Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

Your Benefits Broker Should Save You More Than They Cost.
Most employers overpay for benefits — not because they’re careless, but because they don’t have an expert in their corner at renewal time. JS Benefits Group delivers measurable, documented savings through smarter plan design, aggressive carrier negotiation, and compliance that prevents costly mistakes.

The Numbers Are Staggering.
Healthcare costs are projected to rise 7–8% in 2026, yet 67% of employers renew without ever shopping the market — because carriers count on that inertia. We don’t let that happen. From level-funded plan design to ACA compliance, our clients typically save 15–30% in year one — and every service is included at no additional cost.

Real Employers. Real Savings.
A Pennsylvania manufacturer with 145 employees saved $187,000 in year one. A New Jersey firm avoided $94,500 in IRS penalties. A Delaware healthcare organization reduced premiums by 22% — while employees actually preferred the new plan.

Find Out What You’re Leaving on the Table.
A free benefits analysis takes less than an hour and shows you exactly what your current plan is costing you — and what a smarter strategy would save. No pressure. No obligation. Just numbers.

Submit the form on the left or click here for more information.

About Jennifer Schaefer

Jennifer Schaefer, MBA, CLU, CHFC, RHU, REBC, SHRM-SCP – Employee Benefits Expert | HR Leader | Certified Corporate Wellness Specialist I help businesses lower healthcare costs, implement level funded and self-funded plans, and create benefits programs that attract and retain top talent. Featured in the Philadelphia Inquirer and BestofHR.
25 09, 2017

Understanding Generation Z

By |2018-01-04T16:39:59-05:00September 25th, 2017|Categories: HR|

Gaining a thorough understanding into what motivates this new generation of youngsters can help you attract talent that is over 20 million strong! Born between the years 1990 and 1999, their challenges and life goals are an entirely different beast than those of older generations. The power of the internet has equipped them with a great many number of skills which can help to help your business grow.

Your office will soon house multiple […]

22 09, 2017

The importance of stock benefits

By |2018-01-04T16:40:00-05:00September 22nd, 2017|Categories: HR|

Employee benefits have grown far beyond simple reimbursement packages such as health insurance and big salaries. An increasingly preferred means of motivating the employee is by offering them a piece of the company. The stakes get higher when it’s your business on the line. And this line of thinking has the subtle yet effective means of driving up worker productivity.

Don’t just restrict these stock options for bigwigs high up on the corporate ladder, […]

21 09, 2017

A general guide on minimizing the cost of improving employee benefits

By |2018-01-04T16:40:00-05:00September 21st, 2017|Categories: HR|

Employee benefits are without a doubt the single biggest means of retaining quality talent within your business. But most business owners generally do not have the insight on choosing a proper action plan to generate useful benefit plans designed to specifically help their business. Because of their lack of knowledge, they end up using plans which don’t really benefit their company at all.

Employee benefits are not one size fits all; this is especially […]

19 09, 2017

Free food benefits: A burden or an opportunity?

By |2018-01-04T16:40:01-05:00September 19th, 2017|Categories: HR|

When it comes to employee benefits, the buzzwords usually jump off our minds are health, disability and medical insurance, retirement benefits and paid time off, to name a few. But it has been observed that in the Silicon Valley, the new norm is to provide free food to all their employees!

It might make you ponder the obvious question; why would employees who earn on average more than a six figure income on […]

1 09, 2017

Diversity in the Videogame Industry

By |2018-01-04T16:40:01-05:00September 1st, 2017|Categories: HR|

The video game industry contributes more than $90 billion to the world economy, that’s miles ahead of what most film industries accomplish –even going toe to toe with the likes of Hollywood.

Here’s a little story to help you get an idea of its far reaches. When the critically acclaimed videogame Grand Theft Auto 5 was released in 2013, it crossed the $1 billion mark within a span of 24 hours. And back then it was available on only […]

31 08, 2017

Why Your HR Team is Not the Bane of Your Existence

By |2022-08-16T11:46:40-04:00August 31st, 2017|Categories: HR, HR|

An effective human resources team is more than just a cog in the wheel, it IS the whole wheel. A robust HR department is integral to the efficient and coordinated success of your business and enterprise – the scale of the company has no consequence on the importance of an HR team. The bigger ones cannot live without them and the smaller ones cannot grow without them.

Over the years the term HR has began to […]

30 08, 2017

Marijuana and the work place

By |2018-01-04T16:40:02-05:00August 30th, 2017|Categories: HR|

2016 has been a great year for Marijuana advocates in the US, becoming legal (with some limitations) in 30 states. While the majority still only allow medicinal usage, recreational use is allowed in some 9 states including Massachusetts and Alaska.

It is a burgeoning industry that is scheduled to post sales amounting to more than $20 billion in the year 2021. Marijuana no longer has the same stigmatized, dangerous characterization it faced a few years ago […]

29 08, 2017

Overcoming the challenge of hiring talent on low wages

By |2018-01-04T16:40:03-05:00August 29th, 2017|Categories: HR|

Any HR team faced with hiring talented employees on minimum wages knows that it’s not really an easy task. You’re asking someone to invest their personal time on a long term basis for a reward that doesn’t really amount to anything significant. Most low wage jobs attract talent for a short duration of time, something that gives workers a brief respite from their financial problems until a better opportunity comes along. Unless they know your […]

27 08, 2017

Bullying in the workplace

By |2018-01-04T16:40:03-05:00August 27th, 2017|Categories: HR|

Lewd comments and over the top remarks are usually how racism and sexism first begin creeping into the workplace. It all starts with subtle references which might initially be open to interpretation – “perhaps he didn’t really mean what I think he meant”, “maybe I misunderstood that reference” – and you shrug aside those comments your gut knows are racist or sexist in nature in the hopes that it was just a misunderstanding and probably […]

26 08, 2017

Recreation at the office

By |2018-01-04T16:40:03-05:00August 26th, 2017|Categories: HR|

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All work and no play makes everyone a dull boy, girl, man, woman (whatever might be your preferred ‘pronoun’). The same is true for the workplace – toiling 12 hours a day, every day of the week will take its toll on even the most workaholic of employees.

Your job as the employer at the end of the day is to get the most productivity out of your employees. You can raise their salary, give them […]