What does the bipartisan MLR bill mean for small businesses?

Medical Loss Ratio or MLR is the minimum percentage of premium dollars insurance companies are allowed to spend on administrative costs such as salaries, marketing and bills. For instance if an insurer uses 70 cents out of each premium dollar to pay their customers’ medical claims to improve their quality of life, the company is […]
Employee Behaviors That Create HR Challenges for Employers

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Are Uber’s drivers ‘employees’?

The past year was a rollercoaster ride for Uber. They were marred by sexual harassment lawsuits, driver classification and their use of the controversial “Greyball” tool. Regulators and traditional rivals such as cab drivers and taxi firms have given the ride-hailing app much grief across the world by their non-stop protests. Indeed, Transport For London, […]
Dental Benefits At Work

Good oral health benefits both employees and employers as it correlates to greater productivity. JS Benefits Group offers individual, group or voluntary Dental and Vision Plans. Read the infographic to know more about it.
Life Insurance As An Employee Benefit

Offering life insurance to your employees is a way of saying “You matter”. If this optional benefit is one you are thinking of offering, JS Benefits Can Help You! Check out this infographic to know more about it!
Identity Theft Protection

Companies all over the world have a huge bulls eye painted behind their backs, serving as honeypots for hackers and other cyber criminals. While internet security has somehow managed to keep up with brute force attacks because of their solid defense mechanisms, the general lack of knowledge displayed by employees opens numerous loopholes through which […]
Passive Enrollment vs Active Enrollment

Passive Enrollment vs Active Enrollment Most employees do not spend much time reviewing their benefit choices during open enrollment. That is why the decision between passive enrollment vs active enrollment matters for employers. The enrollment approach a business chooses can affect employee understanding, plan participation, benefit usage, and the overall value employees receive from their […]
Employee Wellness Program Statistics

The more preventive care we use now, the less it costs everyone later. Wellness Programs at work contribute to overall health and betterment for employees, and savings on future claims costs for employers. For a complete picture, read the inforgaphic by JS Benefits Group.
Strategic Ways to Communicate With Employees about Employee Benefits

Employees are the backbone of an organization. Without, it would be impossible for a business to function. Whether it’s managers or their subordinates, every individual makes a significant difference in the way an enterprise works.
All You Need To About Know Private Exchange

Ever wondered why all employees get the same benefits when they all have different needs and preferences? Well now that problem is solved! JS Benefits introduces “Private Exchange” – A Unique Group Health Option -That allows employees to pay and choose their own health plan. Find out more about Private Exchange Program through this inforgraphic.