Why Employee Advocacy Matters When Health Insurance Claims Go Wrong
Learn how employee advocacy can help employees handle health insurance claims, understand their coverage, and get support when claim issues arise.
Is Your Benefits Broker Really Shopping the Market at Renewal?
Learn how to evaluate whether your benefits broker is shopping the market at renewal and comparing options that fit your business and employees.
Rising Prescription Drug Costs: What Employers Can Do to Regain Control
Learn how employers can manage rising prescription drug costs by reviewing PBM strategies, plan options, and employee benefits to control healthcare spending.
How Claims Data Can Help Employers Find Hidden Healthcare Savings
Learn how claims data can help employers identify healthcare spending patterns, manage costs, and find potential savings in their employee benefits plan.
Why Your Business May Be Overpaying for Employee Health Benefits
Learn why your business may be overpaying for employee health benefits and how benchmarking, plan reviews, and alternative options can help manage costs.
Employee Benefits Strategy: Is Your Health Plan Working Hard Enough for Your Business?
By Jennifer Schaefer, Founder & CEO, JS Benefits Group If your company’s health insurance costs keep going up every year, I want to ask you a simple question: Is your health plan really working as hard as it could for your business? For many employers, the answer is no. Not because anyone did anything wrong, […]
Employer health insurance costs are projected to rise 8.2% in 2027
By: Rob Capone, Senior Employee Benefits Consultant If you’re preparing for your 2027 health insurance renewal, there’s one number you need to know: 8.2%. That’s the average increase U.S. employers project in health benefit cost per employee for 2027, according to Marsh’s 2026 National Survey of Employer-Sponsored Health Plans. It’s the highest increase since 2003. […]
The #1 Health Insurance Renewal Mistake Employers Make
By Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP Founder & CEO, JS Benefits Group When a health insurance renewal arrives, many employers immediately focus on one number: How much is the premium increasing? That is understandable. Health insurance is one of the largest expenses many businesses face, and a significant renewal increase can have […]
What Is a Self-Insured Health Plan? A Guide for Employers
By Bill Capece, Director of Business Development, JS Benefits Group For employers facing rising health insurance costs, self-insured health plans can provide another way to approach healthcare financing. But self-funding is more than simply changing insurance plans. It changes how an employer assumes risk, pays claims, analyzes healthcare spending and manages its overall benefits strategy. […]
What Is Stop-Loss Insurance? Self-Funded Health Plans Explained
Author: Bill Capece, Director of Business Development For employers considering a self-funded health plan, one of the most important concepts to understand is stop-loss insurance. Self-funding can give employers greater control over healthcare costs, access to claims data, and flexibility in plan design. But it also means the employer takes on responsibility for paying covered […]
