Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
31 03, 2023

Employee Experience – What Is It Really Worth?

By |2023-02-08T08:51:56-05:00March 31st, 2023|Categories: Employee Feedback|Tags: , |

“Clients do not come first; employees come first.” Richard Branson

The famous saying by the contemporary world’s most famous entrepreneur emphasizes the importance for a business to provide a satisfactory employee experience, i.e., keep its employees happy throughout their journey with the company.

Let’s take a look into what is a positive employee experience really worth and why:

It Promotes Employee Engagement

Designing and providing a positive employee experience to employees promotes employee engagement in the long term. As employees’ needs are fulfilled through their cheques, […]

27 03, 2023

5 Simple Ways to Improve Employees’ Lives

By |2023-02-06T10:36:45-05:00March 27th, 2023|Categories: Employee Benefits, HR|Tags: , , |

With almost every business operating on less than requires human resources and a lack of potential candidates for the available vacancies, it has become vital for businesses to focus on retaining their remaining employees. While it may sound challenging, retaining employees is a simple and easy task that can be accomplished by improving employees’ lives.

As a business owner or management, you can take the following measures to enhance employee wellbeing and promote a work-life balance:

Focus on Productivity, Not Hours

Measuring employee productivity […]

24 03, 2023

The Effects of Rebranding on Employees

By |2023-02-03T12:24:41-05:00March 24th, 2023|Categories: Employee Benefits, Small Business|

Rebranding your company is a huge decision. While as a business owner, you must have thought thoroughly about the effects of rebranding on your customers, you must ensure that your business rebranding positively impacts your employees.

Depending on your employees’ engagement, the business rebranding can prove either positive or negative. Let’s take a quick look at both the potential positive and negative effects of rebranding on employees:

Positive Effects of Rebranding on Employees

Unites Teams And Team Members

The positive effects of rebranding on employees include allowing them […]

22 03, 2023

Businesses Taking a Break – Trend or Necessity

By |2023-02-03T12:24:03-05:00March 22nd, 2023|Categories: Small Business, Workplace|Tags: , |

Few and far before the coronavirus pandemic, small businesses popped up everywhere during the lockdown. The big numbers in which small businesses appeared worldwide created their entire industry. Like any industry, the small business industry also sees its evolution and trends.

The latest trend in this industry is that of taking a break. With the breaks lasting up to three months, it raises two questions:

  1. Is the act of taking a break from business actually a necessity or trend?
  2. Should big businesses […]
17 03, 2023

5 Types of Rest and How to Provide Them to Employees

By |2023-01-03T09:50:09-05:00March 17th, 2023|Categories: HR|Tags: |

Don’t want your employees to participate in the Great Resignation or Quiet Quitting? Allow them to get recharged and refreshed by providing employee benefits that assist in achieving all the different types of rest.

Here are the 5 types of rest everyone needs and the employee benefits that make them accessible:

Physical Rest

You may think your employees get enough physical rest after they go home, but that’s a wrong assumption. Employees can have demanding domestic and personal lives that can keep them from getting enough […]

15 03, 2023

5 Employee Benefits Every Startup Must Offer

By |2023-01-03T09:38:28-05:00March 15th, 2023|Categories: Employee Benefits, Workplace|Tags: |

Employee benefits cast a significant impact on employees’ decision to accept or stick with a job. As a startup looking for easy recruitment and long-term retention, you must offer these 5 employee benefits.

8 03, 2023

5 Steps to Write Inclusive Vacancy Ads

By |2022-12-30T08:58:18-05:00March 8th, 2023|Categories: HR|

Increased diversity and inclusivity continue to be workplace top trends for the coming year. As an HR personnel, you can easily promote workplace inclusivity through inclusive recruitment. Since recruitment begins with writing a vacancy ad, read on to find 5 steps to help you write vacancy ads and lead to an inclusive workplace.

Avoid Gender Bias

With the rising awareness of genders, gender stereotypes and gendered language have become restrictive and offensive. By using gendered terms like saleswoman, cameraman, he, she, etc., you […]

6 03, 2023

3 Ways to Prevent Political Discussion at Workplace

By |2022-12-30T08:54:51-05:00March 6th, 2023|Categories: Workplace|Tags: , |

Politics is complicated. While (almost) everyone agrees on living wages for employees, universal healthcare, and economic growth, there are several disagreements too. When highlighted in the workplace, these disagreements and differences in opinions can negatively impact employee communication and collaboration. Political identities and ideologies are often deeply rooted and make people very emotional about their beliefs.

Therefore, it is for the betterment of everyone to prevent politics at work. The responsibility to prevent politics at work lies on the administration, HR department, […]

1 03, 2023

3 Things You Should Never Include in Vacancy Ads

By |2022-12-30T08:44:39-05:00March 1st, 2023|Categories: Workplace|

With the Great Resignation still strong and the Gen Zers’ and Millennials’ reluctance toward settling for any job, organizations are seeking new and innovative methods to tempt candidates to apply. In this scenario, it has become essential for HR departments to construct vacancy ads that can fit a more significant number of applicants.

But writing a vacancy ad that can attract greater attention does not begin with specifying what you seek in the perfect candidate. Instead, it begins with avoiding common vacancy […]