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Health & Employee Benefits Solutions

You’ve built your business with heart and soul; we help you protect it with benefits programs designed to reduce one of your largest spends while strengthening your greatest asset, your team.

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Benefits Plan Design and Healthcare Cost Management

Cut costs, boost retention, and enhance your benefits.

Corporate Wellness

Enhance employee health and productivity, reduce healthcare claims.
Voluntary Benefits

Personalized, life-enhancing employee-paid benefits.

Executive Benefits

Provide critical financial protection for your business and it’s top performers.
Employee Advocacy

On-call advocacy — solving benefits issues fast for your team.

Self-Insured

Own your claims data and reduce costs with self-funding.
PBM Management Services

PBM transparency strategies that deliver real drug savings.

Captive Strategies

Reduce volatility and costs through captive risk sharing.
What is a level-funded health plan?
HR Services
HR Consulting Services & Solutions

Nothing is more important than getting complicated HR matters right the first time. We provide HR & Compliance support that protects your business and simplifies your workforce.

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Fractional HR

Automate and streamline tedious FSA, HSA, COBRA, and other administrative functions.

Compliance

ERISA, COBRA, ACA, and other HR expertise helps you to mitigate risk and avoid hefty fines.

Recruiting Services

We help you source, attract, and hire the talent you need to grow your business.

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From onboarding to off-boarding, our consultants match you with the best HR technology within your budget.

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Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Level Funded vs. Fully Insured Health Plans: What Employers Need to Know

Bill Capece of JS Benefits Group explains the differences between level funded and fully insured health plans and how employers can reduce healthcare costs.

Choosing the right health insurance funding strategy is one of the most important decisions an employer can make. As healthcare costs continue to rise, many business owners are exploring alternatives to traditional fully insured health plans in search of greater cost control and transparency. In this video, Bill Capece, Director of Business Development at JS […]

Jennifer Schaefer Featured in Urban Splatter: Five Employee Benefits Mistakes Growing Companies Make

Jennifer Schaefer, Founder & CEO JS Benefits Group Jennifer Schaefer, MBA, ChFC, SHRM-SCP, Founder & CEO of JS Benefits Group, was recently featured in Urban Splatter discussing five common employee benefits mistakes growing companies make. As healthcare costs continue to rise and competition for talent intensifies, employers face increasing pressure to offer benefits that attract and […]

Why Employee Benefits Are a Business Strategy, Not Just HR

A diverse team of five colleagues gathered around a table reviewing a document together in a bright modern office

For years, many employers viewed employee benefits as an administrative necessity, a yearly renewal process focused primarily on managing costs. Today’s workforce has changed that mindset. Employee benefits have evolved into a critical business strategy that directly impacts recruitment, retention, employee engagement, and long-term organizational success. In a competitive labor market, salary alone is rarely […]

The Future of Work and Level Funded Health Plans

Future of Work and Level Funded Health Plans showing digital employee benefits strategy, healthcare cost management, and workforce benefits planning.

The Future of Work and Level Funded Health Plans By Jennifer Schaefer, MBA, ChFC, SHRM-SCP Founder & CEO, JS Benefits Group The Future of Work with Level Funded Health Plans Over the past few years, I’ve noticed a significant shift in conversations with business owners and HR leaders. The discussion is no longer just about offering employee benefits. […]

The Future Workforce Expects More Than Traditional Insurance

The future workforce expects flexibility, wellness, and a stronger employee experience.

The workplace is evolving faster than ever before, and employee expectations are changing with it. The future workforce expects more than traditional insurance, creating major changes in employee benefits and workplace culture. Today’s workforce is looking for more than just a paycheck and a standard health insurance plan. Employees want to work for organizations that […]

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