Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
29 08, 2022

3 Ways to Deal With Job Abandonment by Employees

By |2022-08-16T12:01:46-04:00August 29th, 2022|Categories: Employee Feedback, Workplace|Tags: |

The current employment landscape has made job abandonment more common than before. Previously, most employees who abandoned their jobs did so because they were overworked or unhappy with their job. Currently, the reasons for job abandonment are mostly finding a better-paying job and miscommunication about policies.

Employers can minimize one of these reasons by offering their employees fair pay and practical benefits; the other requires more attention and effort. Moreover, employers cannot do much once an employee has decided to ghost them for good. […]

26 08, 2022

3 Tips to Successfully Fill Difficult Shifts

By |2022-08-16T12:01:57-04:00August 26th, 2022|Categories: HR|Tags: , |

Whether big organizations or small businesses, any workplace that requires work during night shifts or odd hours faces difficulties in finding employees willing to work those shifts. After all, most individuals grow up going to school early in the day, using evenings to relax and nights to rest.

However, hiring for difficult shifts doesn’t have to be challenging. Individuals who attend school full-time often take up work at night to earn some money. Individuals with a regular hourly pay job also sometimes […]

24 08, 2022

How to Strike a Balance Between Employer and Employee Demands

By |2022-08-16T12:02:12-04:00August 24th, 2022|Categories: Employee Benefits, HR|Tags: |

Most organizations suffer from a gap between the employer’s demands and the employees’ expectations. While previously, it was mostly the employees who let go of their expectations to settle with whatever the organizations provided them, times have changed now. The Great Resignation, unionization of employees, and awareness of employee rights have reassured employees that their expectations deserve to be met.

But to employers’ dismay, employees leave even when they are provided with high salaries and flexible hours. The factors that retain […]

22 08, 2022

Is Yearly Salary Better than Getting Paid Hourly?

By |2022-08-16T12:00:04-04:00August 22nd, 2022|Categories: Employee Benefits|Tags: |

In the US, employers have the option to pay their employees on an hourly basis or fixed salaries. Different industries and positions within the same industry can differ in how employees get paid for the work.

As employees become aware of their rights, it isn’t uncommon for them to compare salary vs hourly pay to find the more beneficial one. If you are an employee, knowing the advantages and disadvantages of both forms of payment can help you identify the one that […]

19 08, 2022

How to Deal with Employee Complaints from Customers

By |2022-08-16T12:00:25-04:00August 19th, 2022|Categories: HR|Tags: , |

It isn’t uncommon for customers to be unhappy about a business’s products or services. That said, it isn’t difficult for businesses to make the customers happy again either. Replacement, refund, and discount vouchers for the future are some tried and tested methods that can change the perception of a disappointed customer.

However, a customer’s disappointment can be severely difficult to calm when they are unhappy with the employees of a business. For business owners or administration, customer complaints regarding employees can mean carrying out […]

17 08, 2022

5 Benefits to Sign Up for Employee Training

By |2022-08-16T11:58:14-04:00August 17th, 2022|Categories: Employee Benefits|Tags: , |

Worldwide, organizations have begun to realize that training existing employees can be more beneficial than hiring new and more talented candidates. While it greatly reduces cost and employee turnover, employees can also gain several benefits from signing up for training and development programs at the workplace.

 

So without further ado, let’s take a look at what employee training benefits can employees enjoy:

Learn More About Industry

Training and development programs are often designed to equip employees with greater knowledge about the industry. Training programs […]

8 08, 2022

3 Small but Meaningful Tips that Motivate Employees in the Long Run

By |2022-08-16T12:08:54-04:00August 8th, 2022|Categories: Employee Benefits|Tags: |

Hiring a new employee comes with a high price tag. But besides marketing the vacancy, conducting background checks, and training the new employee, it also involves priceless hours of effort by HR professionals. However, many employers don’t realize that retaining existing employees is cheaper than hiring new ones. Often, employers let a talented employee leave only to regret it later.

To retain employees in the long run, employers must work toward keeping employees motivated in the long run. While a fair […]

5 08, 2022

4 Tips for Leaders to Build Trust with Their Team Members

By |2022-08-16T12:09:31-04:00August 5th, 2022|Categories: Group Health, Key Person|

Trust between employees and their team leaders is essential for any workplace. Lack of trust can slow down or hinder any team’s success. Besides achieving work goals, building trust with team members also allows leaders to improve communication within the team.

But building trust with team members can be more difficult in practice than in theory. Since team members have different personalities and personal motivators, leaders or managers must be cautious about building trust with team members.

However, the following tips can greatly help:

Be […]

3 08, 2022

How Managers Can Deal with Flexible Schedules for Employees

By |2022-08-16T12:18:54-04:00August 3rd, 2022|Categories: Employee Benefits, HR|Tags: , , |

While a flexible work schedule allows employees to manage their workload more efficiently, it can increase the same for the managers. They may have to greatly increase their working hours to be available for their team members, or they may even find themselves completing tasks that were not their responsibility.

Hence, managers with teams that follow flexible schedules or hybrid work cultures, or work from home can find themselves constantly stressed or overwhelmed. However, the following tips can help:

Work on Fixed Schedule

A flexible schedule is […]

29 07, 2022

A Guide to Write the Perfect Job Vacancy Ad

By |2022-08-22T12:24:55-04:00July 29th, 2022|Categories: HR|Tags: , |

Successful recruitment begins with writing a job ad that efficiently describes the purpose of the job. If you haven’t been able to find the right candidate for a certain position in your organization or the organization you work for, you may benefit from looking at the job ad posted for it.

Many recruiters fail to understand how spending time on writing a job ad thoughtfully can reduce the time spent on other steps of the recruitment process in many ways. So without further ado, […]