are the days when employees would shy away from hiring disabled people and not recognize the value they offer to the workplace. In fact, more and more people with disabilities are now joining workplaces and are in favor with employers over the world.

However, while some businesses are recognizing the importance and value of a diverse workplace and how employees with disabilities fit into the scope, […]

24 05, 2021

Use of Technology in HR

By |2021-05-11T11:33:57-04:00May 24th, 2021|Categories: HR|

The widespread use and implementation of technology in the workplace has opened the doors for innovation in almost all concerned areas. Organizations today use data and tech resources to add efficiency to almost all facets of the organization.

The benefits achieved as a result of this transformation are experienced across the organization with almost all departments becoming more proactive and productive.

The HR department is an important part of the organizational setup today and is responsible for a number of things, including […]

14 05, 2021

Advantages and Disadvantages of Remote Work After the Pandemic

By |2021-05-07T11:03:24-04:00May 14th, 2021|Categories: Employee Benefits|

In this article we look at a few pros and cons of remote work after the pandemic and help you with the thought process. These advantages and disadvantages of remote work will help you make your decision.