Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

What does the bipartisan MLR bill mean for small businesses?

Medical Loss Ratio or MLR is the minimum percentage of premium dollars insurance companies are allowed to spend on administrative costs such as salaries, marketing and bills. For instance if an insurer uses 70 cents out of each premium dollar to pay their customers’ medical claims to improve their quality of life, the company is […]

Employee Behaviors That Create HR Challenges for Employers

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Are Uber’s drivers ‘employees’?

The past year was a rollercoaster ride for Uber. They were marred by sexual harassment lawsuits, driver classification and their use of the controversial “Greyball” tool. Regulators and traditional rivals such as cab drivers and taxi firms have given the ride-hailing app much grief across the world by their non-stop protests. Indeed, Transport For London, […]

Dental Benefits At Work

Dental Benefits At Work

Good oral health benefits both employees and employers as it correlates to greater productivity. JS Benefits Group offers individual, group or voluntary Dental and Vision Plans. Read the infographic to know more about it.

Life Insurance As An Employee Benefit

Life Insurance As An Employee Benefit

Offering life insurance to your employees is a way of saying “You matter”.  If this optional benefit is one you are thinking of offering, JS Benefits Can Help You! Check out this infographic to know more about it!

Identity Theft Protection

Companies all over the world have a huge bulls eye painted behind their backs, serving as honeypots for hackers and other cyber criminals. While internet security has somehow managed to keep up with brute force attacks because of their solid defense mechanisms, the general lack of knowledge displayed by employees opens numerous loopholes through which […]

Passive Enrollment vs Active Enrollment

Benefits

Passive Enrollment vs Active Enrollment Most employees do not spend much time reviewing their benefit choices during open enrollment. That is why the decision between passive enrollment vs active enrollment matters for employers. The enrollment approach a business chooses can affect employee understanding, plan participation, benefit usage, and the overall value employees receive from their […]

Employee Wellness Program Statistics

Employee Wellness Program Statistics

The more preventive care we use now, the less it costs everyone later. Wellness Programs at work contribute to overall health and betterment for employees, and savings on future claims costs for employers. For a complete picture, read the inforgaphic by JS Benefits Group.

All You Need To About Know Private Exchange

All You Need To About Know Private Exchange

Ever wondered why all employees get the same benefits when they all have different needs and preferences? Well now that problem is solved! JS Benefits introduces “Private Exchange” – A Unique Group Health Option -That allows employees to pay and choose their own health plan. Find out more about Private Exchange Program through this inforgraphic.