Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
26 02, 2021

How to Design an Effective Payroll Quickly

By |2021-02-23T10:30:10-05:00February 26th, 2021|Categories: HR|

Implementing a payroll solution can significantly reduce the hassle in HR operations. Payroll generation makes up a significant part of HR operations and work, which is why automation and solution oriented work in this regard can signal a chain of efficiency in all other aspects as well.

Most businesses use two solutions to add efficiency to their payroll. These solutions can either be outsourced through an external provider or are managed through a software process. Undoubtedly, the addition of such a […]

25 02, 2021

Non-Monetary Ways to Build Employee Motivation

By |2021-02-23T10:30:00-05:00February 25th, 2021|Categories: Employee Benefits|

For decades, employers and organizations have thought of salary as the only factor motivating employees. However, research conducted by prominent psychologists and business analysts during the 20th century, including Herzberg, Taylor and Maslow, have revealed that there are a number of other factors that motivate employees in other ways.

While money does satisfy needs and builds resources to fulfill wants, humans are psychologically built to have other needs as well. In this article we delve deeper into this concept and look […]

22 02, 2021

The Benefits of Automation in Payroll Generation for HR

By |2021-02-23T10:29:27-05:00February 22nd, 2021|Categories: HR|

As an HR professional, there is a lot you have to deal with on a regular basis. From recruiting and hiring new employees to managing the performance and grievances of current employees, HR functions can often become a bit too overwhelming to manage. Add to this the tedious process of payroll generation and you’ll see what we are talking about.

HR managers are stacked with work across the month, but all of that can become even more complex when it’s time […]

19 02, 2021

Effective HR Tools to Make Life Easier for the HR Department

By |2021-02-23T10:31:51-05:00February 19th, 2021|Categories: HR|

In the information heavy business environment of today, HR has drastically moved from a backend administrative function to a frontline strategic player. Enterprise leaders today realize that people are their most important assets, and that using HR to attract and retain them is an effective strategy.

The modern HR department is more than just a backend department with limited roles and job descriptions. This means that the work traditionally performed by HR teams has evolved as well. HR teams are currently […]

15 02, 2021

Reasons Small Businesses Need Consultation for Their Employee Benefits

By |2021-02-10T14:19:05-05:00February 15th, 2021|Categories: Employee Benefits|

Running a small business is no mean feat, especially in the ever changing business landscape of today. The business landscape around us is continuously evolving and businesses have to prepare themselves for it.

Owners play an integral role in this development, as they are tasked with taking the progress forward and ensuring optimal standards for the organization. Since most sole business owners usually take the responsibility of everything on their heads, they don’t have enough time on their hands to draft […]

12 02, 2021

Major Problems Facing the HR Department

By |2021-02-09T08:49:59-05:00February 12th, 2021|Categories: HR|

The rapidly transforming and changing business landscape has meant that there are currently a number of major problems and challenges facing the HR department.

According to Tony Marsden, who is an expert in HR solutions at Mann Solutions, “the restrictions of the recession aren’t over yet, companies are recognizing that they will need to take steps to retain their workforce. This could be through an increased emphasis on training and engagement programs or by investing in areas that will optimize expenditure, […]

11 02, 2021

The Cons of Not Offering Employee Benefits

By |2021-02-09T08:48:57-05:00February 11th, 2021|Categories: Employee Benefits|

Employee benefits are part of the most important factors that employees look at or look forward to when leaving their previous employer and joining a new one. These benefits include paid leaves, vacation days, health insurance, fringe benefits, a company-maintained car and a lot more.

In a recent study, more than 2/3rd of all employees said they would change their workplace if they got an offer from an organization with better benefits. This stands true in the current job market as […]

8 02, 2021

How Managers Can Eradicate Sexism in the Workplace

By |2021-02-09T08:48:26-05:00February 8th, 2021|Categories: Workplace|

Sexism is a rampant problem in organizations across the globe. Organizations know it’s happening, but often turn a blind eye to it and let the issues slip by. Data from the United Kingdom and other developed countries in the west has shown that employees do realize that the gender pay gap exists, but justify it through the pretext of time spent on the job, negative stereotypes related to women and bias during pay negotiation.

There’s a lot that managers in the […]

29 01, 2021

How to Change a Toxic Work Environment

By |2021-01-29T10:30:05-05:00January 29th, 2021|Categories: Workplace|

Whenever it comes to toxic workplaces, organizations blame toxic individuals exhibiting unproductive behavior as the root cause behind it. However, toxic workplaces are never just about employees and individuals messing up processes. They’re about a continued pattern of unproductive or unhealthy norms that make your culture go askew and seep the energy and efficiency out of your business.

While what makes a workplace toxic is in fact disputable, there are a number of standardized tonics that can help relieve that pressure […]

11 01, 2021

Why You Need an Employee Benefits Consultant in Your Workplace

By |2021-01-11T06:53:03-05:00January 11th, 2021|Categories: Workplace|

Running a business in the ever changing economic landscape of today is no mean feat. Entrepreneurs come across a number of challenges that can make it difficult for them to manage ships and make management extremely tedious.

Considering the implications that entrepreneurs and the management team usually go through, it only makes sense for them to hire a benefits consultant to make the process of setting and drafting employee benefits easier for everyone involved.

In this article, we look at some of […]