Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
20 11, 2017

The culture of paid time off (PTO) in the US

By |2018-01-04T16:39:40-05:00November 20th, 2017|Categories: HR|

It has become expected of workers to burn the midnight oil without taking a break. Research from the Department of Psychology of the State University of New York has shown that workers who have skipped on their vacations for five years in a row are at a 30% increased risk of suffering from heart attacks and other debilitating illnesses – a direct consequence of chronic stress. […]

13 11, 2017

A Guide To Informing Your Employees About Outsourcing Your Benefits Administration

By |2018-01-04T16:39:40-05:00November 13th, 2017|Categories: HR|

Employee benefits programs serve to fulfill people’s safety needs in any workplace. If you intend to outsource the task of managing benefits to an HR partner, it’s best to commence the change by informing your employees about it. […]

13 11, 2017

Making the best of your retirement

By |2018-01-04T16:39:41-05:00November 13th, 2017|Categories: HR|

Despite numerous horror stories circulating around the internet about the importance of saving for retirement, few Americans take their savings account seriously. Experts say that no matter what your age is, you should start saving now.

Here are 7 ways to make the best out of your retirement plan

Retire at age 65 or more

Perhaps due to the entrepreneurial bug which bit them to perpetuate a burning desire to start their own business, most Americans are retiring […]

10 11, 2017

4 Ways To Show Your Employees That You Value Them

By |2018-01-04T16:39:41-05:00November 10th, 2017|Categories: HR|

A basic salary is never enough to keep employees from sticking around their workplace for long, not motivated ones anyway.

A place where your efforts go unnoticed, your achievements unappreciated and your skills untrained—would you stay? […]

10 11, 2017

Blockchain technology and its use in employee benefits

By |2020-01-22T01:51:40-05:00November 10th, 2017|Categories: Blockchain|

Blockchain technology is more than just going to revamp the financial industry. The underlying mechanism behind the latest disruptive force is the role it plays in authentication and validation. Because of this, blockchain technology will soon be responsible for a seismic revolution in society, and the most important beneficiary of this revolutionary change will be employee benefits.

Blockchain technology is poised to become the backbone of businesses, economies and the healthcare industry.

Even though Blockchain is still in its […]

8 11, 2017

How to Lower the Impact of the Rising Healthcare Cost on Your Financial Bottom-line?

By |2020-01-22T01:52:24-05:00November 8th, 2017|Categories: Group Health|

After the announcement of newly proposed changes in the healthcare act, employers across the board are rethinking their employee health benefits plan. Employers are revising their plans for two important reasons. Firstly, to deliver better coverage to employees; and secondly to curtail healthcare cost. […]

7 11, 2017

The Importance Of Refocusing On Your Human Resource Practices

By |2020-01-22T01:52:34-05:00November 7th, 2017|Categories: HR|

When it comes to HR practices, managers are often blinded to the flaws in their design due to the load of core responsibilities. Chances are it is not a huge flaw violating any employee rights. But there is always room for improvement. […]