The #1 Health Insurance Renewal Mistake Employers Make
By Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP Founder & CEO, JS Benefits Group When a health insurance renewal arrives, many employers immediately focus on one number: How much is the premium increasing? That is understandable. Health insurance is one of the largest expenses many businesses face, and a significant renewal increase can have […]
What Is a Self-Insured Health Plan? A Guide for Employers
By Bill Capece, Director of Business Development, JS Benefits Group For employers facing rising health insurance costs, self-insured health plans can provide another way to approach healthcare financing. But self-funding is more than simply changing insurance plans. It changes how an employer assumes risk, pays claims, analyzes healthcare spending and manages its overall benefits strategy. […]
What Is Stop-Loss Insurance? Self-Funded Health Plans Explained
Author: Bill Capece, Director of Business Development For employers considering a self-funded health plan, one of the most important concepts to understand is stop-loss insurance. Self-funding can give employers greater control over healthcare costs, access to claims data, and flexibility in plan design. But it also means the employer takes on responsibility for paying covered […]
What Should Employers Look for When Choosing an Employee Benefits Broker?
Learn what employers should look for when choosing an employee benefits broker, from industry experience and plan options to communication and ongoing support.
Is Level Funding Right for Your Company? | JS Benefits Group
Jennifer Schaefer | Founder & CEO, JS Benefits Group Is a level-funded health plan right for your company? In this video, Jennifer Schaefer explains what employers should consider when evaluating level-funded health insurance and whether it may be a fit for their business. Watch the video below to learn more. Is Level Funding Right for […]
PHCC Health Plan for Contractors: Group Health Insurance for Plumbing, Heating & Cooling Businesses
Good people are hard to find in the trades — and even harder to keep. For plumbing, heating, and cooling contractors, employee benefits can be an important part of attracting and retaining skilled employees. But smaller contractors often face a challenge: offering competitive health benefits without taking on unnecessary cost and administrative complexity. The PHCC […]
Are Your Employee Benefits Costing You Great Employees?
“We just can’t find good people.” It’s one of the most common statements we hear from business owners, CEOs, and HR leaders. Hiring has become more competitive, qualified candidates have more choices than ever, and employers are working harder to attract and retain top talent. But before you blame the labor market, ask yourself a […]
The Hidden Costs of Employee Turnover and How Better Benefits Can Reduce Them
Employee turnover costs often reach far beyond recruiting expenses. When someone leaves, employers lose time, knowledge, momentum, and team trust. The vacancy may appear on a spreadsheet, but the real impact shows up in missed deadlines, heavier workloads, and lower morale. A stronger benefits strategy can help reduce these losses. Employees tend to stay longer […]
How Doylestown Employers Can Offer Better Benefits Without Increasing Their Budget
A common assumption among business owners is that better benefits require a bigger budget. Many employers in Doylestown discover the opposite. The strongest benefits packages often come from smarter decisions rather than higher spending. Employees pay attention to benefits because these offerings affect their daily lives. Healthcare access, financial support, flexibility, and workplace resources influence […]
Employee Benefits Consulting in Bucks County: Strategies to Control Rising Healthcare Expenses
The ever-increasing healthcare expenses have made employee benefits in Bucks County a bigger concern for local employers. Many businesses want to offer strong coverage, but renewal increases can strain budgets fast. National health plan cost forecasts for 2026 indicate continued pressure, underscoring the need for a sharper benefits strategy among local employers. Good benefits consulting helps […]
