Why Wellness Programs Matter for Delaware Employers (And How to Make Them Actually Work)
Employee wellness is now a top priority for many businesses, especially with rising healthcare costs. In Delaware, wellness programs go beyond gym memberships or one-off health challenges. Companies want to support their teams while also managing healthcare expenses and boosting productivity. The problem is that many wellness programs look good on paper but don’t get […]
The 3 Compliance Mistakes That Cost Employers the Most
One missed compliance notice cost a New Jersey employer more than $94,500. Employee benefits compliance isn’t just a paperwork exercise. For employers, mistakes involving ACA reporting, ERISA documentation, and COBRA notices can lead to significant penalties, audits, and unnecessary legal exposure. In this video, Kathryn Reed, SHRM-CP, Senior Director of HR at JS Benefits Group, […]
How CFOs Can Take Control of Employee Benefit Costs Without Cutting Value
Employee benefit costs are rising, and many CFOs find them harder to manage. Budgets go up each year, often without a clear reason. This uncertainty makes planning tough and adds pressure to cut costs. However, cutting benefits is not a good solution. It can lower employee satisfaction and make retention more difficult. Instead, focus on […]
The Future of Work and Level Funded Health Plans
The Future of Work and Level Funded Health Plans By Jennifer Schaefer, MBA, ChFC, SHRM-SCP Founder & CEO, JS Benefits Group The Future of Work with Level Funded Health Plans Over the past few years, I’ve noticed a significant shift in conversations with business owners and HR leaders. The discussion is no longer just about offering employee benefits. […]
Healthcare Captives Explained: A Strategic Advantage for HR Directors and CFOs
Healthcare costs keep rising each year, putting pressure on many businesses. Companies end up paying more for insurance and have less control over these increasing expenses. Healthcare captives offer a different approach. Instead of relying solely on traditional insurance, they let companies take greater control over how their health plans operate. What Are Healthcare Captives? […]
The Future Workforce Expects More Than Traditional Insurance
The workplace is evolving faster than ever before, and employee expectations are changing with it. The future workforce expects more than traditional insurance, creating major changes in employee benefits and workplace culture. Today’s workforce is looking for more than just a paycheck and a standard health insurance plan. Employees want to work for organizations that […]
What Employees Actually Want From Their Benefits Package in 2026
For a long time, most companies approached benefits the same way. Offer medical coverage. Add dental and vision. Review the renewal each year and hope employees are happy enough with it. That approach doesn’t work the way it used to. Employees are paying much closer attention to what benefits actually do for them day to […]
Employee Benefits Trends to Watch in Pennsylvania in 2026
Rising costs and changing workforce expectations are shaping how companies approach employee benefits in Pennsylvania. Employers are adjusting strategies to stay competitive while managing expenses. Planning is key. Businesses that follow current benefits trends in 2026 are better prepared to attract and retain talent. Focus on Cost Control Healthcare and insurance costs continue to increase. […]
ACA Forms 1094 C and 1095 C Explained for Small Businesses
Understanding ACA forms 1094-C and 1095-C is crucial for Pennsylvania small businesses. The IRS requires these forms to report employee health coverage and ensure compliance with the Affordable Care Act. Following statewide PA /compliance guidelines helps businesses avoid penalties, maintain accurate records, and demonstrate that they provide adequate health benefits. For small business owners, knowing how these […]
Open Enrollment Tips for Pennsylvania Employers
Open enrollment is a crucial period for Pennsylvania businesses. It is the time when employees select their health, retirement, and other benefits for the upcoming year. A well-organized open enrollment process ensures employees understand their options, make informed decisions, and remain satisfied with their employee benefits. For employers, this period is also about compliance. Following […]
