What Is a Self-Insured Health Plan? A Guide for Employers

By Bill Capece, Director of Business Development, JS Benefits Group For employers facing rising health insurance costs, self-insured health plans can provide another way to approach healthcare financing. But self-funding is more than simply changing insurance plans. It changes how an employer assumes risk, pays claims, analyzes healthcare spending and manages its overall benefits strategy. […]

What Is Stop-Loss Insurance? Self-Funded Health Plans Explained

Author: Bill Capece, Director of Business Development For employers considering a self-funded health plan, one of the most important concepts to understand is stop-loss insurance. Self-funding can give employers greater control over healthcare costs, access to claims data, and flexibility in plan design. But it also means the employer takes on responsibility for paying covered […]