Employee Benefits Are a Business Strategy — Not Just an HR Expense
For most of the employers I work with, health benefits are the second-largest expense on the books after payroll. Yet the decision about that expense often gets made in one meeting, once a year, in response to a number someone else calculated. That’s the part worth changing. BusinessABC made a version of this argument recently […]
The Benefits Mistakes That Quietly Drive Up Healthcare Costs for Small Businesses
Small business health insurance costs rise when benefit plans go unmanaged. Learn common mistakes that increase spend and how employers can fix them.
How Pennsylvania Employers Can Build Better Benefits Without Raising Premiums
Learn how Pennsylvania employee benefits can improve through smarter plan design, employee support, and cost control without raising premiums.
Mid-Market Employers Are Rethinking Health Plan Funding: Why the Conversation Can’t Wait Until Renewal
By Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP Founder & CEO, JS Benefits Group | Forbes Business Council Contributor | Co-Host, Executive Leaders Radio For years, many mid-market employers have approached healthcare benefits the same way: wait for the renewal, review the premium increase, negotiate where possible, and decide whether to absorb the additional […]
How Claims Data Can Help Pennsylvania Employers Find Hidden Healthcare Savings
Claims data analysis gives Pennsylvania employers a clearer view of what actually drives healthcare spending. Premium increases often feel like a carrier’s decision, but the numbers usually point to specific patterns: high-cost prescriptions, avoidable ER visits, low rates of preventive care, or repeated claims tied to chronic conditions. Employers who study claims data before renewal […]
How Better Benefits Can Help Pennsylvania Companies Compete With Larger Employers
Pennsylvania employee benefits can help smaller companies compete with larger employers by improving plan value, communication, and workforce support.
Are Your Employee Benefits Costing You Great Employees?
“We just can’t find good people.” It’s one of the most common statements we hear from business owners, CEOs, and HR leaders. Hiring has become more competitive, qualified candidates have more choices than ever, and employers are working harder to attract and retain top talent. But before you blame the labor market, ask yourself a […]
Should Your Health Plan Cover GLP-1s?
Should Your Health Plan Cover GLP-1s? What Every Employer Needs to Know Before Your Next Renewal Watch the Video Before diving into the details, watch our short video explaining the three most common approaches employers are taking when deciding whether to cover GLP-1 medications. 🎥 Watch on YouTube: https://youtu.be/8PJvqqXNcrc For more employer resources, healthcare cost-saving […]
Why Smart Employers Are Benchmarking Healthcare Costs Before Their Next Renewal
By Jennifer Schaefer, MBA, ChFC, SHRM-SCP Founder & CEO, JS Benefits Group Healthcare costs have quietly become one of the largest—and least scrutinized—operating expenses for many businesses. While organizations routinely benchmark payroll, technology, insurance, and operational expenses, employee healthcare spending is often reviewed only during renewal season. That reactive approach can leave employers paying significantly […]
Jennifer Schaefer Featured in Forbes Business Council: The Midyear Question Every CEO Should Be Asking
I’m honored to have recently been featured in a Forbes Business Council article discussing the key midyear questions every CEO should ask to keep their organizations on track for success. The article, “Key Midyear Questions Every CEO Should Ask,” brings together insights from business leaders across multiple industries on how executives can evaluate performance, identify […]
