Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Reasons Employees Don’t Participate in Wellness Programs

Your wellness program will only work if employees are participating in it. For many HR personnel, their greatest challenge is to device a sustained employee engagement with their wellness program.

Employee participating just isn’t there. It is important to not expect unrealistic results such as 100% participation. You can’t have every person participate in your wellness program, because it is normal for some people to not bother with it at all. But there are things you can do to make things different.

The key is to understanding the reasons why employees don’t participate in wellness programs.

Skepticism

There will always be a large group of people with their fair bit of skepticism. They don’t believe your strategy will work because of unfamiliarity with the program. What’s making them even more hesitant to participate in your wellness program is your demand to access their health information. The best way to work around this is to ensure that you will respect their privacy policy. This is to ensure you earn their trust.

They Aren’t Ready

There are some people who are simply not willing or ready to make healthy live choices. Such people are few and far between, incentivizing the wellness program doesn’t help much. They couldn’t care less if you improved your wellness program even if they were to reflect those set up by Fortune 500 companies. It is okay to count such employees out and to focus your efforts on employees who do want to improve their lifestyle.

They Think It’s Irrelevant

What makes your weight loss program or diet strategy better than what is already out there? Why bother with your programs at all when they can get a better plan elsewhere? There might be some truth to this, but such employees don’t really take advantage of other health plans. This is the entire point of introducing an in-house employee wellness plan.

At time the wellness policy comes across as too ‘basic’, such as an exercise program where employees walk outside for a few minutes. This will make your program look less authentic and many employees won’t participate as a result. To appear more authentic, it is a good idea to hire healthcare consultants to give tailor made programs for specific groups in your office. You will have a better shot at increasing the participation rate.

Poor Communication

You can’t expect employees to follow your ‘to-do’ list and call it a day. It is very important to communicate each task in detail such as how it helps and why it helps. It is also a good idea to discuss the benefit employees will get if they do as they’re told. This will earn your employee’s trust and promote the participation rate.

Too Boring

Many wellness policies are simply too boring for employees to concern themselves with. Try to make the program more fun by utilizing different programs and strategies. Using the same tired old strategy will induce nothing more than boredom, and employees who previously showed interest will show more detachment.

To design more optimized wellness programs for your employees, get in touch with consultants at JS Benefits Group today.

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