Employee benefit: Disability insurance

Disability insurance protects employees during extended periods of disability due of which they’re unable to continue working for their employees. Some people alternatively describe it as ‘income insurance’, this is due to the fact that an insured worker continues to receive their monthly amount from insurance companies despite not receiving paychecks from their own employer. […]

Why Dental Insurance Still Matters in an Employee Benefits Package

Why Dental Insurance Still Matters in an Employee Benefits Package Dental insurance is one of the most practical benefits employers can include in a well-rounded employee benefits package. It helps workers manage the cost of routine care, supports preventive health, and can make a company’s benefits program more competitive when recruiting and retaining talent. For […]

Medicare Basics

Health care coverage in the US is becoming a growing concern, not only for the working class but also for those close to retirement and who have retired. If you’re 65 or older and searching for a suitable health insurance plan, then chances are that you might have come across Medicare. Medicare is basically a […]

How to use HRAs to Save on Healthcare?

HRA is a good option to consider for employers in the US seeking affordable and beneficial healthcare plans for employees. Also known as a Health Reimbursement Arrangement or Account, HRA is basically an IRS approved, tax advantaged and employer funded health benefit plan that provides great benefits to both sides, the employee and the employer. […]