Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
31 05, 2023

How to Approach Inflation Adjustment When Inflation Eases

By |2023-05-09T12:42:28-04:00May 31st, 2023|Categories: Employee Benefits, Work-Life Balance|

Whenever inflation rises, the government issues inflation adjustment percentages for workers. While the government also revises a new minimum wage every time inflation eases, it doesn’t sit well with the employees. In such a situation, tactfully approaching inflation adjustment is key to readjusting employee salaries without upsetting them. If you are looking for ways to accomplish the same, here are some tips you may find useful:

Adopt Spending Transparency

Making the company expenses transparent to employees is the easiest way to adjust employee […]

29 05, 2023

Creating a Period-Friendly Workplace – Dos and Don’ts

By |2023-05-09T12:42:38-04:00May 29th, 2023|Categories: Workplace|

Women don’t only make up half the world’s population but also half of the workforce. Thus, creating a period-friendly workplace is essential for companies that want their female employees to perform their best. Creating a period-friendly workplace also allows companies to earn greater trust and loyalty from their female staff.

But despite being a natural bodily function, discussing periods freely is considered taboo in some cultures and religions. If your workplace promotes diversity alongside gender equality, you can significantly benefit from learning the […]

26 05, 2023

Should You Offer a Four-Day Workweek to Your Employees?

By |2023-05-09T12:42:50-04:00May 26th, 2023|Categories: Workplace|

A four-day workweek is slowly replacing the norm, i.e., a five-day forty-hour workweek, in several countries, including the UK, Ireland, Canada, and Australia. A recent survey suggested the readiness of US workers toward the same. Therefore, long before the discussions of making it official, many companies are dipping their toes to try and see if it works for them.

If you are considering a four-day work week for your employees, read on to find its potential advantages and disadvantages to make a […]

24 05, 2023

How AI Can Enhance Employee Experience and How to Promote it at Your Workplace

By |2023-03-15T11:13:02-04:00May 24th, 2023|Categories: Employee Benefits, Workplace|Tags: |

Many companies mistake employee experience as being limited to employee onboarding and training. But a positive employee experience is essential to employee retention, minimizing turnover, enhancing employee motivation, and securing long-term organizational success.

Providing consistently positive employee experience requires ensuring employees have all the tools and equipment that make their job easier and more efficient. While it can be challenging to keep up with every employee, integrating AI and promoting its use in the workplace can significantly enhance employee experience. Here’s […]

22 05, 2023

Design a Motivating Sales Incentives Program in 3 Steps

By |2023-03-15T11:08:35-04:00May 22nd, 2023|Categories: Employee Benefits, Workplace|Tags: |

The increased competition in every industry has reemphasized the importance of sales representatives for businesses. Meanwhile, it has also made accomplishing sales more challenging for the sales representatives, increasing the need for businesses to design a motivating sales incentives program.

It may sound overwhelming, but designing a motivating sales incentive program isn’t complicated. Businesses only need to remember that their employees are their primary customers and the key to gaining and maintaining their secondary customers, i.e., their audience.

Without further ado, let’s […]

17 05, 2023

How to Design an Ergonomic Workplace for Maximum Employee Productivity

By |2023-03-10T11:45:07-05:00May 17th, 2023|Categories: Employee Benefits, HR, Workplace|Tags: , |

if you want your employees to give their best, make their comfort your top priority.  Invest in comfortable furniture, and create quiet spaces to make your office space more comfortable for employees. While it may sound difficult, designing an ergonomic workplace for maximum employee productivity is, in fact, much easier.

Here are some key features of an ergonomic workplace where employee productivity thrives:

Sunlight Keeps Everyone Thriving

Humans have evolved to be their most productive during the day. Sunlight can make any place appear brighter, more comfortable, and […]

15 05, 2023

3 Ways AI Helps Boost Employee Well-being

By |2023-03-08T09:21:17-05:00May 15th, 2023|Categories: HR|

Artificial Intelligence, better known as AI, is revolutionizing workplaces in more ways than one. The technology presents the perfect opportunity for organizations to hasten growth and optimize operations. The goal of organizational growth can be achieved through AI-powered tools that promote employee well-being.

Here are three ways AI-powered solutions can promote employee well-being:

Promoting Diversity, Equity, and Inclusion

Diversity, equity, and inclusion have become crucial elements of positive workplace culture. Utilizing AI-powered tools for recruitment ensures incorporating these values more efficiently in the […]

12 05, 2023

3 Ways AI Can Increase Employee Retention

By |2023-03-08T09:17:46-05:00May 12th, 2023|Categories: Employee Benefits|Tags: , , |

Employee retention has become a serious challenge for employers and HR professionals. Besides the high cost of turnover, it also leads to the low morale of remaining employees, wastage of time, and the potential to hire a wrong replacement in urgency.

While employers and HR professionals can control employee turnover once they learn about an employee’s plan to leave, learning too late about it can make it impossible. Most employees who leave a job inform the organization about it only when they […]

10 05, 2023

3 Steps to Build HR Department at Startups

By |2023-03-08T09:12:04-05:00May 10th, 2023|Categories: HR|Tags: |

No matter its size, every organization needs an HR department. While businesses beginning with the help of generous investors can afford to establish an HR department, small businesses and startups can face various challenges to accomplish it.

Many small business owners try to compensate for their lack of resources by fulfilling every role. But not having a dedicated HR person on board once they have a few employees can lead to mistrust, miscommunication, and disharmony, making HR for startups crucial to […]

5 05, 2023

3 Work Anniversary Ideas that Enhance Employee Retention

By |2023-03-07T09:25:37-05:00May 5th, 2023|Categories: Employee Benefits, Employee Feedback|Tags: , |

Loyal employees are often punished through lower wages, insignificant increments, and delayed promotions. It is obvious why it is unfair and needs to change. As an employer, you must treat your most loyal employees the best. While it isn’t always the case that the employees working for you the longest are also the most efficient in the company, even their mediocre and consistent work contributes greatly to your organization.

Below are some simple yet practical ideas to celebrate your loyal employees […]