Why Smart Employers Are Benchmarking Healthcare Costs Before Their Next Renewal
By Jennifer Schaefer, MBA, ChFC, SHRM-SCP Founder & CEO, JS Benefits Group Healthcare costs have quietly become one of the largest—and least scrutinized—operating expenses for many businesses. While organizations routinely benchmark payroll, technology, insurance, and operational expenses, employee healthcare spending is often reviewed only during renewal season. That reactive approach can leave employers paying significantly […]
Jennifer Schaefer Featured in Forbes Business Council: The Midyear Question Every CEO Should Be Asking
I’m honored to have recently been featured in a Forbes Business Council article discussing the key midyear questions every CEO should ask to keep their organizations on track for success. The article, “Key Midyear Questions Every CEO Should Ask,” brings together insights from business leaders across multiple industries on how executives can evaluate performance, identify […]
How an HRA Helps Reduce Healthcare Costs | JS Benefits Group
Healthcare costs continue to rise, forcing employers to make difficult decisions about their employee benefits. Too often, organizations assume the only way to reduce costs is by increasing deductibles, raising employee contributions, or reducing coverage. Fortunately, there is another option. A Health Reimbursement Arrangement (HRA) can help employers manage healthcare expenses while continuing to offer […]
Section 125 Premium Only Plans (POP): How Employers & Employees Save on Taxes in 2026
A Section 125 Premium Only Plan (POP) is one of the most effective and often overlooked ways employers can enhance their employee benefits program while reducing payroll taxes for both the employer and employees. Many employers in Pennsylvania, New Jersey, Delaware, and across the country use POP plans to give employees a more robust benefits […]
