Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
19 11, 2021

How to Find Time for Training Sessions for the Team

By |2021-11-17T11:59:03-05:00November 19th, 2021|Categories: HR|Tags: , |

Regular training of employees is essential to keep them motivated about their work. All work can get monotonous after a while, but regular professional training sessions can help employees focus on aspects where they lack and keep it from getting boring.

However, it may be difficult to schedule training for employees when they already have the full day of work to complete. But the following tips may prove to be helpful:

Brief the Training Session in Advance

Generating an email containing the training […]

18 11, 2021

5 Ways to Promote Healthy Team Bonding

By |2021-11-15T15:50:13-05:00November 18th, 2021|Categories: HR|Tags: , , |

It is no secret that being part of a team makes work easier. Teamwork also makes work feel more comfortable and exciting. But if an organization doesn’t have a good workplace culture of team bonding, people’s performances can get affected, and their morale can get lowered.

However, creating a good workplace culture is achievable. The employers and the HR professionals of any organization can promote team building using the following tips:

Create Aspiring Leaders

Leaders and managers at any organization are responsible for keeping people’s morale […]

16 11, 2021

Talent or Discipline – What Should You Look For?

By |2021-11-15T15:47:35-05:00November 16th, 2021|Categories: HR|Tags: , , |

The debate on talent vs discipline isn’t new. Different people have different points of view on the matter.

Two Sides of the Coin

Those who side with talent believe that talent makes it easier for things to get done. Discipline, while a fantastic quality, may not always be helpful. In challenging situations, discipline without talent may especially be useless.

However, those who believe discipline is more important than talent think long-term. While talent is excellent in emergencies, discipline might eliminate or at least reduce […]

12 11, 2021

How to Attract the Perfect Candidate through Vacancy Ads

By |2022-08-16T11:53:09-04:00November 12th, 2021|Categories: HR|Tags: , , |

Writing a job ad is not just about hiring a resource that handles work. It is also about adding an individual to your team who will bring their unique personality and set of skills. Hence, vacancy ads shouldn’t talk about job responsibilities alone. Instead, they should also carry a detailed description of the right candidate.

Below is a step-by-step guide to writing a vacancy ad to attract the perfect candidate:

Write Job Responsibilities Clearly

While this might seem like a no-brainer, it is one of […]

11 11, 2021

How to Introduce New Policies at Work

By |2021-11-08T16:25:59-05:00November 11th, 2021|Categories: HR|Tags: , , |

There can be various reasons to introduce new policies at a workplace. However, it can be challenging to implement a new policy among old employees. They might have already become comfortable at the office, so it can be difficult for them to adopt new policies.

Therefore, you might need to strategically introduce new policies at the workplace. Here are the steps to a tried and tested strategy to introducing new workplace policies:

Introduce through Leaders and Managers

Instead of introducing the policy company-wide, it is best […]

5 11, 2021

Ways to Attract New Talent on a Limited Budget

By |2021-10-19T10:05:15-04:00November 5th, 2021|Categories: HR|Tags: |

As a business owner or manager in the complex work environment of today, you want to bring in the best talent around you, regardless of the budget that you’re dealing with. A limited budget is often considered as an anti-dote to good hiring. However, this shouldn’t necessarily be the case all the time.

Smart organizations and smart managers can hire on a limited budget and get the personnel they desire without wasting any more time. How do you compete with the […]

5 11, 2021

Reasons Why Organizations Should Invest in Dental Insurance

By |2021-10-19T11:03:14-04:00November 5th, 2021|Categories: HR|Tags: |

Whether your employees have a Hollywood smile or a smile that shows black coffee stains all over it, you would want their routine dental care to be covered through a dental insurance plan on a regular basis.

The world of employee benefits is moving forward at an unprecedented pace. Here we look at some of the reasons organizations should invest in an authentic dental insurance plan. Go through these reasons to identify the best fit for your organization.

It is an Appreciated […]

1 11, 2021

The Benefits of Paid Time Off for All Employees

By |2021-10-19T09:58:21-04:00November 1st, 2021|Categories: HR|Tags: |

Employees in today’s day and age look forward to every minute of off time allotted to them at work during a year. If you are an employer, providing a benefits package with separate days for vacation and sick leave can be a bit hectic and stressful.

It can be quite scary for businesses to lose one of their key employees even on short notice. Some companies offer paid sick days, and employees are calling in sick all the time. Many critics […]

28 10, 2021

Secrets to Keep Your Employees Happy

By |2021-10-19T09:53:32-04:00October 28th, 2021|Categories: HR|Tags: |

Many small business owners do start their own business but are often unaware of how to lead their business towards the glory they envision it for it. In their pursuit of happiness, many business owners realize that it is equally important to pass happiness off to their employees and take care of their needs like they would their own.

A happy workforce can benefit you in the following ways:

  • Happy employees are more productive: Employees that are happy tend to be […]
26 10, 2021

Reasons to Let Your Employees Bring Their Pets to Work

By |2021-10-19T09:51:20-04:00October 26th, 2021|Categories: HR|Tags: |

If you are like a majority of the people living in the United States today, you own a pet, and that pet is most likely a dog or a cat. You know your life revolves around your four-legged friend, and you cannot live without them. The average American gets up in the morning, goes out for a jog with their pet, and then leaves for work, only to see their pet later in the evening when they come back.

This is […]