Voluntary Employee Benefits: How Employers Can Add Value to Their Benefits Package
Learn how voluntary employee benefits can add value to your benefits package, support employee needs, and give workers more flexibility in choosing additional coverage.
Which Employers Must Follow New Jersey 1095 Filing Requirements?
Quick Answer: New Jersey 1095 filing requirements can apply when an employer provides minimum essential health coverage to New Jersey residents. Self-insured employers generally file the coverage information directly with the state, while fully insured employers normally rely on their insurance carrier. Multiemployer plan sponsors generally file for their plans. However, an employer may have […]
Open Enrollment: What Employers Should Review Before the Next Benefits Year
Learn what employers should review before open enrollment, including employee benefits, plan costs, benefits administration, and health plan options.
How Does New Jersey Small Group Continuation Differ From Federal COBRA?
Quick Answer: New Jersey Small Group Continuation, or NJSGC, can provide continuation coverage through insured New Jersey small-group health plans, including for employers too small for federal COBRA. Federal COBRA generally applies to employers with at least 20 employees and can cover insured or self-funded plans. NJSGC generally gives a qualified person 30 days after […]
What Should Employers Look for When Choosing an Employee Benefits Broker?
Learn what employers should look for when choosing an employee benefits broker, from industry experience and plan options to communication and ongoing support.
How Does the New Jersey DU31 Law Affect Health Coverage When a Child Turns 26?
Quick Answer: The New Jersey DU31 law may allow an employee’s child to remain on or enroll in a parent’s qualifying employer health plan after aging out of regular dependent coverage, commonly at age 26, and continue until age 31. DU31 generally applies to group health benefits plans issued in New Jersey regardless of employer […]
Employee Benefits Benchmarking: How Does Your Benefits Package Compare?
Learn how employee benefits benchmarking helps employers compare contribution levels, plan design, employee costs, deductibles, and overall benefits competitiveness.
What Benefits Must New Jersey Employers Include in Job Postings?
Quick Answer: New Jersey’s pay transparency law requires covered employers to include a general description of benefits and other eligible compensation programs in advertised new-job and transfer opportunities. The law does not require employers to offer a fixed list of benefits. NJDOL’s currently proposed, non-binding rules identify health, life and disability insurance, paid time off, […]
Is Level Funding Right for Your Company? | JS Benefits Group
Jennifer Schaefer | Founder & CEO, JS Benefits Group Is a level-funded health plan right for your company? In this video, Jennifer Schaefer explains what employers should consider when evaluating level-funded health insurance and whether it may be a fit for their business. Watch the video below to learn more. Is Level Funding Right for […]
PHCC Health Plan for Contractors: Group Health Insurance for Plumbing, Heating & Cooling Businesses
Good people are hard to find in the trades — and even harder to keep. For plumbing, heating, and cooling contractors, employee benefits can be an important part of attracting and retaining skilled employees. But smaller contractors often face a challenge: offering competitive health benefits without taking on unnecessary cost and administrative complexity. The PHCC […]
