Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Young Coworkers

Generational Perspectives on Employee Benefits

We all know the workplace has evolved over the years, and so have the expectations around the benefits package. A corner office, remote work setups, and paid time off – each generation brings its own set of priorities and preferences.

Baby Boomers

These seasoned professionals value stability and will likely appreciate traditional employee benefits like health insurance and retirement plans. For them, it’s not just about the job but the long-term security that comes with a comprehensive benefits package.

Gen X

Gen Xers are all about balance. They have seen the rise of technology and the transformation of the workplace, so flexibility is key. From flexible working hours to wellness programs, Gen X values benefits that help them juggle career and family without feeling like they are constantly on the brink of burnout.

Millennials

Employee benefits for Millennials go beyond ping-pong tables and bean bags in the breakroom. Health and wellness perks, professional development opportunities, and a sprinkle of social responsibility can make your workplace irresistible to this group. They crave purpose and growth, so aligning benefits with these values will have Millennials knocking on your company’s door.

Gen Z

Born into a world of smartphones and social media, these digital natives bring a fresh perspective to the workforce. When it comes to benefits, think digital! Remote work options, cutting-edge technology, and platforms that cater to their on-the-go lifestyle will make your workplace a magnet for Gen Z talent.

Now that you know what each generation prefers, let’s find out what the numbers say:

Generational Demands

According to a survey published by Forbes Advisor, the average job satisfaction rate is 5.5 out of 10. Let’s take a look at the scores of each generation:

Job Satisfaction Scores

  • Baby Boomers: 5.6 out of 10
  • Gen X: 6.6 out of 10
  • Millennials: 4.6 out of 10
  • Gen Z: 5.2 out of 10

Workplace Benefits Preferences

Flexible Work Options

  • Gen Z: 83%
  • Millennials: 84%
  • Gen X: 73%
  • Baby Boomer: 76%

Mental Health Resources

  • Gen Z: 59%
  • Millennials: 68%
  • Gen X: 66%
  • Baby Boomer: 57%

Upskilling Opportunities

  • Gen Z: 63%
  • Millennials: 63%
  • Gen X: 57%
  • Baby Boomer: 54%

Diversity, Equity, and Inclusion Programs

  • Gen Z: 62%
  • Millennials: 62%
  • Gen X: 54%
  • Baby Boomer: 54%

Flexible Paid Time Off (Vacation)

  • Gen Z: 65%
  • Millennials: 70%
  • Gen X: 67%
  • Baby Boomer: 66%

Team Recognition

  • Gen Z: 61%
  • Millennials: 63%
  • Gen X: 59%
  • Baby Boomer: 60%

Flexible Parental Leave Options

  • Gen Z: 66%
  • Millennials: 64%
  • Gen X: 65%
  • Baby Boomer: 60%

Resources Needed by Each Generation for Career Growth

Manager Training

  • Gen Z: 47%
  • Millennials: 44%
  • Gen X: 32%
  • Baby Boomer: 32%

Stipend for Continued Learning

  • Gen Z: 51%
  • Millennials: 48%
  • Gen X: 45%
  • Baby Boomer: 41%

Access to Learning Management Systems

  • Gen Z: 68%
  • Millennials: 60%
  • Gen X: 50%
  • Baby Boomer: 57%

Companywide Training from Different Departments

  • Gen Z: 56%
  • Millennials: 60%
  • Gen X: 55%
  • Baby Boomer: 61%

Performance Reviews

  • Gen Z: 47%
  • Millennials: 46%
  • Gen X: 36%
  • Baby Boomer: 51%

Mentoring Opportunities

  • Gen Z: 36%
  • Millennials: 27%
  • Gen X: 39%
  • Baby Boomer: 31%

Cross-Functional Learning (Shadowing)

  • Gen Z: 18%
  • Millennials: 5%
  • Gen X: 8%
  • Baby Boomer: 11%

While each generation has unique preferences, a common thread ties them all together – the desire for personalized benefits. One size does not fit all, and recognizing individual needs within each generation is key. Maybe it’s offering a mix-and-match benefits menu or providing tailored financial planning resources. Whatever the approach, acknowledging the diverse needs of your workforce is a surefire way to create a benefits package that resonates across generations.

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