Do New Jersey Infertility Coverage Requirements Apply to My Company’s Health Insurance Plan?
Quick Answer: New Jersey infertility coverage requirements generally apply to qualifying insured group health plans issued or renewed in New Jersey for groups with more than 50 people when the plan includes hospital or medical benefits and pregnancy-related coverage. The mandate generally does not apply to private self-funded employer plans, New Jersey small-group coverage, or […]
Should a New Jersey Employer Use the State TDI and FLI Plan or a Private Plan?
Quick Answer: A New Jersey TDI and FLI private plan is worth considering when its cost, claims administration, or approved benefits offer a meaningful advantage over the State Plan. The State Plan is often simpler because New Jersey administers the benefits and no private-plan approval is required. A private plan must be approved by the […]
How Pennsylvania Employers Can Reduce Health Insurance Costs Without Cutting Benefits
By Rob Capone, Senior Employee Benefits Consultant, JS Benefits Group Pennsylvania employers continue to face pressure from rising health insurance costs. When a renewal comes in higher than expected, the conversation often turns immediately to higher deductibles, increased employee contributions, or reducing coverage. Those are not the only options. There are several strategies Pennsylvania employers […]
What Should Employers Look for When Choosing an Employee Benefits Broker?
Learn what employers should look for when choosing an employee benefits broker, from industry experience and plan options to communication and ongoing support.
Employee Benefits Benchmarking: How Does Your Benefits Package Compare?
Learn how employee benefits benchmarking helps employers compare contribution levels, plan design, employee costs, deductibles, and overall benefits competitiveness.
Is Level Funding Right for Your Company? | JS Benefits Group
Jennifer Schaefer | Founder & CEO, JS Benefits Group Is a level funded health plan right for your company? In this video, Jennifer Schaefer, Founder & CEO of JS Benefits Group, explains what employers should consider when evaluating level funded health plans and whether this approach may be a fit for their business. Watch the […]
PHCC Health Plan for Contractors: Group Health Insurance for Plumbing, Heating & Cooling Businesses
Good people are hard to find in the trades — and even harder to keep. For plumbing, heating, and cooling contractors, employee benefits can be an important part of attracting and retaining skilled employees. But smaller contractors often face a challenge: offering competitive health benefits without taking on unnecessary cost and administrative complexity. The PHCC […]
How to Build a Competitive Employee Benefits Package for a Growing Business
Learn how to build a competitive employee benefits package that supports employee satisfaction, retention, recruitment, and business growth.
Which Employers Must Offer New Jersey Pre-Tax Commuter Benefits?
Quick Answer: New Jersey pre-tax commuter benefits generally must be offered by employers with at least 20 employees for each working day during at least 20 calendar workweeks in the current or immediately preceding calendar year. Employees working outside New Jersey can count toward the 20-employee employer threshold. Covered employers must give eligible employees the […]
How to Reduce Employee Health Insurance Costs Without Cutting Benefits
Learn how businesses can reduce employee health insurance costs while maintaining valuable benefits and supporting employee satisfaction.
