The #1 Health Insurance Renewal Mistake Employers Make

The #1 Health Insurance Renewal Mistake employers make - Jennifer Schaefer, JS Benefits Group

By Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP Founder & CEO, JS Benefits Group When a health insurance renewal arrives, many employers immediately focus on one number: How much is the premium increasing? That is understandable. Health insurance is one of the largest expenses many businesses face, and a significant renewal increase can have […]

What Is a Self-Insured Health Plan? A Guide for Employers

Bill Capece explains what a self-insured health plan is

By Bill Capece, Director of Business Development, JS Benefits Group For employers facing rising health insurance costs, self-insured health plans can provide another way to approach healthcare financing. But self-funding is more than simply changing insurance plans. It changes how an employer assumes risk, pays claims, analyzes healthcare spending and manages its overall benefits strategy. […]

How Pennsylvania Employers Can Reduce Health Insurance Costs Without Cutting Benefits

Rob Capone of JS Benefits Group discussing how Pennsylvania employers can reduce health insurance costs without cutting benefits

By Rob Capone, Senior Employee Benefits Consultant, JS Benefits Group Pennsylvania employers continue to face pressure from rising health insurance costs. When a renewal comes in higher than expected, the conversation often turns immediately to higher deductibles, increased employee contributions, or reducing coverage. Those are not the only options. There are several strategies Pennsylvania employers […]

Hospital Consolidation Is Raising Healthcare Costs: What Employers Need to Know

Hospital consolidation and rising healthcare costs for employers

By Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP Founder & CEO, JS Benefits Group | Forbes Business Council Contributor | Co-Host, Executive Leaders Radio Hospital consolidation is becoming an increasingly important issue for employers trying to manage the rising cost of employee healthcare. I recently discussed this issue as an expert source in a […]

How Do Employee Benefits Consultants Help Small Businesses in Newtown, Pennsylvania?

Employee benefits consultant meeting with Newtown, PA small business owners, featuring JS Benefits Group branding and benefits planning icons.

Quick Answer: A benefits broker helps Newtown employers compare and place benefits plans. A benefits consultant provides broader support with strategy, cost control, compliance coordination, and employee communication. Brokers are usually more focused on plan shopping and renewals. Consultants help employers connect benefits decisions to budget, workforce needs, and long-term goals.  What Does an Employee […]

Level Funded vs. Fully Insured Health Plans: What Employers Need to Know

Bill Capece of JS Benefits Group explains the differences between level funded and fully insured health plans and how employers can reduce healthcare costs.

Choosing the right health insurance funding strategy is one of the most important decisions an employer can make. As healthcare costs continue to rise, many business owners are exploring alternatives to traditional fully insured health plans in search of greater cost control and transparency. In this video, Bill Capece, Director of Business Development at JS […]