Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
1 05, 2023

Can AI Cause Unemployment – Why and Why Not

By |2023-03-07T09:17:49-05:00May 1st, 2023|Categories: Workplace|Tags: |

According to a University of Chicago study, robots cause unemployment. As devastating as the study results sound, they only present a part of the picture. Looking at the bigger picture, one can easily understand how machines in the past caused unemployment and created new employment opportunities.

Let’s take a detailed look at how machines or AI causes unemployment and how the process is reversed:

Unemployment Due to AI – How It Happens

The study above recounts the example of Detroit city’s mass unemployment […]

28 04, 2023

3 Traits of Successful HR Personnel

By |2023-03-06T10:14:48-05:00April 28th, 2023|Categories: HR|

It is no secret that HR professionals have a lot on their plates. They handle everything, from managing payrolls to analyzing employee performance, contributing to company growth, and ensuring professional growth and achievements.

While the responsibilities can feel overwhelming even to that HR personnel who chose their career thoughtfully, there are many ways for them to stay happy with their career decision by making it all easier for themselves. Let’s take a look at the common traits of the most successful HR personnel to […]

26 04, 2023

How to Deal With Anxious Employees and Medical Marijuana

By |2023-03-06T10:11:37-05:00April 26th, 2023|Categories: HR|

It has been over a year since medical marijuana made its way to workplaces, yet it is still a controversial topic for open workplace discussions and a challenge for employers. While the use of marijuana for treating anxiety has been proven useful time and again, it is essential to remember that the US Centers for Disease Control and Prevention considers marijuana an addictive substance despite its considerable acceptance and legalization.

Studies have also shown the effects of marijuana on its users to […]

24 04, 2023

5 Ways to Maintain Transparency in HR Department

By |2023-02-16T10:52:59-05:00April 24th, 2023|Categories: HR|Tags: , , |

Transparency in workplace is a new trend, but its applications are not limited to helping an organization appear trendy and progressive. Instead, when implemented correctly, workplace transparency can help an organization progress by improving the workplace culture and contributing towards the organization’s growth. With HR being the central department of bringing change, here are five ways that can help you ensure meaningful, beneficial, and long-term implementation and maintenance of workplace transparency in the HR department:

Integrate Transparency in Company Policies

Company policies are implemented, updated, and […]

17 04, 2023

5 Ways Breakroom Conversations Increase Employee Motivation

By |2023-02-10T08:11:05-05:00April 17th, 2023|Categories: Employee Benefits, HR|Tags: , |

A breakroom, as the name suggests, is a dedicated space where employees can eat a quick snack, drink a cup of coffee, and relax in the meanwhile. There is usually a television screen in the breakroom where employees can catch up on the day’s important news. While snacks, beverages, and television can help employees relax and recharge, conversations in the breakroom can help motivate them and increase their productivity.

Let’s take a detailed look at how breakroom conversations improve employee motivation:

Releasing Work […]

5 04, 2023

How to Create a Holistic Employee Wellness Program in 5 Steps

By |2023-02-08T09:01:50-05:00April 5th, 2023|Categories: Employee Benefits, Group Health|Tags: , , |

Create a holistic employee wellness program to keep your employees healthy, happy, and motivated. Click here to discover the five easy steps of creating an employee wellness program your employees will actually benefit from!