Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
28 06, 2023

3 Reasons to Mention Salary in Job Vacancies

By |2023-05-09T13:40:55-04:00June 28th, 2023|Categories: HR|

While it only made it to public knowledge once, HR personnel have been guilty of underpaying employees for too long. It isn’t difficult to guess why they deliberately underpay employees; it earns them a moment of appreciation for being efficient. However, HR personnel only make their jobs challenging in the long run.

Instead of focusing on momentary appreciation by getting cheaper human resources, HR personnel must strive to contribute consistently to the company’s growth by finding and retaining the best […]

26 06, 2023

3 Tips to Effectively Manage Gender-Diverse Employees

By |2023-05-09T13:38:23-04:00June 26th, 2023|Categories: Employee Benefits|

The increased awareness and acceptance of the LGBTQIA+ community have encouraged many people to come out and openly become a part of it. As most LGBTQIA+ community members, like most of the population, need to work to support themselves, their presence as employees can pose some challenges for the administration and HR departments.

While most companies don’t look at the gender of a candidate when hiring them, ensuring gender-diverse employees are comfortable at the workplace requires considerable planning and introducing new policies. […]

19 06, 2023

How to Analyze Health Benefits Packages for Your Small Business Employees

By |2023-05-09T13:27:30-04:00June 19th, 2023|Categories: Small Business, Wellness Program|Tags: , , |

Employee benefits are as essential as competitive salaries to motivate and satisfy employees. While big companies enjoy a low cost of employee benefits per employee, small businesses don’t. As a result, small companies often struggle with offering the same or similar employee benefits as their biggest competitors.

Though employees working for small businesses understand the situation and do not demand too many benefits, health insurance is a vital benefit that every employee wants and needs. If you own a small business and are looking […]

16 06, 2023

Everything You Must Know About Retention during Recession

By |2023-05-09T13:23:00-04:00June 16th, 2023|Categories: Employee Feedback|

While layoffs due to the recession have made several headlines and earned much backlash, their efforts to retain their best talent have been the real challenge. With HR professionals struggling to ensure employee retention even before the economic collapse, their jobs may appear downright impossible.

If you are an HR professional struggling to ensure employee retention during recession, here are some tips that you might find beneficial:

Provide Flexibility

A recession is a time for everyone to make cutbacks in whatever resources they require. […]

14 06, 2023

Every HR Meeting Should Have a Goal – Here’s Why

By |2023-05-09T13:19:19-04:00June 14th, 2023|Categories: HR|

A Forbes survey suggests that over 70% of employees don’t enjoy meetings. According to the same survey, the percentage of employees who dislike meetings with HR is within the same range.

While meetings are a more efficient means of discussion than emails, they are disliked because most fail to produce a conclusion. As an HR professional, you can promote employee satisfaction by reducing the number of meetings you schedule with employees. However, if that’s not possible, you can still help eliminate […]

12 06, 2023

3 Reasons for Companies to Opt for Digital Health Programs

By |2023-05-09T13:13:11-04:00June 12th, 2023|Categories: Wellness Program|

Digital Health has been around for over three decades. However, it gained the recognition it has always deserved during the covid-19 pandemic for its exponential growth. With the World Health Organization proposing a digital health strategy for everyone around the globe, making digital health programs part of employee health insurance plans has become a beneficial option for companies.

Here are the top three reasons to opt for a digital health program for your company:

1. Personalized Healthcare

Digital health programs deliver personalized healthcare to employees. Through smart wearables, […]

9 06, 2023

5 Reasons Employees Want to Return to Work

By |2023-05-09T13:06:23-04:00June 9th, 2023|Categories: Employee Feedback|

Employees’ return to workplace has been a heated debate in the past year. However, despite working from home as one of the most sought-after employee benefits, many employees are now looking forward to return to office.

While several businesses want their workers back in the office, many have compromised to make the best of the situation by opting for a smaller workplace. It saved these companies significant resources and money to maintain a large office. Though these companies may try to refute […]

7 06, 2023

The Importance of Letting Employees Disconnect After Work Hours

By |2023-05-09T12:59:49-04:00June 7th, 2023|Categories: Employee Benefits|

Work is stressful, no matter the position or industry one serves. In the past few decades, work-related stress has become so prevalent and intense that the Centers for Disease Control and Prevention has officially acknowledged it and built guidelines for companies to prevent it. But while many organizations try to make workplaces more comfortable for their employees, they forget to implement a key practice to lower work-related stress, i.e., allowing employees to disconnect from work after their shifts.

Letting employees disconnect from […]

5 06, 2023

5 Reasons to Allow Workers to Continue Service Beyond Retirement

By |2023-05-09T12:54:36-04:00June 5th, 2023|Categories: Work-Life Balance|

Employees often don’t realize the importance of working for their mental and physical health. While young people join the workforce to achieve their personal and professional goals and afford a living, it is only when they retire or reach retirement age that they realize how beneficial their jobs have been for their personal growth.

As an employer, you can significantly benefit from the wisdom of your senior employees by allowing them to continue service beyond retirement. Here are the top five advantages […]

2 06, 2023

Mapping Employee Experience Journey – A Brief Guide

By |2023-05-09T12:50:49-04:00June 2nd, 2023|Categories: Employee Benefits|

Employee experience begins with an employee being only a candidate for a position and continues even after they have left the company or retired from it. This continuous employee experience journey adds at least one step, if not more, each day.

Designing each employee to navigate every step of their way with a company may sound overwhelming. However, mapping the employee experience journey can ensure employees follow a path that helps them achieve a fair and equal transaction of their skills and time with […]