Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

20 05, 2017

How to use HRAs to Save on Healthcare?

By |2026-03-29T14:33:26-04:00May 20th, 2017|Categories: Employee Benefits, Group Health, HR, HR|

HRAs to Save on Healthcare

HRA is a good option to consider for employers in the US seeking affordable and beneficial healthcare plans for employees. Also known as a Health Reimbursement Arrangement or Account, HRA is basically an IRS approved, tax advantaged and employer funded health benefit plan that provides great benefits to both sides, the employee and the employer.

Under HRA, the employer makes contributions into employee account and also provides reimbursements […]

19 05, 2017

Basics in HSAs

By |2018-01-04T16:40:13-05:00May 19th, 2017|Categories: HR|

Basics in HSAs

Introduced in the year 2003 under the administration of President George Bush, HSA, also known as Health Savings Account, is primarily a tax exempt account that you set up to save and set aside money to pay for qualified healthcare/medical expenses.

HSA Tax Breaks and Benefits

Setting up this account offers investors with triple tax advantages that no other kind of retirement plan can match, such as:

  1. Contributions that you make are […]
3 05, 2017

Overcoming the Challenges of Transparency in Healthcare

By |2018-01-04T16:40:13-05:00May 3rd, 2017|Categories: HR|

Challenges of Transparency in Healthcare

Transparency in healthcare industry has become a major and growing concern for everyone. Physicians, payers and health organizations across the board are diligently working on strategies and methods to ensure and achieve healthcare transparency.

Let’s take a closer look at what these professionals are doing to play their role in improving transparency in healthcare:

§ Physicians

In a fee for service system, physicians had no responsibility for the service and quality of care […]