2027 ACA Affordability Threshold Increases to 10.22% | JS Benefits Group

2027 ACA affordability threshold increases to 10.22% explained by Dawn Carlisle of JS Benefits Group for applicable large employers preparing for open enrollment.

2027 ACA Affordability Threshold Increases to 10.22% By Dawn Carlisle, JS Benefits Group Reviewed by Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP The IRS has released the 2027 Affordable Care Act affordability percentage, and for the first time it has crossed 10%. For plan years beginning in 2027, applicable large employers must keep employee […]

PCORI Fee Explained: What Employers Need to Know Before the July 31 Deadline

Dawn Carlisle of JS Benefits Group explains the PCORI fee, who must pay it, IRS Form 720 filing requirements, and the July 31 compliance deadline for employers.

If your organization offers a self-funded, level-funded, or Health Reimbursement Arrangement (HRA), there’s an annual IRS filing requirement that’s easy to overlook but important to complete on time—the Patient-Centered Outcomes Research Institute (PCORI) fee. Although the fee itself is relatively small, missing the filing deadline can result in penalties and interest. Understanding who must pay, […]

The 3 Compliance Mistakes That Cost Employers the Most

Compliance checklist on an office desk with employee benefits documents, notes, and administrative paperwork highlighting the importance of ACA, ERISA, and COBRA compliance for employers.

One missed compliance notice cost a New Jersey employer more than $94,500. Employee benefits compliance isn’t just a paperwork exercise. For employers, mistakes involving ACA reporting, ERISA documentation, and COBRA notices can lead to significant penalties, audits, and unnecessary legal exposure. In this video, Kathryn Reed, SHRM-CP, Senior Director of HR at JS Benefits Group, […]