Employee Benefits & HR Solutions for New Jersey Employers
NJ businesses rely on JS Benefits Group more than any other agency for employee benefit programs.
- Experts in the New Jersey health insurance and HR compliance landscape.
- Experts in designing cost effective plans, often increasing benefits, while reducing costs.
- 30+ Years of Experience Founder-led, in benefits since 1993, with thousands of clients today across PA, NJ, MD, DE, NY and nationwide.
- Known for handling complex compliance and HR matters with a personal touch.
The Employee Benefits Experts
Your Best Option for Employee Benefits in New Jersey
JS Benefits is proud to be one of the fastest growing Employee Benefits firm across the Mid-Atlantic. Our mission is to empower New Jersey employers to confidently navigate and change the way they do employee benefits with innovate solutions that challenge high costs and simplify complicated New Jersey laws and compliance.
Our success is driven by our unwavering commitment to delivering on our promises – and exceeding expectations every time.
Jennifer Schaefer
Founder & CEO
Employee Benefit Services
Employee Benefit Packages
Our experience, market knowledge and strong purchasing power helps our clients get the benefits they want and need, while controlling costs.
Cost Saving Strategies
We help clients develop long-term solutions that stabilize costs with various wellness, funding methods and other cost-saving strategies
HR Compliance & Solutions
We engage your employees while easing the burden on your HR team with employee benefit education, expert benefit resources and more.
New Jersey Service Areas
JS Benefits Group has provided group health and employee benefit services to thousands of New Jersey employers, helping them and their employees save money on healthcare. These include companies in finance, retail and online retail, food and beverage, government, health and beauty, healthcare, education, groceries, pharmaceuticals, technology and more. Here are just some of the areas our clients operate in New Jersey:
Mid-Eastern New Jersey
- Asbury Park
- Belmar
- Eatontown
- Fair Haven
- Freehold Township
- Holmdel
- Howell Township
- Long Branch
- Manalapan
- Manasquan
- Marlboro
- Middletown Township
- Red Bank
- Rumson
- Sea Girt
- Sandy Hook
- Tinton Falls
- Bayhead
- Bayville
- Barnegat
- Beach Haven West
- Brick Township
- Lakewood
- Lavallette
- Little Egg Harbor
- Long Beach Island
- Mantoloking
- Point Pleasant Beach
- Seaside Heights/Park
- Toms River
Mid-Western New Jersey
- Cinnaminson Township
- Evesham Township / Marlton
- Joint Base McGuire-Dix-Lakehurst
- Mount Laurel
- Moorestown
- Medford Township & Medford Lakes
- Mount Holly
- Willingboro
- Camden City
- Cherry Hill Township
- Gloucester Township
- Pennsauken Township
- Winslow Township
South-Eastern New Jersey
- Absecon
- Atlantic City
- Buena
- Egg Harbor Township
- Estell Manor
- Hamilton Township
- Hammonton
- Linwood
- Longport
- Mays Landing
- Margate City
- Northfield
- Pleasantville
- Somers Point
- Ventnor City
- Avalon
- Cape May City
- Cape May Point
- North Cape May
- North Wildwood
- Ocean City
- Sea Isle City
- Stone Harbor
- Wildwood
- Wildwood Crest
- Rio Grande
South-Western New Jersey
- Bridgeton
- Millville
- Shiloh Township
- Vineland
- Alloway Township
- Carneys Point Township
- Elmer Borough
- Oldmans Township
- Pennsville Township
- Pilesgrove
- Quinton Township
- Salem City
- Woodstown
- Deptford Township
- Franklin Township
- Glassboro
- Harrison Township
- Monroe Township (Williamstown)
- Washington Township
- West Deptford
- Woodbury
Staying compliant with Federal and New Jersey State Employee Benefit and HR Laws.
New Jersey does not require employers to offer health insurance to their employees, however, Federal Law (the ACA) mandates that New Jersey employers provide health benefits to employees if they have 50 or more full time employees, or face fines and penalties.
Employers who have been in business for more than two years, OR, if they have 25+ employees must offer a retirement plan to employees. It can be a traditional retirement plan such as a 401(k) or a similar plan, or they have the option of of enrolling in the New Jersey Secure Choice Savings Program.
New Jersey Employers must provide up to 40 hours of paid earned sick leave annually to most part-time and full-time employees. All NJ employers must adhere to the federal law, FMLA (Family Medical Leave Act), which gives employees up to 12-16 weeks unpaid leave for family illness or pregnancy. New Jersey state law allows 12 weeks of unpaid leave for birth, adoption, foster care, or family illness. New Jersey employees are also entitled to time off for jury duty, military obligations, and crime victim leave.
New Jersey employers must also provide unemployment benefits and workers compensation.
If between 2-9 employees, New Jersey employers must follow the New Jersey Mini-COBRA law and offer continuing health coverage to employees, and if over 20 employees then they are subject to federal COBRA laws.
*Some employers can satisfy the federal regulations for the ACA through and HRA, such as a ICHRA, or a health stipend. If you have less than 50 employees, we have programs that will allow you to offer robust benefits at affordable rates.
NEED HELP WITH NEW JERSEY HR AND EMPLOYER LAWS?
Talk to JS Benefits Group – we really can help. We’ll make sure your benefit programs are in compliance with the ACA and other state laws. We provide hands-on support and act as your employee benefit partner and compliance advisor, in addition to providing value-add administration and HR tools as part of our services.
