How Pennsylvania Employers Can Reduce Healthcare Costs by 15%–30% Without Cutting Benefits
Many businesses want to reduce healthcare costs for employers without weakening the coverage employees rely on. In Pennsylvania, this challenge has become a top priority for companies facing higher premiums, tighter budgets, and growing employee expectations. Cutting benefits can damage trust. Smarter cost control takes a different path. It looks at plan structure, claims patterns, employee […]
Jennifer Schaefer Mentioned in COO Insider: Rolling Out Process Changes Across Operations Without Fatigue
Jennifer Schaefer Mentioned in COO Insider: Rolling Out Process Changes Across Operations Without Fatigue By Jennifer Schaefer, MBA, ChFC, SHRM-SCP Founder & CEO, JS Benefits Group Change Doesn’t Have to Lead to Change Fatigue I’m honored to have been mentioned in COO Insider’s expert roundup, “Rolling Out Process Changes Across Operations Without Fatigue.” The article […]
Why Smart Employers Are Benchmarking Healthcare Costs Before Their Next Renewal
By Jennifer Schaefer, MBA, ChFC, SHRM-SCP Founder & CEO, JS Benefits Group Healthcare costs have quietly become one of the largest—and least scrutinized—operating expenses for many businesses. While organizations routinely benchmark payroll, technology, insurance, and operational expenses, employee healthcare spending is often reviewed only during renewal season. That reactive approach can leave employers paying significantly […]
Stop-Loss Insurance Explained: Protecting Your Business in a Self-Funded Plan
Many businesses now prefer self-funded healthcare plans over traditional ones because they offer greater flexibility and control over healthcare spending. Instead of paying fixed monthly premiums, companies pay for employee healthcare claims as they arise. This approach can save money but also increases risk. Large medical claims can quickly strain finances, making stop-loss insurance important. […]
Jennifer Schaefer Featured in Forbes Business Council: The Midyear Question Every CEO Should Be Asking
I’m honored to have recently been featured in a Forbes Business Council article discussing the key midyear questions every CEO should ask to keep their organizations on track for success. The article, “Key Midyear Questions Every CEO Should Ask,” brings together insights from business leaders across multiple industries on how executives can evaluate performance, identify […]
PCORI Fee Explained: What Employers Need to Know Before the July 31 Deadline
If your organization offers a self-funded, level-funded, or Health Reimbursement Arrangement (HRA), there’s an annual IRS filing requirement that’s easy to overlook but important to complete on time—the Patient-Centered Outcomes Research Institute (PCORI) fee. Although the fee itself is relatively small, missing the filing deadline can result in penalties and interest. Understanding who must pay, […]
Reference-Based Pricing vs Traditional Networks: What Employers Need to Know
Healthcare costs keep rising, so many employers are seeking better ways to manage them. While traditional healthcare plans have been standard for years, more businesses are now exploring options that offer greater transparency and control over costs. Most businesses are now paying attention to Reference-based pricing. It may not suit every company, but many employers […]
HR Compliance Mistakes That Cost New Jersey Businesses Thousands (And How to Avoid Them)
As a business grows, HR tasks become both more important and complex. While many companies focus on hiring and daily operations, they sometimes overlook smaller compliance details that can turn into big financial or legal problems. For many New Jersey businesses, HR compliance mistakes do not always result from carelessness. Often, they occur when policies […]
How an HRA Helps Reduce Healthcare Costs | JS Benefits Group
Healthcare costs continue to rise, forcing employers to make difficult decisions about their employee benefits. Too often, organizations assume the only way to reduce costs is by increasing deductibles, raising employee contributions, or reducing coverage. Fortunately, there is another option. A Health Reimbursement Arrangement (HRA) can help employers manage healthcare expenses while continuing to offer […]
JS Benefits Group Named a Best of 2026 Award Winner by Business Rate
JS Benefits Group is proud to announce that we have been recognized as a Best of 2026 Award Winner by Business Rate, a distinction that recognizes organizations committed to excellence, client service, and delivering outstanding results. This recognition was highlighted in a recent USA Today press release announcing the award. For our team, this award […]
