- Serving Luzerne County & All of NEPA
Luzerne County's
Employee Benefits
Team.
JS Benefits Group is proud to serve Luzerne County and Northeastern Pennsylvania employers through Bill Capece — our Director of Business Development who lives right here in Mountain Top, PA. From Wilkes-Barre and Hazleton to the surrounding NEPA region — expert benefits strategy, ACA compliance, and carrier negotiation backed by 30+ years of relationships and 1,200+ employers served.
Local Contact
Bill Capece right here in NEPA
30+ Carriers Shopped
Every renewal, no exceptions
PA Compliance Built In
UC, EIT, ACA — all covered
Free Analysis
No cost, no obligation to start
Meet Bill Capece
Director of Business Development · Mountain Top, PA
30+
Years of JSBG Carrier Relationships
1,200+
Employers Served
30+
Carriers Shopped
- Lives in Mountain Top, PA — meets you in person
- Capital BlueCross & Highmark NEPA expertise
- ACA & ERISA compliance team behind every client
- Open enrollment managed end-to-end
- Year-round employee benefits hotline
- $0 cost to get started — free analysis always
Your NEPA Director of Business Development
Luzerne County Has
a Local Expert in Its Corner.
Bill Capece lives in Mountain Top, PA — right here in Luzerne County. He’s not a consultant who commutes in from another market. He’s your neighbor. As JS Benefits Group’s Director of Business Development for the NEPA region, Bill works directly with employers in Wilkes-Barre, Hazleton, Pittston, Nanticoke, Kingston, and across the Wyoming Valley — and he does it in person.
When you call Bill, you get someone who shops at the same stores, drives the same roads, and is invested in this community the same way you are. He understands the NEPA business landscape because he lives it every day — and he backs that local knowledge with the full resources of JS Benefits Group behind him.
Behind Bill stands the full JS Benefits Group team — 30+ years of carrier relationships, ACA compliance specialists, HR consultants, and a 1,200+ employer track record. You get local presence backed by regional firepower.
“I live in Mountain Top. These are my neighbors, my community. When I walk into a Wilkes-Barre or Hazleton business, I’m not visiting from somewhere else — I’m home. That changes everything about how I approach this work.”
— Bill Capece · Director of Business Development · JS Benefits Group · Mountain Top, PA
Where We Serve
Luzerne County &
Greater NEPA Service Area
Bill Capece serves employers throughout Luzerne County and surrounding Northeastern Pennsylvania counties. If your business is in NEPA, Bill is your contact.
Luzerne County
- Primary Territory
Pennsylvania
Wilkes-Barre ★, Hazleton, Pittston, Nanticoke, Kingston, Berwick, Wyoming, Edwardsville, Mountain Top, Dallas, Hanover Twp.
Lackawanna County
- Northeastern PA
Pennsylvania
Scranton, Carbondale, Dickson City, Dunmore, Olyphant, Taylor, Old Forge.
Carbon County
Pennsylvania
Jim Thorpe, Lehighton, Palmerton, Lansford, Summit Hill, Nesquehoning.
Columbia County
Pennsylvania
Bloomsburg, Berwick, Catawissa, Orangeville, Millville.
Monroe County
Pennsylvania
Stroudsburg, East Stroudsburg, Pocono Summit, Delaware Water Gap, Mount Pocono.
Schuylkill County
Pennsylvania
Pottsville, Tamaqua, Shenandoah, Shamokin, Frackville, Minersville.
Bill's Territory — Drive Times from Wilkes-Barre
Bill Meets Employers In Person — Across Luzerne County and Greater NEPA
Hazleton
25 min
via I-81 South
Scranton
20 min
via I-81 North
Bloomsburg
35 min
via I-80 West
Stroudsburg
45 min
via I-80 East
Why NEPA Employers Choose JSBG
Local Face.
Regional Muscle.
01
He Doesn't Just Visit — He Lives Here
Bill Capece lives in Mountain Top, PA — in the heart of Luzerne County. He meets employers in Wilkes-Barre, Hazleton, Scranton, and across NEPA in person, not over a screen. Local relationships matter here, and Bill is as local as it gets.
02
30+ Years of Carrier Relationships Behind Every Renewal
Bill is backed by JS Benefits Group’s 30+ year network of carrier relationships — including Capital BlueCross, Highmark, Aetna, Cigna, and United’s regional teams serving NEPA. That leverage produces outcomes a local-only broker can’t reach.
03
NEPA's Diverse Employer Base — We Know All of It
From healthcare systems and manufacturers to trucking, distribution, and construction contractors — NEPA’s employer mix is unlike Philadelphia or Pittsburgh. Bill brings industry-specific knowledge for the businesses that actually drive Luzerne County’s economy.
04
PA Compliance Without the Philadelphia Price Tag
ACA compliance, PA UC, workers’ comp, and benefits administration — NEPA employers get the same depth of compliance support as any major-market client. No compromise on expertise because you’re outside the I-95 corridor.
Luzerne County & NEPA Market
The Numbers
Behind NEPA
320K+
Residents in Luzerne County
U.S. Census Bureau
130K+
Workers in the Wilkes-Barre / Hazleton MSA
U.S. Bureau of Labor Statistics
8–9%
Avg Health Insurance Renewal Increase 2026
Mercer / KFF Survey
$2,900+
Per-Employee ACA Penalty — Non-Compliant ALEs
IRS 4980H — 2026 Rates
67%
PA Employers Who Never Shopped Their Last Renewal
SHRM Benefits Survey
$0
Cost to Get a Free Analysis from Bill Capece
JS Benefits Group Policy
Industries Bill Serves
Luzerne County's Leading Industries —
Bill Knows Your Business
NEPA’s economy is built on healthcare, manufacturing, distribution, construction, and a growing professional services sector. Bill brings industry-specific benefits expertise across every major Luzerne County employer type.
🏥
Healthcare & Medical
Hospitals, physician groups, and long-term care facilities throughout the Wyoming Valley
🏭
Manufacturing
NEPA manufacturers and industrial employers with hourly and salaried workforces
🚚
Transportation & Logistics
Trucking companies, distribution centers, and logistics operations across NEPA’s key corridors
🏗
Construction & Trades
Union and non-union contractors working throughout Luzerne and surrounding counties
🎓
Education & Nonprofits
Schools, colleges, and nonprofits — Wilkes University, King’s College, LCCC area employers
🏨
Retail & Hospitality
NEPA’s growing retail, restaurant, and hospitality employers competing for hourly and management talent
⚖️
Professional Services
Law firms, accounting practices, financial advisors, and professional services businesses across NEPA
🏦
Financial & Banking
Regional banks, credit unions, and financial services employers serving Luzerne County communities
What Bill Delivers for NEPA Employers
Full-Service Benefits Strategy
Right Here in Luzerne County
Bill brings the complete JS Benefits Group service offering to Luzerne County employers — with the local access of a neighbor and the resources of a 30+ year regional firm.
🏥
Group Health Insurance
Fully-insured, level-funded, and self-insured group health plan design and placement — with Capital BlueCross, Highmark, Aetna, Cigna, United, and 30+ carriers shopped at every renewal.
- 30+ carriers quoted at every renewal
- Capital BlueCross & Highmark NEPA expertise
- Level-funded plans for 25–500 employees
- Captive programs for healthy, larger groups
⚖️
ACA Compliance
ACA employer mandate compliance, affordability testing, 1094-C/1095-C filing support, and IRS Letter 226J response for Luzerne County and NEPA ALEs — managed by Bill and the JSBG compliance team.
- All 3 affordability safe harbors tested annually
- 1095-C review before IRS submission
- FTE counting and measurement period tracking
- 226J penalty appeal and abatement support
📋
HR Consulting & Compliance
PA HR compliance, fractional HR services, and people strategy for NEPA employers who need more than a benefits broker — they need a true business partner who understands the local workforce.
- PA UC, EIT, and workers' comp compliance
- Employee handbook development
- Open enrollment management
- Fractional HR Director services
Additional Core Services
More Ways We Serve Your County
💊
Level-Funded Health Plans
Own your claims data and keep the savings when your team runs healthy — money a fully-insured plan never gives back.
🏥
Self-Insured Health Plans
Take control of your plan design and claims data with a self-funded structure built for employers ready to manage their own risk.
💉
PBM Management
Pharmacy transparency strategies that surface real drug savings and end hidden spread pricing.
🗂️
Captive Strategies
Reduce premium volatility and share risk smartly through group captive arrangements.
❤️
Corporate Wellness
Engagement programs that lower claims while building a healthier, more productive team.
🛟
Employee Advocacy
On-call support that resolves your employees’ benefits questions fast — so HR doesn’t have to.
🎁
Voluntary Benefits
Supplemental health, life, dental, vision, and pet insurance employees elect and pay for — expanding coverage options at no employer cost.
👔
Executive Benefits
Key-person and executive protection that safeguards continuity for your top performers.
💻
Benefits Technology
Employee Navigator enrollment, mobile access, and HRIS tools that cut the HR workload.
What Employers Say
Results That Speak for Themselves
JS Benefits Group delivers for employers across Pennsylvania. Here’s what employers say when strategy, negotiation, and local knowledge all come together.
★★★★★
“Our renewal came in at 16% and we were told it was the market. Bill and the JSBG team went back to the carrier with our claims data, shopped four alternatives, and brought us back at 4.8%. I didn’t think that was possible. It was.”
President Manufacturing Company · Northeastern Pennsylvania · 95 Employees
★★★★★
“We had no idea we were exposed to ACA penalties. We thought we were compliant. The JSBG team ran our affordability tests, found the gaps, and fixed our filings before the IRS ever came knocking. That was a six-figure problem we avoided.”
HR Director Healthcare Organization · Pennsylvania · 140 Employees
★★★★★
“Moving to a level-funded plan saved us $94,000 in year one and we got access to our claims data for the first time in twelve years. The team walked us through every detail and made a complex decision feel manageable. Couldn’t be happier.”
CFO Distribution Company · Pennsylvania · 118 Employees
The Muscle Behind Bill
Local Presence.
30+ Years of Carrier
Relationships Behind It.
Bill Capece isn’t working alone. Every Luzerne County client he serves is backed by the full JS Benefits Group infrastructure — 30+ years of carrier relationships, ACA compliance specialists, HR consultants, and a team that has navigated every market condition since 1993.
When he sits across from a Luzerne County employer, he brings the full JS Benefits Group infrastructure with him — not just his own knowledge, but a regional firm’s entire carrier relationships and compliance depth.
You get a neighbor who knows your county and a firm that moves markets at renewal time. That combination — local face, regional firepower — is what makes JSBG different in the NEPA market.
30+
Years in business — Est. 1993
1,200+
Employers served across PA & Mid-Atlantic
30+
Carriers shopped at every renewal
$0
Cost to get started — free analysis always
Bill Capece · Mountain Top, PA · Living & Working in Luzerne County
Ready to Talk
to Bill?
A free benefits analysis starts with one conversation. Bill will review your current plan, benchmark it against peers in the NEPA market, and show you exactly what’s possible — with the full JS Benefits Group team behind every recommendation. No obligation. No pressure. Just a local expert with 30+ years of resources at his back.
Bill Capece · Luzerne County, PA
Mon–Fri · 7:30 AM – 6:00 PM ET
