2027 ACA Affordability Threshold Increases to 10.22% | JS Benefits Group
2027 ACA Affordability Threshold Increases to 10.22% By Dawn Carlisle, JS Benefits Group Reviewed by Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP The IRS has released the 2027 Affordable Care Act affordability percentage, and for the first time it has crossed 10%. For plan years beginning in 2027, applicable large employers must keep employee […]
PCORI Fee Explained: What Employers Need to Know Before the July 31 Deadline

If your organization offers a self-funded, level-funded, or Health Reimbursement Arrangement (HRA), there’s an annual IRS filing requirement that’s easy to overlook but important to complete on time—the Patient-Centered Outcomes Research Institute (PCORI) fee. Although the fee itself is relatively small, missing the filing deadline can result in penalties and interest. Understanding who must pay, […]
The 3 Compliance Mistakes That Cost Employers the Most

One missed compliance notice cost a New Jersey employer more than $94,500. Employee benefits compliance isn’t just a paperwork exercise. For employers, mistakes involving ACA reporting, ERISA documentation, and COBRA notices can lead to significant penalties, audits, and unnecessary legal exposure. In this video, Kathryn Reed, SHRM-CP, Senior Director of HR at JS Benefits Group, […]