Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
5 07, 2021

Ways to Inspire Creativity in the Workplace

By |2021-07-05T15:10:59-04:00July 5th, 2021|Categories: HR|Tags: |

Recent surveys and research conducted by McKinsey in their Global Innovation Initiative have highlighted that innovation and creativity are both extremely critical to business growth today. While 84 percent of all executives agree with the importance of creativity and innovation in the corporate world today, only 6 percent are actually satisfied with how their organization and workforce are performing on this front.

Creativity and innovation are both metrics that come through the right environment. Regardless of how well they have scored […]

2 07, 2021

Actionable Tips to Improve a Toxic Work Culture

By |2021-07-05T15:07:13-04:00July 2nd, 2021|Categories: Workplace|Tags: |

A toxic work environment does a lot more than just make your workplace unbearable for employees to work in. It creates dysfunction in your processes and manifests itself in the form of feuds between employees, dips in performance and productivity levels, a lack of overall respect and communication across the organization, and several other negative consequences.

An organization needs to have a positive work culture so that employees feel good coming to the workplace. Employees shouldn’t be subjected to a toxic […]

29 06, 2021

Signs a Productive Employee is about to Quit and How You Can Dissuade Them

By |2021-07-01T16:28:37-04:00June 29th, 2021|Categories: HR|Tags: |

When setting up their new business, small business owners fear unnecessary expenses, legal challenges, sales droughts and other problems of the nature. While the fear of these problems persists even as the business continues to grow, another problem is added to the list – employee turnover.

Employee turnover is one of the most expensive HR problems of owning a business and can significantly derail progress. When an employee quits and leaves you for a better opportunity, they not only leave you […]

24 06, 2021

Recruitment Strategies to Follow in a Post Pandemic World

By |2021-06-16T18:10:00-04:00June 24th, 2021|Categories: HR|Tags: , |

The COVID-19 crisis has changed the corporate world in all ways imaginable. Stock markets have crashed, and many businesses have ended operations due to the failing economic conditions. The past year and a half have proven to be incredibly difficult for small businesses and large enterprises as a whole. Multiple companies have laid-off employees and so many of them have downsized their staff.

However, as the situation surrounding the COVID-19 pandemic continues to improve and cities start to open up, it […]

21 06, 2021

How Empathy Helps Improve Your Organization

By |2021-06-15T10:12:11-04:00June 21st, 2021|Categories: Group Health, Wellness Program, Workplace|Tags: , |

There is a shortage of empathy in the workplace today. Years and decades of research from the American corporate world have proven that Americans have become less empathetic and concerned about others over time.

We don’t understand others and are less willing to understand contrasting perspectives. While this was quite the norm between employees, managers today also feel that empathy is simply not worth the effort.

The lack of empathy acts as a personal and professional hindrance. As workplace relationships and empathy […]

17 06, 2021

Things You Didn’t Know About Gamification in the Workplace

By |2021-06-15T10:03:04-04:00June 17th, 2021|Categories: Workplace|Tags: |

Gamification is a growing vertical in organizations today that uses game-like elements to motivate employees and help workers perform at their very best. Gamification acts as a solid reminder for workers to achieve their accomplishments and reach the goals set for them by the organization. The principles of gamification work on intrinsic motivation and help get desired outcomes from employees through a proven method.

Gamification has proven to be an effective part of intrinsic motivation in workplaces today and many organizations […]

15 06, 2021

Reasons to Offer Employee Benefits to Part-Timers

By |2021-06-15T09:55:10-04:00June 15th, 2021|Categories: Employee Benefits|Tags: |

As young talent around us graduates from their universities and undergraduate programs, they start searching for employment. One of the most important factors they consider during their job search is the provision of employee benefits by the organization. Regardless of whether they work full-time or part-time, the best talent in the market today does consider employee benefits as a motivating factor.

However, while organizations today have accepted and normalized benefits for full-time employees, there is still a need for improvement in […]

14 06, 2021

Benefits of Offering Health Insurance to Your Employees Today

By |2021-06-15T09:32:41-04:00June 14th, 2021|Categories: Employee Benefits|Tags: |

While there are a number of benefits that you can offer to your employees, there is one common winner that gets its status as the king of all employee benefits: health insurance. Even in today’s rapidly changing employment structure and workplace model, employees still prioritize health insurance as a benefit they would like to see offered by their place of work.

The rising costs of healthcare and the medical security provided by health insurance are a few reasons why health insurance […]

10 06, 2021

The Benefits of Satisfied Employees in the Workplace

By |2021-06-09T17:49:23-04:00June 10th, 2021|Categories: Employee Benefits, Workplace|Tags: , |

For ages, organizations and employers have focused on lead generation and sales revenue. Companies have come up with metrics, technologies and other progressions that help them build employee satisfaction within employees. However, every business is built on the effort and hard work of satisfied employees. It is difficult for an organization to achieve the results they require without building on the efforts of the workforce they have working with them.

Almost all organizations today want to build a workforce of satisfied […]

7 06, 2021

Managing Privacy in the Workplace

By |2021-06-01T13:02:42-04:00June 7th, 2021|Categories: Workplace|

Whether it is to ensure productivity or to maintain security, workplace monitoring has now become a critical requirement followed by a number of businesses around the globe. However, workplace monitoring needs to be done in a transparent and effective manner.

If you want workplace monitoring to succeed, it is highly necessary that you take care of employee privacy requirements and not invade their privacy. Employee privacy rights are a norm in most countries today and limit the way you monitor employees […]