Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
6 08, 2021

Top Challenges of Diversity in Your Workplace

By |2021-08-17T09:34:31-04:00August 6th, 2021|Categories: Workplace|Tags: |

Diversity is taking over the world of Human Resources at a breakneck pace. Today, many organizations recognize the importance of a diverse workforce and how it can help them unearth new growth opportunities for the future.

As good as a diverse workforce can be for future growth and progress, it does not come without its own challenges. Employees spending upwards of 40 hours a week in the office, diversity can often cause division and conflict within the organization.

This is where top […]

3 08, 2021

The Pros and Cons of Competitive Rivalry in the Workplace

By |2021-08-17T09:29:17-04:00August 3rd, 2021|Categories: Workplace|Tags: |

All organizations today strive to create a working environment where everyone can work together and challenge themselves. Competition and motivation are considered to be oars of the same boat, as they help drive progress and productivity.

Business owners and managers have come to realize that competitive rivalry between employees in the workplace can eventually drive profits above and can increase the results that come from employees.

A competitive workplace, if not monitored, can soon become a major problem for managers to oversee. […]

29 07, 2021

Signs of an Unhappy Employee

By |2021-08-13T10:30:15-04:00July 29th, 2021|Categories: Employee Feedback|Tags: |

Employees are your biggest resource in the workplace today. Many employers and organizations do not really realize this right now, but the work processes you pride yourself on would fail to function as fluently if it weren’t for the performance and efficiency of your employees.

If all of your employees were to be happy all the time, managing them would become a lot easier. Unfortunately, you need to realize that there are external events happening in the life of your employees […]

27 07, 2021

How do Work Breaks Improve Performance?

By |2021-08-10T09:58:26-04:00July 27th, 2021|Categories: Employee Benefits|Tags: , |

Workplace breaks are essential for decent performance. Being too busy to take a break is often a sign that you are overworking yourself in the organization and need to take some time off. It is common for humans to overexert themselves when they are working to meet a deadline or are trying to work past their point of fatigue.

But, you must take breaks regularly to keep yourself focused and pay attention to detail. A recent study at the University of […]

20 07, 2021

Top Factors Contributing to Employee Happiness in the Workplace

By |2021-07-27T12:15:22-04:00July 20th, 2021|Categories: Workplace|Tags: |

Job satisfaction and employee happiness in the workplace are important contributors to the effort your team members put into the work they do. The performances people put up suffer if they aren’t satisfied with the work that they do, not to mention how the quality of life can fall down as well.

Of course, every person and individual behaves differently when it comes to what they get satisfaction from within their workplace. But, certain factors can be more effective for satisfaction […]

16 07, 2021

Creative Employee Benefits for Your Workplace

By |2021-07-27T12:08:21-04:00July 16th, 2021|Categories: Workplace|

Employee satisfaction is highly necessary for the overall growth and success of an organization. Organizations that want to grow over time should make sure that they prioritize employee satisfaction and offer perks and benefits in line with what employees expect from them.

However, even when it comes to offering an employee benefits package, some organizations offer benefits that aren’t of much value to employees and do not give them the satisfaction employees desire. So many organizations today succumb to the same […]

15 07, 2021

Contemporary Ways to Manage Diversity in the Workplace

By |2021-07-27T12:02:56-04:00July 15th, 2021|Categories: Workplace|Tags: , |

When was the last time you went to a friendly dinner party with people from diverse backgrounds interacting with each other and forming friendships? Do you remember what led to this interaction between people? If you come to think of it, the host was actually a motivator in the party, bringing people together and helping them converse with each other, regardless of the social and demographical differences between them.

Managing diversity in the contemporary workplace is pretty much the same as […]

8 07, 2021

Your Guide to Building Teamwork in Employees

By |2021-07-05T15:14:37-04:00July 8th, 2021|Categories: HR|Tags: |

Are you looking for ways to improve teamwork within your organization? Well, we don’t want to bring any roadblocks, but you will mostly be met by the same ideas over and over again during your research. Obviously, you need implementable ideas suited for the contemporary workplace.

It is not like the same, age-old ideas aren’t effective anymore. It is just that they have been used to death now and barely have any significant impact on employees and their ability to bond […]

6 07, 2021

Why You Should Have a Child Day Care Center at Work

By |2021-07-05T15:12:46-04:00July 6th, 2021|Categories: HR|Tags: , |

With the growing integration between work and personal responsibilities, employees today have to be careful of the familial and personal responsibilities of their employees. Employers shouldn’t ignore the major transitions that most employees go through and should look after their needs after having a baby or when they have a sick child.

While offering family-friendly policies and benefits can be a good way to start, it may not really be sufficient in the long run. An on-site childcare benefits program offers […]