Employer health insurance costs are projected to rise 8.2% in 2027

By: Rob Capone, Senior Employee Benefits Consultant If you’re preparing for your 2027 health insurance renewal, there’s one number you need to know: 8.2%. That’s the average increase U.S. employers project in health benefit cost per employee for 2027, according to Marsh’s 2026 National Survey of Employer-Sponsored Health Plans. It’s the highest increase since 2003. […]
Trusted Verified Business Award Recognizes JS Benefits Group

JS Benefits Group has been recognized as a 2026 Trusted Business Awards winner, a recognition that reflects the company’s commitment to helping employers build stronger, more effective employee benefits programs. For more than three decades, JS Benefits Group has worked with employers to navigate the increasingly complex world of employee benefits, healthcare costs, plan design, […]
The #1 Health Insurance Renewal Mistake Employers Make
By Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP Founder & CEO, JS Benefits Group When a health insurance renewal arrives, many employers immediately focus on one number: How much is the premium increasing? That is understandable. Health insurance is one of the largest expenses many businesses face, and a significant renewal increase can have […]
What Is a Self-Insured Health Plan? A Guide for Employers
By Bill Capece, Director of Business Development, JS Benefits Group For employers facing rising health insurance costs, self-insured health plans can provide another way to approach healthcare financing. But self-funding is more than simply changing insurance plans. It changes how an employer assumes risk, pays claims, analyzes healthcare spending and manages its overall benefits strategy. […]
How Pennsylvania Employers Can Reduce Health Insurance Costs Without Cutting Benefits
By Rob Capone, Senior Employee Benefits Consultant, JS Benefits Group Pennsylvania employers continue to face pressure from rising health insurance costs. When a renewal comes in higher than expected, the conversation often turns immediately to higher deductibles, increased employee contributions, or reducing coverage. Those are not the only options. There are several strategies Pennsylvania employers […]
What Should Employers Look for When Choosing an Employee Benefits Broker?

Learn what employers should look for when choosing an employee benefits broker, from industry experience and plan options to communication and ongoing support.
Hospital Consolidation Is Raising Healthcare Costs: What Employers Need to Know

By Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP Founder & CEO, JS Benefits Group | Forbes Business Council Contributor | Co-Host, Executive Leaders Radio Hospital consolidation is becoming an increasingly important issue for employers trying to manage the rising cost of employee healthcare. I recently discussed this issue as an expert source in a […]
Jennifer Schaefer Featured in Forbes Business Council | Healthcare Benefits & Employee Retention

Read My Forbes Business Council Article I’m honored to have my latest article published by Forbes Business Council, where I discuss why healthcare benefits have evolved from being viewed as a business expense into one of the most effective employee retention strategies available to employers. Read the full Forbes article: 👉 Why Healthcare Benefits Have […]
Jennifer Schaefer Mentioned in COO Insider: Rolling Out Process Changes Across Operations Without Fatigue

Jennifer Schaefer Mentioned in COO Insider: Rolling Out Process Changes Across Operations Without Fatigue By Jennifer Schaefer, MBA, ChFC, SHRM-SCP Founder & CEO, JS Benefits Group Change Doesn’t Have to Lead to Change Fatigue I’m honored to have been mentioned in COO Insider’s expert roundup, “Rolling Out Process Changes Across Operations Without Fatigue.” The article […]
How Do Employee Benefits Consultants Help Small Businesses in Newtown, Pennsylvania?

Quick Answer: A benefits broker helps Newtown employers compare and place benefits plans. A benefits consultant provides broader support with strategy, cost control, compliance coordination, and employee communication. Brokers are usually more focused on plan shopping and renewals. Consultants help employers connect benefits decisions to budget, workforce needs, and long-term goals. What Does an Employee […]